Advance Innovations (AdIns) is Independent Software Vendor that established in 2000. We have comprehensive an end-to-end solution for financial businesses such as customer finance and leasing solution, mobile solution, document solution, IT training and development solution, data warehouse and business intelligent solution and payment channel solution. With all of this solutions we are a market leader in this industry with 60% of market share. AdIns has an excellent track record and 100% success rate in project implementation supported by an excellent combination of highly skilled professionals, in-depth business understanding, and extensive experience in financial industry especially banking and multi-finance company.

Feels Like Home

We do not care about who you are, where do you come from, or the colour of your skin. You are one of us and we are one of you. AdIns is home to young innovative professionals, because we know that modern problem need a modern solution. Having fun while working will make an enjoyable, conducive, and comfortable working place and it is one of the privilege that gave to the employees.

Learning Experience

If you are looking for a job, AdIns is not the right place for you, if you have huge thirst of knowledge, AdIns is the perfect place to keep on learning and developing yourself. Learning is the journey of a lifetime, that's why AdIners aren't just encouraged but also sponsored to take a bunch of certification for free.

Same Frequency

We understand that not everyone can get along with each other and we all have a fear of being judged. You can be yourself without any hesitation because we talk in the same frequency and have the same set of mind on this world. Being bullied and be the bully with no heartache is an everyday thing.

Facility & Reward

Greater power comes with greater responsibility, no pain no gain, yin and yang, everything come in pairs and have to be balance. AdIns will see and acknowledge every skill and potential that you have, so do not be afraid and feel free to do more than what they expect. We really appreciate our loyal and dedicated employees with a further study, certification, vacation trip, etc.

Follow our Social Media
Instagram: @lifeatadins
Youtube: AdIns Official
Tiktok: adins_official
LinkedIn: PT. Adicipta Inovasi Teknologi (AdIns)
Facebook: PT Adicipta Inovasi Teknologi (AdIns)

PT. Adicipta Inovasi Teknologi (AdIns)

<ul>
	<li>Memberikan dukungan teknis kepada pengguna dalam menangani masalah perangkat keras (hardware) dan perangkat lunak (software).</li>
	<li>Melakukan instalasi, konfigurasi, dan pemeliharaan perangkat IT seperti komputer, laptop, ponsel, dan perangkat pendukung lainnya.</li>
	<li>Membantu pengelolaan server, jaringan, dan infrastruktur cloud computing (jika diperlukan).</li>
	<li>Memastikan semua sistem IT berjalan lancar sesuai dengan kebijakan dan standar keamanan perusahaan.</li>
	<li>Mengikuti perkembangan teknologi baru dan memberikan saran untuk peningkatan infrastruktur IT.</li>
</ul>

This is a general pre-screening test for developers which measures Mental Code Simulation, Debugging, and Coding skills using programming languages C++, Java, Python, Ruby, PHP, and Javascript.

Basic Programming Aptitude

IT Help Desk

PT. DANS MULTI PRO sebuah perusahaan Teknologi Informasi (Information Technology), saat ini kami mengkhususkan diri sebagai sebuah perusahaan penyedia solusi layanan TI di semua sektor industri. Solusi layanan TI yang kami hasilkan akan membantu perusahaan dalam menganalisa implikasi bisnis, biaya, dan peraturan yang ada untuk menghasilkan suatu roadmap teknologi yang digunakan oleh perusahaan tersebut.

Pengalaman kami menunjukkan bahwa dengan menyediakan lingkungan kerja yang nyaman dan menantang bagi para pegawai kami, berbagai inovasi akan muncul untuk menghasilkan suatu produk yang berkualitas. Tangan tangan karyawan profesional kami terus menghasilkan inovasi untuk memenuhi kepuasan pelanggan

Selain memiliki tim profesional untuk membantu pelanggan, kami pun membangun aliansi strategis dengan sejumlah partner teknologi nasional, regional, maupun global untuk memperkuat penawaran solusi kami.

Dans Multi Pro

<ul>
	<li>Build functioning and smooth front-end web applications that interacts with RESTful API services.</li>
	<li>Develop web applications using ReactJS.</li>
	<li>Apply all necessary validations for input fields of the application.</li>
	<li>Develop animation, transitions and interaction for UI and visual elements.</li>
	<li>Develop all necessary smart and dumb components for the application.</li>
	<li>Ensure high quality graphic standards and brand consistency.</li>
	<li>Stay up-to-date with latest design, UI trend and emerging front-end technologies.</li>
	<li>Apply unit testing for all necessary model, reducer, effects and/or services as well.</li>
</ul>

Front End Developer

Who We Are

We are a System Integration Firm that dedicated ourselves to Cloud Computing Solutions. We establish ICS to answer the future challenges, to provide solutions on how to get to market faster, create new experiences, and build operational muscle for sustainable results. Rising to those challenges, we provide Implementation, Managed Services, Consultancies, for multinational and local enterprises, or startups that are building their path for greater future. We will provide the most effective, cost optimized solution to all of our customers. We will answer every challenge with innovation to transform our client businesses, so they could scale new opportunities and balance the two for a wise pivot for a sustainable business. Our company comprise of engineers that has been in the industry for more than 10 years, we are confident to provide the right and most effective solutions to all of our clients. As a leader in CLOUD solutions and services, ICS helps global enterprises and midsize organizations to increase the efficiency and flexibility of their mission-critical cloud infrastructure and support operations, through a dedicated team of cloud experts.We have done more than 50 migrations during our 3 years of establishments, and more than 100 customers currently. We have done not only migrations, but also SAP Implementation, Magento for e-commerce, and Dev-Ops implementation in many industries. We keep adding more competencies to serve more unique requirements from our customers.

Why us

We are advisors, strategists and engineers focused to emphasize your business. We are born in the cloud. Running in the  business over a decade allow us to have experiences in many industries, shape us to provide the right solutions for all of our customers.

•	Indonesia AWS Advance Partner
Since 2019, we’ve become the first local advance partner in Indonesia. ICS Compute has proven to deliver best practice for cloud computing to the customers, not only from reliability, security, scalability, but also for cost and infra optimization.
•	Certified Cloud Engineer
We certified all of our engineers to give our customers convenience, and to make sure that we can provide and deliver best practice solutions to all of our customers base on their workload.
•	Quality Cloud Infrastructure
By leverage the services from the cloud providers, we provide quality solutions, which include aspects of security, high availability, scalability, reliable and cost optimized.
•	Best Value for Money
We will help our customers in their cloud journey, and it also include by helping them choose the right cloud providers, the right billing method, and do several tips and tricks that can help them to optimize their cloud usages.
•	Rich Feature Solutions
All applications that was created currently already available to implement on Cloud. These movement will create a rich environment in Cloud Computing, from a-z of your requirements will be available on top of Cloud Computing. You don’t have to look elsewhere to find the right and effective features for your company. From Infrastructure as a service, transform your workload to combine platform as a service, software as a service and function as a service, and develop your data analytic by using the cloud services. Technology grows rapidly, providing thousands innovation every year, so modernize your company now and create greater opportunities with our solutions to compete in the market.

Our core values

In ICS, we believe the future will be all digital on top of Cloud. Because we believe Cloud Computing has the scalability, the flexibility and the optimization that will be required by all industries. Simply said, Cloud Computing is a necessities. So, we are obsessively passionate and focus on the curve of technology, following every innovation and optimization that will help our customers to reach their goals. Born in the cloud, we trained all of our Team to follow the curve of technology and innovation. So we could provide the best solution to boost their businesses with the most optimize cost. We are more than happy to assist and helped you in pursuing your dreams through technology and innovation. Let’s Grow Together!


ICS Compute

We are looking for programmers with a keen eye for design for the position of front end developer. Front end developers are responsible for ensuring the alignment of web design and user experience requirements, optimizing web pages for maximum efficiency, and maintaining brand consistency across all web pages, among other duties.

Front end developers are required to work in teams alongside back end developers, graphic designers, and user experience designers to ensure all elements of web creation are consistent. This requires excellent communication and interpersonal skills.

Cxrus Solutions was established in 2003 as an end-to-end Enterprise IT solutions provider in Asia Pacific. Headquartered in Singapore, We form strategic partnerships with industry-leading technology vendors to deliver Enterprise-grade business solutions and system integration services.

We are the digital architects who provide end-to-end Enterprise IT solutions for our clients. Our mission is to deliver cutting-edge solutions through innovation, dedication and a commitment to excellence. 

Cxrus Solutions has grown to become the leading Enterprise IT solutions provider with regional presence in Kuala Lumpur, Malaysia and Jakarta, Indonesia to serve Enterprises across the Asia Pacific region.

Cxrus Solutions

<ul>
	<li>Slicing images from xd/psd file design</li>
	<li>Working close with designer to understand the dynamic feature that not viewable from design (animation slider, popup, drop, etc)</li>
	<li>Collaboration with designers, users, and other developers to translate project requirements into functional features and applications</li>
	<li>Translate given design into HTML and Angular pages for Desktop &amp; Mobile</li>
	<li>Create animation and dynamic UI improvement based on javascript and css</li>
	<li>Help the delivery team to do Quality Control on the UI / UX part</li>
	<li>Provide basic CSS guideline for UI development ( class name standard which will be applied to button, div, etc</li>
	<li>Website SEO</li>
	<li>Website Optimization (image optimization, css, js minify, and page speed) </li>
</ul>

EF EFEKTA English for Adults

EF - EXCELLENCE IN ENGLISH TRAINING

EF was founded in Sweden in 1965 with just one teacher and a big dream of "breaking down the barriers in language learning both regionally and culturally". Today, EF has become the world's best and largest provider of English language courses by offering language learning and certified courses to people of all ages with study abroad opportunities and cultural exchange programs. EF has been appointed five times as the provider of language training services and official education services for the Olympics (1988 in Seoul, 2008 in Beijing, 2014 in Sochi, 2016 in Rio and 2018 in Pyeongchang).

EF & INDONESIA

With more than 500 schools and offices in 53 countries, EF is the world's largest private educational institution. EF has been in Indonesia since 1986 and to this day we provide intensive training programs for adults and education for children by leveraging the latest technology to provide courses, both in schools and online 24 hours a day.

EF & OLYMPICS

EF consistently supports various sporting events in various parts of the world and makes it a medium to promote global unity, development and equality. We are proud to have been the official provider of language training and education services for five Olympiads.

EF & INTERNATIONAL COMPANIES

EF continues to provide English training services for more than 1,500 international companies worldwide in various industries for a wide variety of employees.

EF Foreign Tutor.

EF has a team of high-quality teaching professionals led by teachers mostly from English-speaking countries with TEFL or other professional certifications. Our teachers are thoroughly selected and rigorously trained so that they are able to apply EF's superior learning methods. Let's get to know our foreign teachers better!

EF EFEKTA English for Adults

Telemarketing represents the image of EF Adults. You will provide appropriate learning information needed by prospective EF Adults Indonesia students.

This position will be responsible to:

<ul>
	<li>Making outbound calls and receiving inbound calls to and from prospective students who are looking for learning information about EF Adults through online channels (websites, social media or other media),</li>
	<li>Fulfilling the target of attending consultation invitations per month,</li>
	<li>Meet the target calls per day,</li>
	<li>Operating Sales force and Quiros systems for administration in the calling process</li>
</ul>

Call Center Agent

Satu Group adalah Mitra Bisnis terpercaya dari Perusahaan penyedia jasa layanan keuangan khususnya produk multiguna.

Satu Group memiliki  produk utama, yaitu :

Joint Operation Outlet (JOO) merupakan titik Kerjasama satugroup dengan Finance Company yang tersebar di 179 kotamadya/kabupaten dengan sebaran mencapai 300 outlet

C-Link merupakan program yang ditujukan sebagai bentuk apresiasi satugrup kepada pelanggan setia yang berpartisipasi dalam merekomendasikan kerabat, teman dekat, serta orang sekitar untuk menjadi pelanggan baru

Satu Group

<ol>
	<li>Pengembangan Frontend: Mengembangkan dan memelihara antarmuka pengguna web yang responsif dan dinamis menggunakan Vue.js , React.js , Angular , Typescript , Next.js dan JavaScript berdasarkan desain yang diberikan dan memahami metode State Management , hooks , server-side rendering (SSR) atau static site generation (SSG) .</li>
	<li>Integrasi API: Melakukan integrasi API untuk menghubungkan antara frontend dan backend, serta memastikan data dapat ditampilkan dan dikirim dengan akurat.</li>
	<li>Pengembangan Backend (PHP , Node.js): Membuat dan mengembangkan backend menggunakan PHP atau turunan dari Node.js, termasuk membangun RESTful API yang handal.</li>
	<li>Pengelolaan Database: Mendesain dan mengelola struktur database menggunakan MySQL atau PostgreSQL, serta memastikan performa database optimal. ( Opsional )</li>
	<li>Debugging dan Perbaikan: Mengidentifikasi, menganalisis, dan menyelesaikan masalah teknis dalam aplikasi web untuk memastikan fungsionalitas dan performa yang maksimal.</li>
	<li>Kolaborasi Tim: Bekerja sama dengan tim desain, pengembangan backend, dan QA untuk memastikan semua fitur aplikasi berfungsi sesuai kebutuhan.</li>
	<li>Pengujian Aplikasi: Melakukan pengujian unit dan integrasi untuk menjamin kualitas aplikasi sebelum rilis.</li>
	<li>Pemeliharaan dan Dokumentasi: Memastikan kode tetap bersih dan terdokumentasi dengan baik, serta melakukan pembaruan dan pemeliharaan aplikasi secara berkala.</li>
</ol>

Front End Web Developer

Kompas Gramedia, through its more than 50 years of history, is striving for one goal: enlightening and empowering Indonesia. To ensure that we are able to serve the nation for another 50 years, we are undergoing a digital transformation; strengthening and expanding our solid business pillars by developing new digital business initiatives.

Our vision is to enlight all the people in Indonesia with all the knowledge we have.

Kompas Gramedia

<ul>
	<li>Responsible for the full life-cycle of assigned product technical domain, functionality, or business initiative, includes product strategy, roadmap, and release management.</li>
	<li>Research, analyze, and evaluate ideas or concepts to determine whether there is sufficient strategic, market, and financial merit from continued consideration and possible development into a product through industry research, direct client/prospects meetings, and through internal cross function stakeholders.</li>
	<li>Outline the product scope and market requirements, define success metric for each product strategy, and develop test plans and use cases.</li>
	<li>Identify changing trends and opportunities in the travel, hospitality, tourism, and digital space in markets around the globe.</li>
	<li> Handling data analytics, product performance, KPIs, user feedback, and continuous product improvement.</li>
</ul>

Front End Developer Freelance

Our Journey

With a renewed vision for growth and innovation, we rebranded as PT Bank SMBC Indonesia Tbk (SMBC Indonesia) in 2024, formerly known as PT Bank BTPN Tbk. This rebranding reflects our response to the dynamic changes, allowing us to consolidate our strengths and deliver even more seamless, integrated solutions for millions of customers from diverse segments across Indonesia.
 
This transformation signals our commitment to advancing and streamlining our business strategies, enabling us to better serve our customers and help them lead more meaningful and fulfilling lives. At the heart of this rebrand is our dedication to supporting Indonesia's long-term development goals, in alignment with the vision of Indonesia Emas 2045.
 
In addition to these goals, we are excited to invite talented individuals and younger generations to join us, expand their careers and make a lasting impact. Together, we can drive positive change and build a brighter future for Indonesia.

Life at SMBC Indonesia

At SMBC Indonesia, our team is a close-knit family of innovative individuals dedicated to growing and making a positive impact on our communities. We offer top-notch banking services while ensuring that our team members feel appreciated and engaged thanks to cutting-edge digital technology and global expertise. We foster a flexible, open environment where employees can continuously learn, develop professionally, and aspire to become their best selves.

We cultivate a collaborative culture with open communication between leaders and team members, encouraging the sharing of ideas, feedback, and problem-solving. Strong bonds between colleagues are vital, enabling agile teamwork that drives success in today’s fast-paced banking industry.
Our office is designed for both productivity and relaxation, with activities like billiards, gaming, and karaoke available after work. SMBC Indonesia also supports various internal clubs, offering options like yoga, badminton, gaming, and parenting to keep our team active and engaged. We believe these opportunities are essential for maintaining a vibrant, innovative workforce.

Giving Back

Through our Daya program, SMBC Indonesia champions sustainable, measurable empowerment initiatives for our customers. The Daya program offers education, training, and resource-sharing to enhance entrepreneurial skills, unlock growth opportunities, and improve quality of life. Health & Wellness and Community Empowerment programs are integral parts of our business model, fostering an environment where our customers thrive alongside our business.

Adaptive to change
 
With decades of experience, SMBC Indonesia has embraced adaptability as a core value. Our approach to work reflects this, with flexible dress codes, remote work options, and digital collaboration tools to keep our team connected and productive. By embracing these changes, we are better positioned to serve our customers effectively and stay resilient in a dynamic industry. Despite the evolving challenges in banking, SMBC Indonesia remains committed to meaningful progress and impactful service that touches millions.

PT Bank SMBC Indonesia Tbk

<ul>
	<li>Menjalankan proses penagihan dan penanganan nasabah yang di mappingkan dengan menggunakan channel penagihan sesuai ketentuan agar debitur melakukan pembayaran.</li>
	<li>Membuat perencanaan harian atas penanganan Nasabah yang di mappingkan.</li>
	<li>Menjalankan penagihan yang efektif sesuai dengan Strategi dan Kualitas penagihan yang berdampak pada kualitas portofolio sesuai dengan target yang ditetapkan.</li>
	<li>Mencapai target produktivitas harian &amp; bulanan sesuai dengan yang ditentukan oleh perusahaan.</li>
	<li>Memberikan update hasil kunjungan dan mencatat setiap hasil kunjungan dalam Laporan Hasil Kunjungan Nasabah (untuk Field Collector).</li>
	<li>Melakukan komunikasi yang baik dengan Nasabah sesuai standar yang berlaku</li>
</ul>

Multi Collector Agent Digital Banking

PT BFI Finance Indonesia Tbk (BFI Finance) is one of the long-established pioneers in the financing sector in Indonesia. Founded in 1982, BFI Finance is recognized as a company with a wide network, supported by more than 200 financing outlets across provinces. In 1990, the Company became one of the first multifinance companies to list its shares on the Jakarta Stock Exchange and Surabaya Stock Exchange (both now known as IDX), with the ticker code BFIN.

PT BFI Finance Indonesia Tbk

<ul>
	<li>Melakukan kegiatan penagihan dan recovery keterlambatan 91 - 270 hari</li>
	<li> Bertanggung jawab dalam pencapaian KPI melalui kegiatan collection &amp; recovery problem account baik penyelesaian melalui jalur litigasi ataupun non litigasi</li>
	<li>Membuat Memorandum Analisa Kasus (MAK) dan menyusun Rencana Penanganan Konsumen (RPK) yang efektif untuk mendukung kegiatan recovery</li>
	<li>Membangun kerjasama dengan pihak ketiga untuk peningkatan efektifitas recovery (KJPP, Balai Lelang, KPKNL, Eksternal Lawyer, Funder, Agent Property, dll)</li>
	<li>Bertanggung jawab dalam pelaksanaan strategy recovery seperti kegiatan lelang, penjualan bawah tangan, pelunasan, inventory, dan assignment pihak ketiga</li>
	<li>Membuat dokumen serah terima penanganan debitur dari ARO kepada PBF Asset Management (kronologis pastdue, history penanganan, dokumentasi surat peringatan, dll) atas kontrak-kontrak yang roll to WO)</li>
</ul>

Account Recovery Officer Front Bucket Bekasi 5

NTT Indonesia Technology is part of NTT Ltd. companies in Indonesia.

NTT Ltd. is a leading global technology services company. Working with organizations around  the  world,  we  achieve  business  outcomes  through  intelligent  technology solutions.  For  us,  intelligent  means  data  driven,  connected,  digital  and  secure.  Our global  assets  and  integrated  ICT  stack  capabilities  provide  unique  offerings  in  cloud-enabling   networking,   hybrid   cloud,   data   centers,   digital   transformation,   client experience, workplace, and cybersecurity. As a global ICT provider, we employ more than 50,000 people in a diverse and dynamic workplace that spans 57 countries, trading in 73 countries and delivering services in over 200 countries and regions. Together we enable the connected future. 

NTT  Ltd.  helps  client  by  deliver  a  secure  and  connected  future  that  empowers  our people, clients, and communities. We’ve focused on market feedback to define our market aspiration which is to be a long-term strategic partner for our clients around the world by enabling their digital transformation, with our global capabilities, expertise and full-stack technology services delivered through our integrated services platform.

Visit us at services.global.ntt

NTT INDONESIA TECHNOLOGY 

Responsible for greeting visitors, answering phone calls and managing the front desk operations. Key Duties include scheduling appoitments, handle inquiries,directing guest ti appropriate departments, and ensuring the smooth flow of communication within the office.

Recepsionist

PT Royal Trust adalah perusahaan perdagangan yang berdiri sejak tahun 2005 dan telah memiliki ijin resmi dari BAPPEBTI dan sudah menjadi keanggotaan pada Bursa Berjangka Jakarta (BBJ) dan Kliring Berjangka Indonesia (KBI).

PT Royal Trust yang bergerak dibidang Perdagangan Berjangka Multilateral dan Perdagangan Berjangka Derivatif produk-produk yang diperdagangkan meliputi dari Emas Loco London, Foreign Exchange (Forex) dan Cross Rate.

Sebagai salah satu perusahaan perdagangan berjangka terkemuka di Indonesia, perusahaan ini telah diakui baik dari sisi kepatuhan terhadap hukum maupun kinerja keuangan dan prestasi lainnya.

Dalam aktivitas perdagangan, PT Royal Trust berpijak pada nilai-nilai profesionalisme, edukasi dan pelayanan yang berkualitas sesuai dengan standar perdagangan berjangka nasional dan internasional serta didukung oleh para professional yang berpengalaman di industri berjangka.

Melalui penyediaan informasi dan layanan berkualitas, PT Royal Trust berupaya menjaga tingkat kepuasan nasabah.

Visi
Menjadi perusahaan perdagangan berjangka dengan pangsa pasar yang luas khususnya ditingkat Nasional dengan menciptakan Image of Transparent Investment.

Misi
- Berusaha berperan aktif dalam mensosialisasikan Bursa Berjangka agar dapat diterima masyarakat dengan baik.
- Aktif dalam membangun Industri Berjangka yang transparan, kredibel, dan berintegritas.
- Memberi pelayanan purna waktu dengan sumber daya manusia yang kompeten dan profesional.

PT. Royal Trust

<ul>
	<li>Menyambut dan menerima tamu yang datang dengan baik serta mendokumentasikan ke dalam buku tamu</li>
	<li>Menerima panggilan telepon, melakukan screening, dan mengarahkan ke penerima</li>
	<li>Bertanggung jawab terhadap area Lobby selalu dalam keadaan rapih dan bersih</li>
	<li>Bertanggung jawab atas ruang meeting (jadwal pengguna, keberfungsian peralatan, dan kebersihan)</li>
	<li>Menerima surat, menyortir, dan mengantarkan ke penerima.</li>
</ul>

Receptionist

Deskripsi Pekerjaan:

<ol>
	<li>Melaksanakan rencana kerja yang telah ditetapkan dan membuat laporan progres serta hasil pelaksanaan aktivitas harian.</li>
	<li>Mengembangkan jaringan dengan cara merekrut agent/freelencer yang dapat membantu dalam memasarkan produk BFI.</li>
	<li>Menjaga hubungan kerja yang baik dengan para Agent, sehingga dapat meningkatkan loyalitas Agent yang sudah direkrut.</li>
	<li>Membina dan membantu Agent untuk mengembangkan strategi, guna meningkatkan kontribusi, produktivitas, dan loyalitas Agent.</li>
</ol>

Marketing Agency cabang Banyuwangi

<ul>
	<li>Mengembangkan jaringan dengan cara merekrut Agent/Freelancer yang dapat membantu dalam memasarkan produk BFI.</li>
	<li>Membina dan membantu Agent untuk mengembangkan strategi, guna meningkatkan kontribusi, produktivitas, dan loyalitas Agent.</li>
	<li>Menjaga hubungan kerja yg baik dengan para Agent, sehingga dapat meningkatkan loyalitas Agent yang sudah di rekrut.</li>
	<li>Melaksanakan rencana kerja yang telah ditetapkan dan membuat laporan progress serta hasil pelaksanaan aktivitas harian.</li>
</ul>

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IT Help Desk

Front End Developer

Front End Developer

Front End Developer

Call Center Agent

Front End Web Developer

Front End Developer Freelance

Multi Collector Agent Digital Banking

Account Recovery Officer Front Bucket Bekasi 5

Recepsionist

Receptionist

Marketing Agency cabang Banyuwangi

Agency Relation Penempatan Mataram

Agency Relation Penempatan Tabanan

Agency Relation Penempatan Gianyar