Toyota Astra Financial (TAF) was established by Astra International and Toyota Financial Services Corporation as a financial company and part of both Astra Group and Toyota value chains to provide financing solutions which support automotive sales in Indonesia.

Offers varieties of financing facilities, primarily focused on financing vehicles, with the option of conventional or sharia financing according to customer needs.

TAF develops a reliable service network based on good relationship with dealers, digitalization for more optimal access and connectivity in the business ecosystem, as well as agile organization with embedded risk management lifestyle.

Build Your Future with TAF!
1.	Health insurance for all TAF Employees
2.	Training and promotion chance in all TAF business sectors
3.	A positive working environment that promotes employee safety, growth, and goal attainment

Vision
Preferred financing solution for Toyota ownership through service excellence.

Mission
1.	To provide best value to customers
2.	Being a partner of Toyota to achieve long term success
3.	To provide sustainable value creation to stakeholders
4.	Being an employer of choice
5.	To share prosperity to community

Toyota Astra Financial Services

<ul>
	<li>Mensosialisasikan produk dan layanan, membina hubungan baik dengan dealer Toyota &amp; Daihatsu untuk meningkatkan pencapaian sales target.</li>
	<li>Menjalankan aktivitas penunjang penjualan (mendukung pameran, showroom event, dll) untuk meningkatkan pencapaian sales target.</li>
	<li>Menindaklanjuti prospek customer Repeat Order (RO) / Additional Order (AO) yang berasal dari Tele Marketing (TM)</li>
	<li>Membuat simulasi kredit dan melakukan negosiasi, baik dengan dealer maupun calon pelanggan, untuk mendapatkan aplikasi pembiayaan pelanggan.</li>
	<li>Melakukan proses survei (wawancara dengan narasumber, pengamatan lingkungan dan mengambil gambar) serta membuat dan menyerahkan laporan hasil survei</li>
	<li>Melengkapi data aplikasi pembiayaan dan dokumen pendukungnya, termasuk melakukan konfirmasi melalui telepon, proses data entry, dan inisiasi untuk menunjang proses analisa kredit yang cepat dan akurat.</li>
	<li>Bertanggung jawab atas kebenaran dan kesesuaian dokumen dan data yang terkait dengan data pelanggan dan data kendaraan.</li>
	<li>Melakukan pemantauan status aplikasi pembiayaan agar mencapai target SLA yang ditetapkan.</li>
	<li>Memonitor status aplikasi backlog untuk mencapai target penjualan yang ditetapkan.</li>
	<li>Menginformasikan hasil keputusan kredit kepada pihak-pihak terkait, serta menindaklanjuti dokumen tambahan apabila terdapat data informasi yang perlu dilengkapi.</li>
	<li>Mencetak dokumen kontrak, menjelaskan isi kontrak kepada pelanggan, meminta tanda tangan dokumen kontrak dan mendokumentasikan foto tanda tangan kontrak bersama pelanggan (debitur) untuk memastikan kesesuaian dengan prosedur.</li>
	<li>Menindaklanjuti dokumen kelengkapan kendaraan dan dokumen tagihan dari dealer untuk memastikan kelancaran proses pembayaran kendaraan ke dealer (disburse).</li>
	<li>Memastikan sistem integrasi akuisisi (B2B) dengan dealer terlaksana dengan baik.</li>
	<li>Mengarahkan dan memberikan penjelasan cara pembayaran angsuran kepada pelanggan untuk memastikan cara bayar yang efektif dan efisien.</li>
	<li>Memberikan informasi dan mengarahkan pelanggan untuk mengunduh aplikasi konsumen TAF.</li>
	<li>Memonitor pembayaran selama periode waktu tertentu sesuai dengan parameter yang ditetapkan oleh perusahaan dan bekerjasama Kelancaran pembayaran angsuran dengan fungsi AR management untuk memastikan agar pelanggan yang telah jatuh tempo memenuhi kewajibannya. 
	 </li>
</ul>

Creative Thinking

Persuasion and Negotiation

Sales and Marketing Knowledge

Driving Skills

Communication Skills

Customer Research

Closing Sales

Sales Survey Officer Palu

<ol>
	<li>Membuat simulasi kredit dan melakukan negosiasi, baik dengan dealer maupun calon pelangan, untuk mendapatkan aplikasi pembiayaan pelanggan.</li>
	<li>Melengkapi data aplikasi pembiayaan dan dokumen pendukungnya, termasuk melakukan konfirmasi melalui telepon, proses data entry, inisiasi, dan scan dokumen ke docushare untuk menunjang proses analisa kredit yang cepat dan akurat.</li>
	<li>Memonitor status aplikasi pembiayaan untuk memastikan proses persetujuan kredit mencapai target SLA yang ditetapkan.</li>
	<li>Menginformasikan hasil keputusan kredit kepada pihak-pihak terkait untuk memastikan informasi keputusan kredit diterima secara benar.</li>
	<li>Mencetak dokumen kontrak, menjelaskan isi kontrak kepada pelanggan dan meminta tanda tangan dokumen kontrak ke pelanggan dan dealer untuk memastikan kesesuaian dengan prosedur.</li>
	<li>Mengarahkan dan memberikan penjelasan cara pembayaran angsuran kepada pelanggan untuk meastikan cara bayara yang efektif dan efisien.</li>
	<li>Menindaklanjuti dokumen kelengkapan kendaraan dan dokumen tagihan dari dealer untuk memastikan kelancaran proses pembayaran kendaraan ke dealer (disburse).</li>
	<li>Memonitor status aplikasi backlog untuk mencapai target penjualan yang ditetapkan.</li>
	<li>Memonitor pembiayaan selama 5 angsuran pertama dan bekerjasama dengan fungsi AR management dalam menyelesaikan account F5PD untuk memastikan agar pelanggan yang telah jatuh tempo memenuhi kewajibannya.</li>
	<li>Menjalankan aktivitas penunjang penjualan (mendukung pameran, show room event, dll) untuk meningkatkan pencapaian sales target.</li>
	<li>Membina hubungan baik dengan dealer untuk meningkatkan pencapaian sales target.</li>
	<li>Memonitor produktivitas, kualitas proses dan hasil proses sales untuk mencapai target performance yang ditetapkan.</li>
	<li>Memberikan pelayanan kepada pelanggan dan/atau rekan kerja sesuai dengan standar service perusahaan sebagai bagian dari pekerjaan untuk mendukung terciptanya budaya service perusahaan.</li>
</ol>

Sales Officer Jakarta, Bekasi, Bogor

1. Develop and conceptualize the industrial relations framework in alignment with company policies and government regulations, including management commitment. 
2. Resolve industrial relations issues between the company, employees, or third-party partners, ensuring compliance with company regulations. 
3. Prepare and provide assistance to parties involved in labor-related matters, ensuring understanding and adherence to relevant laws 
4. Monitor and facilitate the implementation of internal work relationship programs between employees and management. 
5. Facilitate, monitor, and evaluate employee engagement programs, including mandatory national events, company events (such as anniversaries, employee gatherings, religious events), and employee programs at branches or headquarters (such as sports and other activities). 
6. Facilitate, monitor, and evaluate employee engagement programs, including mandatory national events, company events (such as anniversaries, employee gatherings, religious events), and employee programs at branches or headquarters (such as sports and other activities). 
7. Evaluate the labor regulations and company regulations and socialized it to employees. 
8. Conduct employee termination processes, including handling exit interviews, disputes, and labor issues. 
9. Lead and manage employee engagement surveys and programs to enhance employee involvement and satisfaction within the organization

Relationship Management

Analyzing Data

Legal Writing

Attention to Detail

Problem Solving

Critical Thinking

HR Industrial Relation Analyst

Sales Officer Bandung

<ul>
	<li>Participate in a 12-month Management Trainee Program designed to groom you into an operational leader within the company.</li>
	<li>Demonstrate exceptional aptitude in learning, planning, leading, and executing tasks to qualify for the program.</li>
	<li>Engage in comprehensive training modules to develop a deep understanding of various aspects of the company's operations.</li>
	<li>Collaborate with experienced professionals and mentors to gain insights into leadership and management practices.</li>
</ul>

Management Trainee

Sales Officer Medan

Sales Survey Officer Banjarmasin

PT BFI Finance Indonesia Tbk (BFI Finance) is one of the long-established pioneers in the financing sector in Indonesia. Founded in 1982, BFI Finance is recognized as a company with a wide network, supported by more than 200 financing outlets across provinces. In 1990, the Company became one of the first multifinance companies to list its shares on the Jakarta Stock Exchange and Surabaya Stock Exchange (both now known as IDX), with the ticker code BFIN.

PT BFI Finance Indonesia Tbk

<ul>
	<li>Analyze large amounts of information to discover trends and patterns</li>
	<li>Analyze data related to or within the scope of finance to develop company business recommendations (Business Improvement)</li>
	<li>Create data modeling to enrich the analysis of company financial parameters</li>
</ul>

Financial Analytic Specialist

Laboratorium Klinik Prodia didirikan pertama kali di Solo, Jawa Tengah, pada tanggal 7 Mei 1973 oleh beberapa orang idealis berlatar belakang pendidikan farmasi. Sejak awal, Drs. Andi Wijaya, MBA, PhD. beserta seluruh pendiri lainnya tetap menjaga komitmen untuk mempersembahkan hasil pemeriksaan terbaik dengan layanan sepenuh hati. Komitmen itulah yang mengantarkan Prodia menjadi Laboratorium Klinik terbaik dan terbesar di Indonesia seperti sekarang ini serta menjadi pusat rujukan nasional.

Sejak 2012, Prodia merupakan satu-satunya laboratorium klinik di Indonesia dengan akreditasi College of American Pathologists (CAP) sehingga kualitas hasil pemeriksaan dari Prodia sejajar dengan laboratorium internasional.

Visi:
1. Layanan Kesehatan Terpercaya menunjang Pengobatan Generasi Baru (Transforming toward reliable Next Generation Health Care)
2. Sebagai "Center of Excellence"

Misi:
1. Untuk DIAgnosa lebih baik
2. Untuk si DIA yang bergabung dengan Prodia




PT Prodia Widyahusada Tbk. (Prodia)

<ul>
	<li>Conduct &amp; analyze preliminary surveys prior to audit implementation.</li>
	<li>Do internal audits within the financial scope in accordance with IPPF standards and related regulation (SOP, PSAK, ISO, and others).</li>
	<li>Analyze, create report, and propose improvements recommendation based on the findings.</li>
	<li>Do documentation on inspection working papers and financial audit results report.</li>
</ul>

Financial Junior Auditor

<ul>
	<li>Maintain dealer relationship with Daihatsu / Toyota Dealers</li>
	<li>Provide support such as incentive, additional reward, sales program, etc.</li>
	<li>Support branches with sales tools, reports, incentive scheme, etc to achieve sales and penetration target</li>
</ul>

Dealer Relationship Management Analyst

OttoDigital is part of Salim Group Digital Ecosystem (Financial Technology) - aims to empower “the underserved” and “the unbanked” population through integrated implementation of the Group digital payment ecosystem. We are digital platform and solution to businesses and enterprises, enabling various digital transactions on their services to better serve consumers.

OttoDigital Group

<ul>
	<li>Maintain and enhance the Youtap Group's compliance programs for ISO 27001, PCI-DSS, GDPR, and SOC 2.</li>
	<li>Conduct regular internal audits and risk assessments to identify compliance gaps and implement corrective actions.</li>
	<li>Monitor and interpret relevant regulations and standards changes, and communicate their impact to stakeholders.</li>
	<li>Develop and maintain comprehensive compliance documentation, policies, and procedures.</li>
	<li>Coordinate and manage external audits conducted by QSAs and regulatory bodies.</li>
	<li>Work closely with regional teams and subsidiaries to ensure consistent 
	compliance across all Youtap Group entities.</li>
	<li>Provide guidance and support to business units on compliance-related 
	matters.</li>
	<li>Facilitate communication and collaboration between internal teams and 
	external auditors.</li>
	<li>Identify and assess potential compliance risks and develop mitigation 
	strategies.</li>
	<li>Implement and monitor controls to prevent and detect compliance violations.</li>
	<li>Conduct incident response and investigations related to compliance breaches.</li>
	<li>Develop and deliver compliance training programs to employees across the 
	organization.</li>
	<li>Promote a culture of compliance through ongoing communication and 
	awareness initiatives.</li>
	<li>Work closely with QSA's in Singapore and India to ensure seamless audits, 
	and remediation of any findings.</li>
</ul>

Senior Financial Compliance Specialist

Astra Financial is a brand of the financial services division of PT. Astra International Tbk. Astra Financial manages 12 business entities; Astra Credit Companies, FIFGROUP, Toyota Astra Finance, Komatsu Astra Finance, Surya Artha Nusantara Finance, Asuransi Astra Buana, Astra Life, Astra Ventura, Dana Pensiun Astra, MauCash, AstraPay and Moxa.

Astra Financial is one of Astra’s seven business divisions, in addition to Automotive, Heavy Equipment, Mining, Construction and Energy, Agribusiness, Infrastructure and Logistics, Information Technology, and Property.

With a value proposition in the form of best value, integrated and speed, Astra Financial always prioritizes the “Prudent” principle and applies good governance in running the business in all financial services. Astra Financial has a mission to become a partner for the Indonesian people to maximize their financial potential and enable the community to prosper.

Astra Financial

<ul>
	<li>Conduct IT process &amp; Governance (Incl. Cybersecurity Review &amp; Penetration Testing) assurance/advisory audits within the scope of Astra Financial</li>
	<li>Prepare Engangement Letters for related audit projects</li>
	<li>Conduct inquiries with the auditee to obtain an understanding and confirmations as needed for the audit</li>
	<li>Preparing document walkthrough &amp; business process mapping for understanding the business process to be audited</li>
	<li>Execute vouching and control testing procedures as per the Audit Program</li>
	<li>Conduct root cause analysis for all audit findings and develop recommendation based on root cause analysis findings</li>
	<li>Prepare the Final Audit Report</li>
	<li>Conduct follow-up reviews of management's action plans to ensure that agreed-upon recommendations have been implemented</li>
	<li>Regularly updating Astra Financial audit universe </li>
</ul>

IT & Digital Auditor

<ul>
	<li>Develop and Conduct governance supervision program for Astra Financial holding to their Financial Services subsidiary</li>
	<li>Develop and Conduct Compliance Programme for Conglomeration Group (POJK 30/2024)</li>
	<li>Develop Policy and Standardization Document to be implemented in Astra Financial Holding</li>
	<li>Conduct data consolidation, data analysis and reporting to OJK</li>
	<li>Conduct analysis and acting as Project Monitoring on implementing emerging laws and regulation related to the company and its Financial</li>
	<li>Maintain Communication with External Stakeholder (Government Bodies ex: OJK, BI, Kominfo, KPPU, etc. and Association of Industry)</li>
</ul>

Integrated Governance & Compliance Analyst

<ul>
	<li>Melakukan review proposal pembiayaan segmen Korporasi/Commercial</li>
	<li>Melakukan analisa industri bisnis customer</li>
	<li>Memberikan rekomendasi kepada Komite Konsultasi Pembiayaan</li>
	<li>Memberikan training analisa kredit korporasi kepada Business Unit</li>
	<li>Melakukan monitoring kinerja bisnis dan top customer relationship</li>
	<li>Mampu mengembangkan policy terkait kredit</li>
</ul>

Credit & Industry Analyst

<ul>
	<li>Understand business needs and requirement for building dashboards</li>
	<li>Build dashboard with attractive, insightful and great visualization</li>
	<li>Collaborate with internal and external team to achieve optimal project result</li>
	<li>Have a good analytical skills</li>
</ul>

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