Asuransi Astra has been serving customers for more than half a century, precisely since September 12, 1956. The company, known for its Garda Oto motor vehicle insurance products, serves customers through a network of services spread across 28 branch offices, as well as service units and Garda Centers that continue developing. In addition to motor vehicle insurance, other products from Asuransi Astra are Garda Medika health insurance, mining industry insurance, agribusiness industry insurance, shop insurance, gas station insurance, sharia insurance, and others.

Since 2015, Asuransi Astra has developed its products and services digitally and introduced Garda Mobile as a collection of mobile applications intended for retail, commercial and general customers. The four Garda Mobile applications namely Otocare, Medcare, HR-access, and CR-access are consistently updated through various innovations aimed at customer convenience and comfort. The latest innovation developed in the Garda Mobile Otocare with the presence of GarXia, the first insurance purchase chatbot in Indonesia that can also help customers in reporting claims and the Garda Mall feature that allows users to shop for a variety of automotive needs, Astra Financial financial products, also to buying and selling cars. Asuransi Astra also has four digital products namely Garda Me, Garda Edu, Garda Home, and Garda Trip which can be purchased easily and quickly through the gardaoto.com site.

Asuransi Astra performance has also been recognized with various awards that have been received, including: Platinum Indonesia Best Brand Award (2002-2019), Top Brand Award (2007-2019), Service Quality Award (2007-2018), Corporate Image Award ( 2007-2019), Indonesian Customer Satisfaction Award (2001-2017), Indonesia Original Brand Award (2017-2019), General Insurance with very good financial performance in the Infobank Insurance Award (2008-2016, 2019), Excellent Service Experience Award (2013 -2020), Contact Center Service Excellence Award (2013-2020), Social Media Award (2012, 2016), Indonesia Sharia Finance Award (2017), Insurance Award (2017-2018), Insurance Consumer Choice Award (2017-2018), Asian Brands (2018), Marketing Award (2018), Indonesia Digital Innovation Award (2018), Markeeter of the Year (2018-2019), Infobrand Mobile Application Choice (2018), Marketeers Editor Choice Award (2018-2019), Indonesia Insurance Innovation Award (2019), Indonesia Digital Popular Brand Award (20 19), and others.

With the support of branches and workshops that are spread all over Indonesia, along with the best services and a series of achievements, certainly not stopping the steps of Asuransi Astra innovation through products that are built from the new spirit of Asuransi Astra to always provide comfort and peace for every customer. Therefore, Asuransi Astra will invest time and effort so that you always smile. "Peace of Mind to Millions" is the result that Asuransi Astra will provide to each customer.

Disclaimer: 
Asuransi Astra tidak pernah memungut biaya apa pun untuk seluruh proses rekrutmen. Apabila menemukan kejanggalan terkait kegiatan yang mengatasnamakan Asuransi Astra, cek kebenaran informasi tersebut melalui Garda Akses 1 500 112, atau Instagram @AsuransiAstra.

Asuransi Astra

Account Manager Development Program (AMDP) is a Development Program to prepare You to be a full-fledged Account Manager.

At Asuransi Astra, Account Manager will be responsible for Business-to-business (B2B) account management.

The program itself will be taking around 6 months, and will be split into three phases :

<ul>
	<li>Intensive &amp; Comprehensive class</li>
	<li>On the Job Training</li>
	<li>Final Presentation</li>
</ul>

Account Manager Development Program

PT Surya Artha Nusantara Finance (SANF) is a financial services company in Indonesia, primarily focused on providing financing solutions for the heavy equipment and transportation sectors. SANF is a joint venture between PT Astra International Tbk, one of Indonesia's largest conglomerates, and Marubeni Corporation, a major Japanese trading company.

SANF offers a variety of financial products, including leasing, consumer financing, and factoring, to support businesses in acquiring heavy equipment, trucks, and machinery. The company plays a significant role in industries like construction, mining, agriculture, and transportation, helping businesses manage their financial needs through customized financing solutions.

Let's join our Fun, Friendly, and Continuous Growth journey!

Surya Artha Nusantara Finance

🚀 Join Our Talent Pool at SANF!

PT Surya Artha Nusantara Finance is opening opportunities for you to grow across multiple career paths and be part of a dynamic financial ecosystem under Astra Financial.

✨ Explore opportunities in:

<ul>
	<li>Corporate Internal Audit &amp; Fraud Management</li>
	<li>Corporate Strategy &amp; Affairs</li>
	<li>Corporate Secretary, Legal &amp; Compliance</li>
	<li>Human Capital (Operation &amp; Organization Development)</li>
	<li>Finance &amp; Accounting</li>
	<li>Treasury &amp; Corporate Planning</li>
	<li>Credit</li>
	<li>IT &amp; Digitalization</li>
	<li>Risk Management (Enterprise &amp; Operational)</li>
	<li>Service</li>
	<li>Sales &amp; Operation</li>
	<li>Business Development</li>
	<li>Marketing &amp; CRM</li>
</ul>

🌟 Who we’re looking for:

<ul>
	<li>Fresh graduates &amp; experienced professionals</li>
	<li>Driven, adaptable, and eager to grow</li>
	<li>Passionate about building a career in the financial industry</li>
</ul>

💡 Not sure which role fits you best?

No worries, join our Talent Pool and let us connect you with opportunities that match your profile and aspirations. Once your profile aligns with our requirements, our team will reach out to guide you through the next steps.

Talent Pool SANF

FIFGROUP, a subsidiary of PT Astra International Tbk, was established in 1989 and operates in the consumer financing sector. Their primary focus is financing Honda motorcycles through FIFASTRA. Additionally, they offer electronics and furniture financing through SPEKTRA, and multipurpose financing through DANASTRA. AMITRA provides financing for Haji, Umrah, and other Sharia services. FIFGROUP's vision is to become the best financing company in Indonesia, with a mission to deliver superior financial solutions and customer satisfaction.

FIFGROUP

<ul>
	<li>Participate in AstraPay’s internship program with placement across various business functions (e.g., Marketing, Business Development, Risk, Operations, Product, and others)</li>
	<li>Support day-to-day tasks, projects, and initiatives within the assigned division</li>
	<li>Assist in research, data analysis, and preparation of reports or presentations</li>
	<li>Contribute ideas and support execution for ongoing projects and campaigns</li>
	<li>Collaborate with internal teams to achieve project objectives</li>
	<li>Demonstrate initiative, adaptability, and willingness to learn in a dynamic work environment</li>
</ul>

AstraPay Internship Program

ASTRO is Indonesia's quick commerce company that delivers groceries and essentials to your door within minutes. Founded in 2021 by a group of seasoned e-commerce executives and backed by both trusted International and local investors, it is our mission to make people's lives simpler and easier by saving them time, energy, and money.
Just like real Astronauts that take off into outer space, Astro embodies the values of being fast, bold, adventurous, and technologically advanced.
Interested in working for a company that pushes the boundaries and strives to be the best? Join us now to be a part of this ground-breaking mission!

Astro Technologies Indonesia

About Astro

ASTRO is Indonesia's quick commerce company that delivers groceries and essentials to your door within 15 minutes. Founded in 2021 by a group of seasoned e-commerce executives and is backed trusted international investors, it is our mission to make people's lives simpler and easier by saving them time, energy, and money.

Just like real Astronauts that take off into outer space, Astro embodies the values of being fast, bold, adventurous, and technologically advanced.

Interested in working for a company that pushes the boundaries and strives to be the best? Join us now to be a part of this ground-breaking mission!

About this Position

We are looking for a Tech Talent Acquisition professional who will partner closely with hiring managers to attract and hire top technical talent. In this role, you will manage the end-to-end recruitment process, from sourcing candidates to coordinating interviews and closing hires. You will play a key role in building strong talent pipelines, improving hiring processes, and ensuring a smooth candidate experience. This position requires someone who can work quickly, communicate effectively with stakeholders, and support the company’s growing technology team.

Job Description:

<ul>
	<li>Partner with hiring managers to understand current and future hiring needs across technical teams.</li>
	<li>Define and align candidate selection criteria based on role requirements and team objectives.</li>
	<li>Source and attract qualified candidates through multiple channels, including job boards, professional networks, and social media platforms.</li>
	<li>Manage the end-to-end recruitment process, including candidate sourcing, screening, interview coordination, and offer stage.</li>
	<li>Conduct initial screening calls to evaluate candidates’ technical background, experience, and role fit.</li>
	<li>Review and assess candidate applications through the Applicant Tracking System (ATS) to ensure efficient recruitment tracking.</li>
	<li>Create and refine job descriptions, interview questions, and hiring frameworks aligned with technical role requirements.</li>
	<li>Coordinate interview processes between candidates and hiring teams to ensure a smooth and timely recruitment experience.</li>
	<li>Participate in job fairs, recruitment events, and talent community initiatives to build a strong tech talent pipeline.</li>
	<li>Collaborate with cross-functional teams to forecast quarterly and annual hiring needs and support workforce planning.</li>
</ul>

Tech Talent Acquisition, Project Based

Kompas Gramedia, through its more than 50 years of history, is striving for one goal: enlightening and empowering Indonesia. To ensure that we are able to serve the nation for another 50 years, we are undergoing a digital transformation; strengthening and expanding our solid business pillars by developing new digital business initiatives.

Our vision is to enlight all the people in Indonesia with all the knowledge we have.

Kompas Gramedia

<ul>
	<li>Membuat pemetaan materi pembelajaran TIK</li>
	<li>Membuat perangkat pendidikan TIK</li>
	<li>Melakukan pelatihan / training produk knowledge</li>
	<li>Menyiapkan presentasi produk siap pakai</li>
	<li>Melakukan presentasi produk lebih detail kepada klien</li>
	<li>Melakukan Update untuk program aplikasi (software) pendidikan yang digunakan sesuai dengan perkembangan TIK</li>
</ul>

Academic & Digital Program Officer

In our pursuit of excellence, we value visionary individuals with strong leadership potential and a passion to always think out of the box.

We challenge such individuals to join our Branch Management Development Program, in which through a series of First Class Comprehensive Learning Program, will be developed to our future leaders. Graduates of the program will be further challenged to develop our business in our Major Branches Across Indonesia.

Branch Management Development Program

PT BCA Finance berdiri pada tahun 1981 dengan nama PT Central Sari Metropolitan Leasing Corporation (CSML). Pada awal berdirinya, pemegang saham Perusahaan adalah PT Bank Central Asia dan Japan Leasing Corporation. Saat itu Perusahaan masih memfokuskan usaha pada pembiayaan komersial, seperti pembiayaan mesin-mesin produksi, alat berat dan transportasi.

Selanjutnya pada tahun 2001 PT Central Sari Metropolitan Leasing berubah nama menjadi PT Central Sari Finance (CSF), diikuti dengan perubahan kepemilikan saham, dimana PT Bank Central Asia, Tbk (BCA) menjadi pemegang saham mayoritas, serta perubahan fokus usaha menjadi pembiayaan kendaraan bermotor, khususnya roda empat atau lebih. Terakhir, Sesuai dengan Surat Keputusan Menteri Hukum dan Hak Asasi Manusia Republik Indonesia No.C-08091 HT.01.04.TH.2005, maka per tanggal 28 Maret 2005 PT Central Sari Finance telah berubah nama menjadi PT BCA Finance.

Kini BCA Finance sendiri telah berhasil mencatatkan asset kelolaan sebesar 52 T dengan profit 1,6 T. Dengan misinya untuk menjadi perusahaan terkemuka di industri pembiayaan PT BCA Finance senantiasa melakukan perubahan dan pengembangan model bisnis untuk menjawab tantangan dan kebutuhan zaman dimana hal ini sejalan dengan tag line perusahaan yaitu solusi tepat pembiayaan anda. 

Untuk mencapai hal tersebut PT BCA Finance memiliki nila-nilai perusahaan yang senantiasa diterapkan yaitu FOCUS yang terdiri dari:

First Class Teamwork
Orientation to Quality
Customer Focus
Uncompromise Integrity
Striving for Excellence

Melalui FOCUS ini seluruh karyawan diarahkan untuk memiliki budaya kerja yang sama sehingga tercipta sebuah Tim yang solid dalam menjalankan bisnis.

Untuk SDM sendiri selain penanaman budaya perusahaan BCA Finance juga focus pada pengembangan skill dan karir karyawannya oleh karena itu kebutuhan pejabat di BCA Finance 90% diperoleh dari internal.

PT BCA Finance

Professional Development Program (PDP) Business &amp; Strategy adalah suatu program management trainee yang akan mempelajari seluruh unit dan proses bisnis di BCA Finance (terarah untuk Marketing &amp; Support Function). Dalam program ini, Anda harus siap menjalani ikatan dinas selama 30 bulan dan penempatan di cabang BCA Finance seluruh Indonesia.

BCA Finance tunduk pada ketentuan UU Nomor 27 Tahun 2022 tentang Perlindungan Data Pribadi berikut aturan turunan serta perubahan-perubahannya dari waktu ke waktu. Saya menyetujui data-data saya digunakan, diverifikasi, dikelola, dan ditatausahakan untuk tujuan perekrutan di PT BCA Finance.

Professional Development Program Business & Strategy

PT BFI Finance Indonesia Tbk (BFI Finance) is one of the long-established pioneers in the financing sector in Indonesia. Founded in 1982, BFI Finance is recognized as a company with a wide network, supported by more than 200 financing outlets across provinces. In 1990, the Company became one of the first multifinance companies to list its shares on the Jakarta Stock Exchange and Surabaya Stock Exchange (both now known as IDX), with the ticker code BFIN.

PT BFI Finance Indonesia Tbk

<ul>
	<li>Mahasiswa aktif atau fresh graduate dari Atma Jaya (terbuka untuk berbagai jurusan, diutamakan Ekonomi &amp; Bisnis)</li>
	<li>Memiliki ketertarikan pada industri finance dan bisnis</li>
	<li>Memiliki kemampuan analytical thinking dan problem solving yang baik</li>
	<li>Aktif dalam organisasi, project, atau kegiatan lain menjadi nilai tambah</li>
	<li>Memiliki komunikasi yang baik dan mampu bekerja dalam tim</li>
	<li>Proaktif, cepat belajar, dan memiliki keinginan untuk berkembang</li>
</ul>

Creative Thinking

Organizing and Planning

Relationship Management

Business Analysis

Attention to Detail

Talent Pool – Exclusive for Atma Jaya Students

PT Sinar Mitra Sepadan Finance (“Perusahaan”) adalah perusahaan pembiayaan nasional yang didirikan pada 28 November 2000. Perusahaan memperoleh izin usaha melalui Surat Keputusan Kementerian Keuangan Nomor 365/KMK.06/2001 pada 11 Juni 2001. Saat ini, Perusahaan berkedudukan di Jakarta Selatan dengan kantor pusat di Agro Plaza Lantai 16-17, Jl. H.R. Rasuna Said Kav. X2-1, Kuningan Timur, Setiabudi, Jakarta Selatan 12950.

Pemegang saham Perusahaan saat ini adalah ORIX Corporation dari Jepang dan PT Sinar Mas Multiartha, Tbk. (“SMMA”), dengan ORIX Corporation sebagai pemegang saham mayoritas sebesar 85%.

Perusahaan telah menjadi bagian dari ORIX Corporation, Jepang, yang memiliki jaringan di lebih dari 30 negara dan terdaftar di New York Stock Exchange. PT Sinar Mitra Sepadan Finance bergerak di bidang jasa pembiayaan kendaraan bermotor roda empat atau lebih. Selama lebih dari 20 tahun, Perusahaan telah berkembang dengan memiliki lebih dari 100 jaringan (Kantor Cabang dan Kantor Selain Kantor Cabang) di seluruh Indonesia dan lebih dari 2.000 karyawan. 

SMS Finance, pilihan perusahaan pembiayaan untuk mobil bekas dan multiguna dengan jaminan BPKB mobil, bunga rendah mulai 0,7%!

PT. Sinar Mitra Sepadan Finance (SMS Finance)

<ul>
	<li>Menyusun dan melaksanakan strategi bisnis.</li>
	<li>Melakukan fungsi koordinasi, support dan pengawasan.</li>
	<li>Mencapai target yang telah ditentukan oleh perusahaan.</li>
	<li>Membentuk tim yang solid dan kuat dalam menjalankan tugas untuk mencapai target yang ditentukan perusahaan.</li>
	<li>Mengontrol anggota tim tetap solid.</li>
	<li>Melakukan evaluasi program yang telah dijalankan.</li>
</ul>

Management Development Program (MDP) Medan

Membuat rencana strategi yang tepat untuk meningkatkan performance KPI di Cabang untuk kontrak overdue diatas 30 hari

Analisis data performance dan update progress performance pencapaian KPI

Melakukan kontrol atas kinerja tim dalam ruang lingkup tanggung jawabnya

<ul>
	<li>Melakukan koordinasi dengan Departemen Litigasi untuk melakukan langkah hukum terhadap konsumen yang bermasalah</li>
	<li>Pembagian bahan serta wilayah tagih kepada seluruh anggota tim</li>
	<li>Melakukan customer handling serta negosiasi dengan customer dalam ruang lingkup Remedial</li>
	<li>Menjalankan fungsi coaching and counseling terhadap tim serta monitoring pencapaian anggota tim secara berkala</li>
</ul>

Junior Officer Development Program Batch 124

Bumi Amartha Teknologi Mandiri or “AMARTEK” was established to provide information technology solutions. Our mission from the very first day has been to cultivate professional relationships with our clients to provide effective and reliable information technology solutions for their needs. The team at "AMARTEK" is equipped with a highly developed skillset developed over decades of experience not only in information technology but also in business processes across a range of industry sectors. This business experience makes us uniquely positioned to offer solutions promising greater operational efficiency, productivity gains and cost savings for each of our clients, regardless of their industry.

As an established technology-intensive company, we pride ourselves on providing a comprehensive suite of solutions comprising of Infrastructure Consultancy, on/offsite services, Custom software and web development, Talent Augmentation, and enterprise architecture consulting. Our team consistently delivers state-of-the-art solutions in various areas including, but not limited to: integrated business solutions, system applications, product development and professional services.

At "AMARTEK", we guarantee rapid, reliable and robust information technology solutions that work. 

PT Bumi Amartha Teknologi Mandiri

Amartek’s IT Graduate Development Program attracts graduates from top-tier universities who are enthusiastic about professional development and aspire to work in a quickly changing and challenging IT industry.

Through Amartek's Graduate Development Program, we strive to provide 1 years program that offers the opportunity to be an IT consultant with broaden critical skills and receive mentoring from senior managers and IT trainer. Collaboration, diversity, and teamwork from different backgrounds are what make us stronger and best prepared to meet our business goals. Come bring your difference!

IT Graduate Development Program Batch 33

Mengelola dan menjalankan suatu event/project dari pembuatan konsep acara sampai pelaksanaannya, juga menjalin hubungan baik dengan vendor yang dibutuhkan dalam proses berjalannya event. dan membantu team internal untuk menjalankan project.

Project Based Program PT Dyandra Promosindo Surabaya

﻿﻿﻿﻿﻿﻿﻿﻿﻿﻿﻿﻿﻿﻿﻿PT Trimegah Sekuritas Indonesia Tbk (the Company) was established on May 9, 1990 under the name PT Trimulya Securindolestari based on Deed No. 64 dated May 9, 1990, which subsequently changed to PT Trimegah Securindolestari on May 28, 1990 based on Deed No. 227 dated May 28, 1990. The deeds were made before Rachmat Santoso, S.H., Notary in Jakarta, and have been announced in State Gazette of the Republic of Indonesia No. 80 dated October 5, 1990, Supplement No. 3832. The Company earned Broker-Dealer License and Underwriting License from Bapepam & LK (now the Financial Services Authority) in 1992 and 1993.

On October 12, 1999, the Company changed its name to PT Trimegah Securities Tbk based on Deed No. 17 dated October 12, 1999 made before Fathiah Helmi, S.H., Notaris in Jakarta and have been announced in State Gazette of the Republic of Indonesia No. 90 dated February 1, 2000, Supplement No. 522, and on January 31, 2000 the Company listed its shares on the Jakarta Stock Exchange (now the Indonesia Stock Exchange) with the stock code “TRIM”.

On January 31, 2011, PT Trimegah Asset Management, subsidiary of the Company, earned its business license as Investment Management Company. PT Trimegah Asset Management provides a variety of equity, balanced, fixed income and money market funds tailored to the needs of corporate clients, financial institutions and pension funds.

To comply with the Financial Services Authority Regulation No. 20/POJK.04/2016 on the Licensing of Securities Companies that Undertake Business Activities as Underwriters and Broker-Dealers, effective as of July 29, 2016, the Company changed its name to PT Trimegah Sekuritas Indonesia Tbk based on Deed No. 70 dated June 20, 2016 made before Fathiah Helmi, S.H., Notary in Jakarta.

Equity Trading Division provides equity sales service in primary market and equity brokerage service in secondary market for retail and institutional clients. Fixed Income Trading Division provides fixed income securities sales service in primary market and fixed income securities brokerage service in secondary market such as Government Bonds, corporate bonds, Retail Government Bond, Retail Savings Bond, Retail Sharia Government Bond, and Savings Sharia Government Bond. Investment Banking Division provides equity and fixed income securities underwriting service as well as financial advisory service, including merger & acquisition, divestment, valuation, due diligence, corporate restructuring and financing and arranger.

Starting April 2014, the Company also conducts activity as Mutual Fund Selling Agent for retail clients. To complete the services, the Company also provides online transaction facility for retail clients to invest in equity and mutual funds.

On December 6, 2017, the Company earned Approval for Other Business Activity as Arranger, and Approval for Other Business Activity as Financial Advisor on September 21, 2018.

PT Trimegah Sekuritas Indonesia Tbk is Securities Company Member of the Indonesia Stock Exchange. PT Trimegah Sekuritas Indonesia Tbk and PT Trimegah Asset Management are licensed, registered and supervised by the Financial Services Authority.

Mission
Educate and create wealth for the community through unique and professional investment experience

Vision
Be most preferred destination for financial services in the region

Core Values
 Integrity - Zero-tolerance policy for issues of integrity
Client-First - Consistent mindset to prioritize clients need over our own
Excellence - Commitment to delivering the highest quality product in all we do
Fairness - Give credit where it is due, own up to mistakes, think of others
Creativity - Creativity creates advantage; have courage to speak out

Trimegah Sekuritas Indonesia

<ul>
	<li>Own end-to-end delivery of technical projects, from planning and scoping to execution and release.</li>
	<li>Work closely with Devs, Product, QA, Security, and Business teams to align priorities, timelines, and technical decisions.</li>
	<li>Act as a key communication bridge between engineering teams and senior leadership, providing concise, actionable updates on progress, risks, dependencies, and trade-offs.</li>
	<li>Translate business, regulatory, and leadership objectives into clear technical plans and delivery milestones.</li>
	<li>Drive project execution using appropriate software development methodologies (Agile, Scrum, Kanban, or hybrid).</li>
	<li>Identify, manage, and proactively escalate delivery, technical, and dependency risks.</li>
	<li>Ensure adherence to engineering best practices, security standards, and compliance requirements, especially in financial services.</li>
	<li>Facilitate sprint planning, backlog grooming, stand-ups, retrospectives, and delivery reviews.</li>
	<li>Monitor delivery metrics such as velocity, cycle time, predictability, and quality.</li>
	<li>Proactively remove blockers and resolve cross-team dependencies.</li>
	<li>Support release planning, go-live readiness, and post-release reviews. 
	 </li>
</ul>

Project Manager

Starting an unincorporated business in 1996, Simbadda Group has been distributing high quality consumer electronics throughout Indonesia. The business unit has started to form a corporate business since 2002.

One of our leading brands is SIMBADDA, which is known by the Indonesian people as a pioneer of speakers, cases and power supplies. We are also involved in the distribution of premium gadget accessories and PC components. Simbadda Group will continue to expand its distribution business to grow in the consumer electronics industry in Indonesia.

Simbadda Group always upholds the value of honesty, among others: honesty of quality,  honesty of cooperation in business and trying to establish cooperation with all partners  throughout Indonesia. 

Currently, Simbadda Group is expanding towards digital transformation that is looking for  enthusiastic, passionate, ambitious individuals to be part of us. 


Simbadda Group

The Treasury Manager is responsible for managing all treasury activities, including cash management, liquidity planning, banking relationships, funding strategies, and financial risk management. The role ensures the company maintains optimal liquidity, financial efficiency, and risk control to support operational needs and business growth.

1. Cash &amp; Liquidity Management

<ul>
	<li>Manage daily, weekly, and monthly cash flow operations.</li>
	<li>Ensure sufficient liquidity to support operational and investment needs.</li>
	<li>Develop and maintain cash flow forecasting and liquidity analysis.</li>
</ul>

2. Banking &amp; Relationship Management

<ul>
	<li>Manage relationships with banks and financial institutions.</li>
	<li>Negotiate banking facilities such as loans, overdrafts, FX services, and guarantees.</li>
	<li>Optimize banking costs and service efficiency.</li>
</ul>

3. Funding &amp; Capital Management

<ul>
	<li>Develop short-term and long-term funding strategies.</li>
	<li>Manage loans, credit facilities, and capital structure.</li>
	<li>Ensure compliance with debt covenants and financial agreements.</li>
</ul>

4. Risk Management (FX &amp; Interest Rate)

<ul>
	<li>Manage foreign exchange exposure and currency risks.</li>
	<li>Monitor interest rate exposure and financial volatility.</li>
	<li>Design and implement hedging strategies when necessary.</li>
</ul>

5. Payment &amp; Transaction Control

<ul>
	<li>Oversee payment processes including vendors, payroll, and operational expenses.</li>
	<li>Ensure strong internal control over financial transactions.</li>
	<li>Improve payment systems and transaction efficiency.</li>
</ul>

6. Treasury Reporting &amp; Compliance

<ul>
	<li>Prepare regular treasury and cash position reports.</li>
	<li>Ensure compliance with internal policies and financial regulations.</li>
	<li>Support internal and external audit processes.</li>
</ul>

7. Systems &amp; Process Improvement

<ul>
	<li>Develop and enhance integrated treasury systems (ERP/automation).</li>
	<li>Improve efficiency of cash management processes.</li>
	<li>Drive digital transformation within treasury operations.</li>
</ul>

Treasury Manager

OttoDigital is part of Salim Group Digital Ecosystem (Financial Technology) - aims to empower “the underserved” and “the unbanked” population through integrated implementation of the Group digital payment ecosystem. We are digital platform and solution to businesses and enterprises, enabling various digital transactions on their services to better serve consumers.

OttoDigital Group

<ul>
	<li>Manage the application, renewal, and correspondence related to business licenses and products/services with Bank Indonesia (BI) and OJK</li>
	<li>Ensure accurate and timely submission of routine and incidental reports to regulators (BI/OJK)</li>
	<li>Develop, review, and socialize internal policies and procedures to ensure they remain relevant to current laws</li>
	<li>Monitor the latest regulatory changes and conduct gap analysis on their impact on business operations</li>
	<li>Provide compliance advice to business units regarding product development and the execution of strategic projects</li>
	<li>Execute other compliance tasks as defined based on organizational needs</li>
</ul>

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