Universal BPR is a community bank founded in 2003 by Kaman Siboro and Stephen Satyahadi - two individuals with more than 30 years of experience in banking sector. The bank is engaged in the provision of loan, saving and deposit to individuals and SMEs. For lending segment, the current ticket size is ranging from 100 million to 10 billion rupiah per customer.

Universal BPR group currently operates 13 branches located in 11 cities of Indonesia.

Universal BPR is registered and regulated by OJK (financial services authority) and is a member of LPS (deposit insurance)

MISSION STATEMENT
To become a bank that focuses on improving the quality of life of the community with integrity, respect and continuous improvement.

MOTTO
Fast, Safe, Caring

Bank Universal BPR

<ul>
	<li>Lead and oversee operational audits related to the opening of savings and deposit accounts, ensuring full compliance with KYC and internal SOPs</li>
	<li>Supervise and verify the transaction call-back process to detect anomalies, mitigate fraud risks, and ensure data integrity</li>
	<li>Review and ensure the conformity of monthly reports with the general ledger and bookkeeping records to guarantee financial accuracy</li>
	<li>Manage the inspection of credit files and conduct on-the-spot assessments of debtors to evaluate collateral validity and creditworthiness</li>
	<li>Prepare comprehensive audit reports for management and monitor the implementation of corrective actions by the audited departments.</li>
</ul>

Internal Audit Supervisor

Lebih dari sekadar kasir digital, POSe adalah solusi Point of Sale (POS) dan pembayaran masa kini! 🚀 POSe menghadirkan teknologi manajemen bisnis terintegrasi untuk bantu kembangkan usaha agar selalu up-to-date dengan perkembangan zaman.

POSe

<ul>
	<li>End-to-End Social Media Management: Plan, manage, and execute content plans across the company’s social media accounts (Instagram, TikTok, etc.).</li>
	<li>Content Agency Coordination: Act as the main point of contact to liaise, direct, and collaborate seamlessly with external agencies for regular content production</li>
	<li>Content Production &amp; Copywriting: Produce creative content and write compelling copy for various formats, including social media captions and long-form articles. Conduct article audits to ensure quality and relevance.</li>
	<li>Brand Consistency: Ensure all content aligns with the brand voice and visual identity.</li>
	<li>Trend Monitoring: Monitor industry trends, algorithm changes, and identify fresh content opportunities.</li>
	<li>Performance Tracking: Track performance metrics (engagement, reach, growth), prepare insightful reports, and provide data-driven recommendations to improve future campaigns.</li>
</ul>

Digital Marketing Specialist

<ul>
	<li>Melakukan penagihan angsuran TLW &gt; 30 hari</li>
	<li>Melakukan identifikasi upaya penyehatan kredit, melengkapi data dan dokumen</li>
	<li>Membuat laporan RTL (Rencana Tindak Lanjut) nasabah menunggak</li>
	<li>Melakukan upaya penyelesaian kredit/recovery, penjualan agunan dan upaya litigasi</li>
	<li>Mereview Surat Peringatan, Surat Penarikan agunan, dan Surat Pemasangan plang</li>
	<li>Melaksanakan tugas-tugas lain yang diberikan oleh management/Direksi sepanjang dalam ruang lingkup tugas Bank.</li>
</ul>

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