BMI didirikan atas gagasan dari Majelis Ulama Indonesia (MUI), Ikatan Cendekiawan Muslim Indonesia (ICMI) dan pengusaha muslim yang kemudian mendapat dukungan dari Pemerintah Republik Indonesia, sehingga pada 1 Mei 1992 atau 27 Syawal 1412 H, Bank Muamalat Indonesia secara resmi beroperasi sebagai bank yang menjalankan usahanya berdasarkan prinsip syariah pertama di Indonesia. Dua tahun setelahnya, tepatnya pada pada 27 Oktober 1994, BMI memperoleh izin sebagai Bank Devisa setelah setahun sebelumnya terdaftar sebagai perusahaan publik yang tidak listing di Bursa Efek Indonesia (BEI).
 

Selanjutnya, pada 2003, BMI dengan percaya diri melakukan Penawaran Umum Terbatas (PUT) dengan Hak Memesan Efek Terlebih Dahulu (HMETD) sebanyak 5 (lima) kali dan menjadi lembaga perbankan pertama di Indonesia yang mengeluarkan Sukuk Subordinasi Mudharabah. Aksi korporasi tersebut membawa penegasan bagi posisi Bank Muamalat Indonesia di peta industri perbankan Indonesia.

 

Tak sampai di situ, BMI terus berinovasi dengan mengeluarkan produk-produk keuangan syariah seperti Asuransi Syariah (Asuransi Takaful), Dana Pensiun Lembaga Keuangan Muamalat (DPLK Muamalat) dan multifinance syariah (Al-Ijarah Indonesia Finance) yang seluruhnya menjadi terobosan baru di Indonesia. Selain itu, produk Bank yaitu Shar-e yang diluncurkan pada 2004 juga merupakan tabungan instan pertama di Indonesia. Produk Shar-e Gold Debit Visa yang diluncurkan pada 2011 tersebut memperoleh penghargaan dari Museum Rekor Indonesia (MURI) sebagai Kartu Debit Syariah dengan teknologi chip pertama di Indonesia serta layanan e-channel seperti internet banking, mobile banking, ATM, dan cash management. Seluruh produk-produk itu menjadi pionir produk syariah di Indonesia dan menjadi tonggak sejarah penting di industri perbankan syariah. 

 

Seiring kapasitas Bank yang semakin besar dan diakui, BMI kian melebarkan sayap dengan terus menambah jaringan kantor cabangnya tidak hanya di seluruh Indonesia, akan tetapi juga di luar negeri. Pada 2009, Bank mendapatkan izin untuk membuka kantor cabang di Kuala Lumpur, Malaysia dan menjadi bank pertama di Indonesia serta satu-satunya yang mewujudkan ekspansi bisnis di Malaysia. Hingga saat ini, Bank telah memiliki 249 kantor layanan termasuk 1 (satu) kantor cabang di Malaysia. Operasional Bank juga didukung oleh jaringan layanan yang luas berupa 619 unit ATM Muamalat, 120.000 jaringan ATM Bersama dan ATM Prima serta 55 unit Mobil Kas Keliling.

 

BMI melakukan rebranding pada logo Bank untuk semakin meningkatkan awareness terhadap image sebagai Bank Syariah Islami, Modern dan Profesional. Bank pun terus merealisasikan berbagai pencapaian serta prestasi yang diakui, baik secara nasional maupun internasional. Kini, dalam memberikan layanan terbaiknya, BMI beroperasi bersama beberapa entitas anaknya yaitu Al-Ijarah Indonesia Finance (ALIF) yang memberikan layanan pembiayaan syariah, DPLK Muamalat yang memberikan layanan dana pensiun melalui Dana Pensiun Lembaga Keuangan, dan Baitulmaal Muamalat yang memberikan layanan untuk menyalurkan dana Zakat, Infak dan Sedekah (ZIS). 

 

BMI tidak pernah berhenti untuk berkembang dan terus bermetamorfosa untuk menjadi entitas yang semakin baik dan meraih pertumbuhan jangka panjang. Dengan strategi bisnis yang terarah, Bank Muamalat Indonesia akan terus melaju mewujudkan visi menjadi “The Best Islamic Bank and Top 10 Bank in Indonesia with Strong Regional Presence”.



Bank Muamalat

<ul>
	<li>Acquiring, maintaining, growing, and deepening relationship with existing and prospective priority customers</li>
	<li>Identifying the financial or investment needs and objectives of such customer or prospective customers</li>
	<li>Introducing alternative suitable banking products to meet the needs and objectives</li>
	<li>Providing customers with professional advice</li>
	<li>Providing premium customer service</li>
	<li>Become a Financial advisory for priority customers</li>
</ul>

Relationship Manager Priority

After receiving confirmation from the Financial Services Authority (OJK) on 20 January 2021 as a Buku IV Bank, PermataBank is now confirmed as one of the top 10 banking institutions in Indonesia with core capital of more than IDR 30 trillion, serving nearly 4 million customers in 62 cities in Indonesia.

In 2004, Standard Chartered Bank and PT Astra International Tbk took over PermataBank and began a massive transformation process within the organization. The combined ownership of these major shareholders increased to 89.01% in 2006. 

Bangkok Bank Public Limited ("Bangkok Bank") officially became the controlling shareholder of PermataBank on May 2020 after taking over 89.12% of PermataBank's shares from the total number of shares that have been issued and paid up by Standard Chartered Bank and Astra International. Offering innovative banking products and services, PermataBank has 304 branch offices, 2 mobile branches, 942 ATMs with access to more than 100,000 ATMs (VisaPlus, Visa Electron, MasterCard, Alto, ATM Bersama) and millions of ATMs worldwide that are connected to the Visa, Mastercard and Cirrus networks. 




Permata Bank

Responsible for aching job’s objective by:

<ul>
	<li>Acquiring, maintaining, growing, and deepening relationship with exisitng and prospective priority customers</li>
	<li>Identifying the financial or investment needs and objectives of such customer or prospective customers</li>
	<li>Introducing alternative suitable banking products to meet the needs and objectives; providing customers with professional advice</li>
	<li>Providing premium customer service</li>
	<li>Complying with prevailing regulations</li>
</ul>

Relationship Manager Priority Jabotabek

PT. DANS MULTI PRO sebuah perusahaan Teknologi Informasi (Information Technology), saat ini kami mengkhususkan diri sebagai sebuah perusahaan penyedia solusi layanan TI di semua sektor industri. Solusi layanan TI yang kami hasilkan akan membantu perusahaan dalam menganalisa implikasi bisnis, biaya, dan peraturan yang ada untuk menghasilkan suatu roadmap teknologi yang digunakan oleh perusahaan tersebut.

Pengalaman kami menunjukkan bahwa dengan menyediakan lingkungan kerja yang nyaman dan menantang bagi para pegawai kami, berbagai inovasi akan muncul untuk menghasilkan suatu produk yang berkualitas. Tangan tangan karyawan profesional kami terus menghasilkan inovasi untuk memenuhi kepuasan pelanggan

Selain memiliki tim profesional untuk membantu pelanggan, kami pun membangun aliansi strategis dengan sejumlah partner teknologi nasional, regional, maupun global untuk memperkuat penawaran solusi kami.

Dans Multi Pro

<ul>
	<li>Conduct business and user requirement analysis.</li>
	<li>Investigate, evaluate and report alternative solutions to business needs and recommend the preferred solution.</li>
	<li>Write Functional Specification Doc (FSD), design Database Schema, create flowchart, business process flow diagram, application's UI mockup, design reports and testing scenario.</li>
	<li>Coordinate with business users and programmer team in software development project.</li>
	<li>Communicate with business users, explain the impact of any change and train them in the use of new applications.</li>
	<li>Test applications based on testing scenario.</li>
</ul>

Business Analyst

Alodokter is the #1 digital health company in Indonesia. Launched in 2014, Alodokter brings high-quality medical services to its 27+ million Monthly Active Users by providing an integrated mobile solution for patients and doctors. 

We empower patients  and doctors with better knowledge to help them take better decisions:
- More than 550K monthly teleconsultations between doctors & patients with 800+ doctors in our mobile app
- Largest online booking of doctors and hospitals platform in Indonesia
- Most complete medical content database for patients and doctors in Indonesia

We believe that medical knowledge can help people take better decision for their personal and family health.

Here at Alodokter, we are dedicated to help Indonesian finding the finest health services. We hire people who are passionate, engaging and genuinely dedicated to help others. We train our team to be knowledgeable and highly skilled and reward the value they bring to Alodokter. 

Alodokter

Responsibilities:

<ul>
	<li>Prospecting and Lead Generation, Identify and qualify potential customers through various means such as cold calling, networking, and leveraging online platforms.</li>
	<li>Medical Sales Presentations, Effectively communicate the features and benefits of the product or service to potential clients through presentations, demonstrations, and proposals.</li>
	<li>Relationship Building, Establish and nurture relationships with clients to understand their needs and provide tailored solutions.</li>
	<li>Negotiation, Negotiate terms and conditions with clients to reach mutually beneficial agreements that meet both parties' expectations.</li>
	<li>Closing Deals, Successfully close sales deals by overcoming objections, addressing concerns, and ensuring customer satisfaction.</li>
	<li>Sales Targets, Meet or exceed sales targets and quotas set by the organization.</li>
	<li>Market Research, Stay informed about industry trends, competitors, and market conditions to adapt sales strategies accordingly.</li>
	<li>Customer Service, Provide excellent post-sales support and maintain positive relationships with clients to encourage repeat business and referrals.</li>
</ul>

Medical Doctor Sale Manager for Alomedika

Bumi Amartha Teknologi Mandiri or “AMARTEK” was established to provide information technology solutions. Our mission from the very first day has been to cultivate professional relationships with our clients to provide effective and reliable information technology solutions for their needs. The team at "AMARTEK" is equipped with a highly developed skillset developed over decades of experience not only in information technology but also in business processes across a range of industry sectors. This business experience makes us uniquely positioned to offer solutions promising greater operational efficiency, productivity gains and cost savings for each of our clients, regardless of their industry.

As an established technology-intensive company, we pride ourselves on providing a comprehensive suite of solutions comprising of Infrastructure Consultancy, on/offsite services, Custom software and web development, Talent Augmentation, and enterprise architecture consulting. Our team consistently delivers state-of-the-art solutions in various areas including, but not limited to: integrated business solutions, system applications, product development and professional services.

At "AMARTEK", we guarantee rapid, reliable and robust information technology solutions that work. 

PT Bumi Amartha Teknologi Mandiri

<ul>
	<li>Arrange architecture and application development in accordance with business requirements and company standards</li>
	<li>Responsible for delivering and managing code or application versions by implementing pair programming, code review, branching models and participating in deploying applications</li>
	<li>Monitor applications by fixing bugs and improving application performance on a regular basis</li>
	<li>Collaborate with Product Owners and related teams to develop applications</li>
	<li>Understand the business goals of the developed application and analyze alternatives</li>
</ul>

iOS Developer

The detail of requirements are below:

- Export and Import document checker and alternate for other units in Trade

- Male or Female open gender

- Will be placement in Bintaro office

-Familiar with export and Import processing

Staff Trade Operations

<ul>
	<li>Defines application problems by conferring with users, evaluating procedures and processes.</li>
	<li>Develops solution by preparing and evaluating alternatif user experince or workflow solutions.</li>
	<li>Controls solution by establishing specifications, coordinating production with developers.</li>
	<li>Validates results by testing programs.</li>
	<li>Distribute tasks among development team and monitor the progress.</li>
	<li>Lead scrum meetings with development team.</li>
	<li>Provides references by writing documentation.</li>
	<li>Accomplishes information systems and organization mission by completing related results as needed.</li>
</ul>

JIRA

Scrum

Software Project Manager

FinAccel is a fun, fast growing company with lofty ambitions. Starting with instant ecommerce financing, we are on a goal to disrupt unsecured lending in Southeast Asia, one of the fastest growing economic regions globally. Our first product, Kredivo, which integrates at merchant checkout, qualifies ecommerce buyers for instant ecommerce purchase financing at rates which are much lower than consumer finance companies.  We do this by using breakthrough technology and science to unlock unprecedented insights about credit risk and fraud from multiple data sources: phone, social networks, telco, financial and location data.

FinAccel is founded by an experienced and well rounded team: Akshay Garg (cofounder Komli Media), Umang Rustagi (McKinsey financial services) and Alie Tan (PicStory and Affle). The company is backed by some of the biggest investors in the region: Jungle Ventures, GMO, AlphaJWC and 500 Startups. The company has a flat, egalitarian structure, no politics, no BS; people who are problem solvers and execute fast will thrive here.

FinAccel is not for everyone. People who do well here tend to have a few qualities in common:
- Intelligent
- Intellectually curious
- High ownership over their work
- Strong communicators
- Biased for speed
- Team players
- Excited by an all-in work culture
- Motivated by building innovative products

We provide employees with a work environment which is:
- learning and execution oriented without any politics or excessive managerial overhead,
- where taking initiative is highly valued,
- where making mistakes is encouraged as long as you keep learning from them,
- one of the best compensation structures in the startup world (everyone is a shareholder in the company).

If you feel this is you, then we'd love to hear from you.

FinAccel

As a Data Scientist you’ll be part of a team that is working on cutting edge machine learning models. You will work side by side with Analysts and Machine Learning Engineers and take full ownership of your work – from the initial idea-generation phase to the implementation of the final product. Our ideal candidate is result-focused, innovative, has solid quantitative background and a good business understanding.

We are looking for a Data Scientist who will be:

<ul>
	<li>Working in a multi-disciplined team where you’ll take full ownership of turning discoveries and ideas into machine learning models.</li>
	<li>Prototyping diverse machine learning models, from credit scoring to recommendation engine.</li>
	<li>Researching &amp; Development on how to improve our models, by using our vast amount and unique set of data.</li>
	<li>Actively contribute to taking Data Science at FinAccel to the next level.</li>
</ul>

Data Scientist

<ol>
	<li>Melakukan penawaran produk kepada nasabah serta memberikan pelayanan yang excellent dan melakukan pengadminitrasian, pendokumentasian dan kegiatan yang berkaitan dengan transaksi pelayanan kepada nasabah.</li>
	<li>Mengenalkan dan menawarkan produk-produk Bank Muamalat kepada Nasabah dengan baik dan benar guna memberikan pelayanan yang excellent.</li>
	<li>Memastikan seluruh hak dan kewajiban Nasabah atas produk Bank Muamalat yang dipilih, telah diketahui dan dipahami oleh Nasabah dengan baik dan benar guna meminimalisir komplain.</li>
	<li>Menerima hingga menyelesaikan (baik secara mandiri maupun melalui koordinasi dengan unit kerja lainnya) atas seluruh keluhan / pengaduan Nasabah dengan baik dan benar, termasuk didalamnya pengadministrasian dokumentasinya.</li>
	<li>Mengelola dan mengadministrasikan seluruh aktivitas pembukaan, penutupan rekening, manajemen Kartu ATM dan penyimpanan dokumen dalam tempat terkunci dan aman serta menjalankan permintaan nasabah sesuai SLA yang sudah ditetapkan.</li>
	<li>Menjalankan fungsi petugas frontliners lainnya sebagai alternate saat petugas frontliner lainnya berhalangan hadir di Kantor Cabang, Kantor Cabang Pembantu, Kantor Kas atau Mobile Branch dan apabila diperlukan, customer service dapat menjadi petugas pemegang kunci tombak untuk lemari uang / brankas dan ATM serta melakukan dual control atas transaksi Teller.</li>
</ol>

Customer Service Development Program (CSDP)

We help companies innovate
We believe digital transformation is a vehicle for creating and unlocking new value. At Savant Degrees, we have what it takes to help you stay ahead by designing innovative digital products that are strategically aligned to your business goals.
We offer both custom and turnkey solutions
With many years of consulting experience with the best industry leaders, we have gathered invaluable digital solution insights; and created various ready to use back-end platforms and frameworks that are customizable to every business need. Our extensive experience enables us to offer our clients fast turnaround time and fast prototyping service.
Embark on your Digital Transformation Journey
Savant Degrees helps you unleash your exponential growth through digital transformation. Rapidly build prototypes to test out your best ideas through our Innovation Acceleration Lab; cultivate a culture of innovation through our Digital Learning Program; or engage our SWAT Team and access Savant Degrees’ key resources, advisors and partner network.
The Savant Method™
The Savant Method™ of design thinking has been successfully applied to creating impactful digital solutions for our partners across the world. Have the next big idea? Our passionate team of designers, UX experts, developers and technical architects are here to turn them into reality.

SAVANT DEGREES PTE LTD

Software development is a requirement but beyond it, you are part of a team that will be 

<ol>
	<li>Ideating and Designing Solutions – work with our clients and other stake-holders to design user-driven digital solutions. This can include activities such as: - Defining product objectives by analyzing user requirements; and envisioning system features and functionality. - Conducting a technical feasibility study by recommending system solutions by comparing the advantages and disadvantages of custom development vs purchase alternatives. - Designing the technical architecture and project management plans to gear up for implementation and deployment</li>
	<li>Developing Solutions – Work to deliver quality code on time, on target, and within budget. This will include activities such as: Developing Solutions – Work to deliver quality code on time, on target, and within budget. This will include activities such as:- Database design and development - Support and accelerate application development - Web development using modern MVC frameworks - Architect API and use of 3rd party API</li>
	<li>Building Up Best Practices – Document engineering processes and contribute to the technology stack. This will include activities such as: - Writing quality documentation and assistance tools to support users in the long term. - Working with peer developers to review the technical implementation of projects and identify areas of improvement. - Conduct R&amp;D on latest technologies or trends.</li>
	<li>Supporting Mission Critical Systems - Working with the team to provide support to client systems. This can include activities such as: -Developing APM and other telemetry to monitor system - Providing support to client and team to ensure proper functioning of system - Bug fixes and pro-active code management</li>
</ol>

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