PT BFI Finance Indonesia Tbk (BFI Finance) is one of the long-established pioneers in the financing sector in Indonesia. Founded in 1982, BFI Finance is recognized as a company with a wide network, supported by more than 200 financing outlets across provinces. In 1990, the Company became one of the first multifinance companies to list its shares on the Jakarta Stock Exchange and Surabaya Stock Exchange (both now known as IDX), with the ticker code BFIN.

PT BFI Finance Indonesia Tbk

<ul>
	<li>Mengakuisisi Business Agent/BA (pihak ketiga) untuk mencari calon konsumen yang membutuhkan pembiayaan dana tunai dengan jaminan sertifikat rumah/ruko</li>
	<li>Menjalin relasi dengan Business Agent/BA (pihak ketiga) agar BA produktif sehingga dapat mereferensikan calon konsumen yang akan mengajukan pembiayaan di BFI Finance.</li>
</ul>

MT Marketing Mortgage

<ol>
	<li>Fokus pada penjualan dan pengembangan produk Refinancing Mortgage</li>
	<li>Mengelola, menganalisa, serta menjalankan strategi penjualan untuk mencapai target bisnis</li>
	<li>Menjalankan strategy Direct Selling</li>
	<li>Membangun relasi dan jaringan dengan pihak eksternal (Agent) serta membantu Agent agar lebih produktif</li>
	<li>Menjaga hubungan baik kepada Debitur dan memastikan portofolio terjaga (after sales)</li>
</ol>

Relationship Management

Performance Management and Coaching

Change Management

Analyzing Data

Complex Problem-Solving

Management Trainee Mortgage

Job Description : 
- Mengelola pencapaian target penjualan Mortgage/PBF di cabang melalui channel agency, direct selling, dan repeat order. 
- Memimpin, mengembangkan, dan memonitor produktivitas tim Marketing Mortgage. 
- Menyusun dan mengimplementasikan strategi penjualan sesuai potensi area serta kondisi pasar. 
- Mengembangkan jaringan agent/partner dan memastikan pertumbuhan agent produktif. 
- Melakukan monitoring pipeline aplikasi seluruh channel agar berjalan sesuai SLA. 
- Melakukan analisa awal kelayakan kredit serta memberikan rekomendasi atas pengajuan pembiayaan. 
- Melakukan mapping area, analisa potensi bisnis, serta monitoring perkembangan kompetitor. 
- Mengelola database repeat order (RO) untuk meningkatkan retensi nasabah dan peluang booking baru. 
- Berkoordinasi dengan unit internal terkait (Credit, Operasional, Collection, Digital/Telesales) untuk optimalisasi booking. 
- Melakukan monitoring aktivitas collection untuk nasabah past due bersama tim terkait. 
- Menyusun dan menyampaikan laporan aktivitas serta performa tim secara berkala.

Supervisor Marketing Mortgage

- Fokus pada penjualan dan pengembangan produk Refinancing Mortgage 
- Mengelola, menganalisa, serta menjalankan strategi penjualan untuk mencapai target bisnis 
- Menjalankan strategy Direct Selling 
- Membangun relasi dan jaringan dengan pihak eksternal (Agent) serta membantu Agent agar lebih produktif 
- Menjaga hubungan baik kepada Debitur dan memastikan portofolio terjaga (after sales)

Marketing Mortgage Branch Meruya

<ul>
	<li>Mencari dan mengakuisisi nasabah baru untuk produk pinjaman dana tunai dengan jaminan properti (rumah/ruko).</li>
	<li>Membangun dan membina hubungan baik dengan jaringan keagenan (contoh: agen properti, developer, notaris) untuk mendapatkan prospek.</li>
	<li>Menjelaskan produk dan membantu nasabah dalam proses pengajuan aplikasi.</li>
	<li>Melakukan verifikasi awal dan memastikan kelengkapan dokumen persyaratan dari calon nasabah.</li>
	<li>Mem-follow up proses aplikasi nasabah hingga selesai.</li>
	<li>Bertanggung jawab untuk mencapai target penjualan dan pencairan yang ditentukan.</li>
	<li>Membuat laporan aktivitas dan penjualan secara rutin.</li>
</ul>

Marketing Mortgage Branch Pamulang

<ul>
	<li>Fokus pada penjualan dan pengembangan produk Refinancing Mortgage</li>
	<li>Mengelola, menganalisa, serta menjalankan strategi penjualan untuk mencapai target bisnis</li>
	<li>Menjalankan strategy Direct Selling</li>
	<li>Membangun relasi dan jaringan dengan pihak eksternal (Agent) serta membantu Agent agar lebih produktif</li>
	<li>Menjaga hubungan baik kepada Debitur dan memastikan portofolio terjaga (after sales)</li>
</ul>

Marketing Mortgage Branch Depok

- Mengakuisisi Business Agent/BA (pihak ketiga) untuk mencari calon konsumen yang membutuhkan pembiayaan dana tunai dengan jaminan sertifikat rumah/rukan. 
- Menjalin relasi dengan Business Agent/BA (pihak ketiga) agar BA produktif sehingga dapat mereferensikan calon konsumen yang akan mengajukan pembiayaan di BFI Finance.

OCBC Indonesia (formerly known as OCBC NISP) is the fourth oldest bank in Indonesia, which was founded in April 4th 1941 in Bandung under the name of NV Nederlandsch Indische Spaar En Deposito Bank.

OCBC Indonesia then grown to be a solid and dependable bank, especially in providing service for small business segments. It officially became a commercial bank in 1967, Foreign exchange bank in 1990 and public corporate in Indonesia Stock Exchange in 1994.

In the end of 1990, OCBC Indonesia managed to pass the Asia monetary crisis and the fall of banking industry without any recapitalization obligation aid from the government. OCBC Indonesia became one of the first few banks to resume lending during the crisis. This initiative enabled the Bank to note a high growth.

OCBC Indonesia good reputation and its promising growth has attracted the interest of International Finance Corporation (IFC), a part of World Bank Group, which then became a shareholder in 2001-2010 and from OCBC Singapore which then became the shareholder OCBC Indonesia. 

With the support from OCBC Bank-Singapore, OCBC Indonesia has implemented aggressive programmes to strengthen the infrastructure, human resources, information and technology, as well as office networking.

PT Bank OCBC NISP, Tbk is licensed and supervised by the Otoritas Jasa Keuangan (OJK) and is an LPS participant.

PT Bank OCBC NISP, Tbk

Transaction Processing &amp; Monitoring:

<ul>
	<li>Reconcile domestic and cross-border transactions</li>
	<li>Monitor transaction flows across regional systems and ensure timely execution within SLAs.</li>
	<li>Investigate and resolve transaction discrepancies, exceptions, and failed payments.</li>
</ul>

Compliance &amp; Risk Management:

<ul>
	<li>Ensure all transactions comply with internal policies, regulatory requirements</li>
	<li>Support anti-money laundering (AML) checks and suspicious transaction reporting (STR) processes.</li>
	<li>Maintain audit trails and documentation for transaction records.</li>
</ul>

System &amp; Process Support:

<ul>
	<li>Utilize core banking systems (e.g., T24, Finacle, or other OCBC platforms) and regional operational tools.</li>
	<li>Assist in testing and implementation of system enhancements related to transaction processing.</li>
	<li>Participate in process improvement initiatives to increase efficiency and reduce operational risk.</li>
</ul>

Cross-functional Coordination:

<ul>
	<li>Liaise with branches, regional teams, treasury, compliance, and IT to resolve transaction-related issues.</li>
	<li>Provide operational support to clients and internal stakeholders during peak periods or system outages.</li>
</ul>

Transaction Banking Officer

Marketing Mortgage Branch Jakarta Selatan 2

Banking Academy hosts 3 specialized career path within OCBC. The program delivers its learning experience through structured curriculum designed specifically for each stream.

The program divided into classroom trainings, observation, and on-the-job Training (OJT).

In OCBC, we value our talents and strongly believe that career progression is a process, evolves through time, and perseverance.

Graduate Development Program – Banking Academy program is designed to accelerate the development of high qualified sales professionals in funding and lending business lines within the bank.

Presentation Skills

Business Development

Customer Service

Communication Skills

Account Management

Planning

Selling

Banking Academy for Sales

Marketing Mortgage atau Sertifikat Rumah Jabodetabek

Marketing Mortgage Branch Jakarta Selatan 1

Bertanggung jawab terhadap pencapaian target penjualan produk mortgage (Property) melalui strategi pengembangan jaringan Agency, dengan beberapa aktivitas utama seperti:

1. Mencari dan mengakuisisi nasabah baru untuk produk pinjaman dana tunai dengan jaminan properti (rumah/ruko).

2. Membangun dan membina hubungan baik dengan jaringan keagenan (contoh: agen properti, developer, notaris) untuk mendapatkan prospek.

3. Menjelaskan produk dan membantu nasabah dalam proses pengajuan aplikasi.

4. Melakukan verifikasi awal dan memastikan kelengkapan dokumen persyaratan dari calon nasabah.

5. Mem-follow up proses aplikasi nasabah hingga selesai.

6. Bertanggung jawab untuk mencapai target penjualan dan pencairan yang ditentukan.

7. Membuat laporan aktivitas dan penjualan secara rutin.

Persuasion and Negotiation

Sales and Marketing Knowledge

Time Management

Empathy

Negotiation

Marketing Mortgage Staff Cabang Jakarta Timur Duren Sawit

Rich in history, strong financial health, excellent human resources, and reliable technology, BNI certainly has been on the right track to become a national bank with global capabilities.

Since its establishment in 1946, BNI has always been part of the dynamics of national development in Indonesia. Now BNI has grown and developed into a solid national bank with sustainable financial performance. ‘Serving the Country, Pride of the Nation”, BNI is challenged to continue and increase its contribution for the progress of the nation and country, today and in the future.

BNI believes that human resources are one of the most valuable assets of any company or organization, without which sustainability is not possible. BNI seeks to create a great place to contribute, learn, and grow, to be the pride of the nation.

Bank Negara Indonesia

Bank Negara Indonesia (Persero) Tbk (BNI) is one of the biggest financial institutions in Indonesia, providing services to customers with a wide array banking, investment, digital product and other sustainable financial products and solutions for domestic and international area.

To support our vision, BNI is committed to attract high-quality talents across the country to ensure our further accomplishments. You will be immersed an exceptional and challenging work environment and surrounded by colleagues and leaders who are passionate to help you grow and development your skill.

This program prepares you for leadership roles across many functions and levels in BNI with one year comprehensive training journey.

Officer Development Program (ODP) Retail Banking is designed to be a future leader and professional in retail segment functions who will focus on marketing activities for retail banking business, financing program, credit analysis activities, managing relationship and potential customers, monitoring and maintaining portfolio quality to achieve targets that have been set to provide optimal profits for BNI Retail Banking Business.

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