PT Hino Finance Indonesia ("HFI/Company") was established based on a joint venture agreement between Hino Motors Ltd., PT Indomobil Multi Jasa Tbk., and Summit Global Auto Management B.V. (part of Sumitomo Corporation) in accordance with the Deed of Establishment dated July 11, 2014. HFI is a captive financing company for commercial trucks, especially for the Hino brand, which is here to support the sales of Hino products in Indonesia through financing solutions such as, finance leases, sale and leaseback, and other products according to the company's articles of association, which are tailored to customer needs.

Hino Finance Indonesia

<ul>
	<li>Analyze all financial data for lease application proposal and check the validity &amp; accuracy of customers data (minimum 5 C's of Credit), including counting financial ratios</li>
	<li>Provide recommended terms and conditions for the lease application</li>
</ul>

Credit Analyst Jambi

Toyota Astra Financial (TAF) was established by Astra International and Toyota Financial Services Corporation as a financial company and part of both Astra Group and Toyota value chains to provide financing solutions which support automotive sales in Indonesia.

Offers varieties of financing facilities, primarily focused on financing vehicles, with the option of conventional or sharia financing according to customer needs.

TAF develops a reliable service network based on good relationship with dealers, digitalization for more optimal access and connectivity in the business ecosystem, as well as agile organization with embedded risk management lifestyle.

Build Your Future with TAF!
1.	Health insurance for all TAF Employees
2.	Training and promotion chance in all TAF business sectors
3.	A positive working environment that promotes employee safety, growth, and goal attainment

Vision
Preferred financing solution for Toyota ownership through service excellence.

Mission
1.	To provide best value to customers
2.	Being a partner of Toyota to achieve long term success
3.	To provide sustainable value creation to stakeholders
4.	Being an employer of choice
5.	To share prosperity to community

Toyota Astra Financial Services

<ul>
	<li>Membuat simulasi kredit dan melakukan negosiasi, baik dengan dealer maupun calon pelanggan, untuk mendapatkan aplikasi pembiayaan pelanggan.</li>
	<li>Melengkapi data aplikasi pembiayaan dan dokumen pendukungnya, termasuk melakukan konfirmasi melalui telepon, proses data entry, inisiasi, dan scan dokumen ke docushare untuk menunjang proses analisa kredit yang cepat dan akurat.</li>
	<li>Memonitor status aplikasi pembiayaan untuk memastikan proses persetujuan kredit mencapai target SLA yang ditetapkan.</li>
	<li>Menginformasikan hasil keputusan kredit kepada pihak-pihak terkait untuk memastikan informasi keputusan kredit diterima secara benar.</li>
	<li>Mencetak dokumen kontrak, menjelaskan isi kontrak kepada pelanggan dan meminta tanda tangan dokumen kontrak ke pelanggan dan dealer untuk memastikan kesesuaian dengan prosedur.</li>
	<li>Mengarahkan dan memberikan penjelasan cara pembayaran angsuran kepada pelanggan untuk meastikan cara bayara yang efektif dan efisien.</li>
	<li>Menindaklanjuti dokumen kelengkapan kendaraan dan dokumen tagihan dari dealer untuk memastikan kelancaran proses pembayaran kendaraan ke dealer (disburse).</li>
	<li>Memonitor status aplikasi backlog untuk mencapai target penjualan yang ditetapkan.</li>
	<li>Memonitor pembiayaan selama 5 angsuran pertama dan bekerjasama dengan fungsi AR management dalam menyelesaikan account F5PD untuk memastikan agar pelanggan yang telah jatuh tempo memenuhi kewajibannya.</li>
	<li>Menjalankan aktivitas penunjang penjualan (mendukung pameran, show room event, dll) untuk meningkatkan pencapaian sales target.</li>
	<li>Membina hubungan baik dengan dealer untuk meningkatkan pencapaian sales target.</li>
	<li>Memonitor produktivitas, kualitas proses dan hasil proses sales untuk mencapai target performance yang ditetapkan.</li>
	<li>Memberikan pelayanan kepada pelanggan dan/atau rekan kerja sesuai dengan standar service perusahaan sebagai bagian dari pekerjaan untuk mendukung terciptanya budaya service perusahaan.</li>
</ul>

Sales Officer Jambi

Universal BPR is a community bank founded in 2003 by Kaman Siboro and Stephen Satyahadi - two individuals with more than 30 years of experience in banking sector. The bank is engaged in the provision of loan, saving and deposit to individuals and SMEs. For lending segment, the current ticket size is ranging from 100 million to 10 billion rupiah per customer.

Universal BPR group currently operates 13 branches located in 11 cities of Indonesia.

Universal BPR is registered and regulated by OJK (financial services authority) and is a member of LPS (deposit insurance)

MISSION STATEMENT
To become a bank that focuses on improving the quality of life of the community with integrity, respect and continuous improvement.

MOTTO
Fast, Safe, Caring

Bank Universal BPR

<ul>
	<li>Mencapai target penjualan produk pendanaan (seperti tabungan dan deposito berjangka).</li>
	<li>Menjaga hubungan baik dengan nasabah secara berkelanjutan.</li>
	<li>Meningkatkan pangsa pasar (market share) dan portofolio perusahaan.</li>
	<li>Memberikan layanan prima (service excellence) kepada nasabah.</li>
	<li>Akuisisi nasabah baru untuk memperluas basis konsumen.</li>
</ul>

Funding Officer Jambi Area

Making dream homes happen since 2015, Dekoruma is a rapidly-growing tech startup aiming to put a stop to the inefficiencies that have long occurred in the Home & Living industry. We believe that everyone is entitled to easy access not only to quality furniture at an affordable price, but also economical home design and its nitty-gritty. Since its establishment, we have launched vertically integrated business units (and even more to come), two of them being interior design services and material supply store.

While interior design services and furniture manufacturers remain abundant, there has yet to be a one-stop platform that actualises the A to Z’s of realizing your dream homes. Dekoruma intends to be the one answer to this demand.

Engage in a workplace surrounded by vibrant energy and youth who does work that matters and improvements that make a difference. We seek to create a working environment that is dynamic, and above all, impactful. In Dekoruma, we work for a cause, not just applause.

Dekoruma

Memastikan proses inbound, storage, dan outbound sesuai dengan SOP

Memastikan stock check, stock opname dan melakukan akurasi data di Warehouse Management System (ODOO)

Memastikan setiap pergerakan barang tercatat dengan benar dan tepat waktu

Menganalisa selisih stok / kendala operasional dan melakukan tindak lanjut (melaporkan kepada Department terkait)

Menyusun laporan terkait stok, fulfillment, dan aktivitas harian

Memastikan kelancaran operasional melalui koordinasi yang efektif baik dengan Team Logistic &amp; External Departement

Memastikan Pelaksanaan Stock Opname Gudang berjalan sesuai SOP

Memastikan Quality barang yang akan dikirim ke Customer memenuhi standar yang sudah ditentukan

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Credit Analyst Jambi

Sales Officer Jambi

Funding Officer Jambi Area

Warehouse Team Leader