PT BFI Finance Indonesia Tbk (BFI Finance) is one of the long-established pioneers in the financing sector in Indonesia. Founded in 1982, BFI Finance is recognized as a company with a wide network, supported by more than 200 financing outlets across provinces. In 1990, the Company became one of the first multifinance companies to list its shares on the Jakarta Stock Exchange and Surabaya Stock Exchange (both now known as IDX), with the ticker code BFIN.

PT BFI Finance Indonesia Tbk

Job Description : 
- Mengelola pencapaian target penjualan Mortgage/PBF di cabang melalui channel agency, direct selling, dan repeat order. 
- Memimpin, mengembangkan, dan memonitor produktivitas tim Marketing Mortgage. 
- Menyusun dan mengimplementasikan strategi penjualan sesuai potensi area serta kondisi pasar. 
- Mengembangkan jaringan agent/partner dan memastikan pertumbuhan agent produktif. 
- Melakukan monitoring pipeline aplikasi seluruh channel agar berjalan sesuai SLA. 
- Melakukan analisa awal kelayakan kredit serta memberikan rekomendasi atas pengajuan pembiayaan. 
- Melakukan mapping area, analisa potensi bisnis, serta monitoring perkembangan kompetitor. 
- Mengelola database repeat order (RO) untuk meningkatkan retensi nasabah dan peluang booking baru. 
- Berkoordinasi dengan unit internal terkait (Credit, Operasional, Collection, Digital/Telesales) untuk optimalisasi booking. 
- Melakukan monitoring aktivitas collection untuk nasabah past due bersama tim terkait. 
- Menyusun dan menyampaikan laporan aktivitas serta performa tim secara berkala.

Supervisor Marketing Mortgage

<ol>
	<li>Drive branch sales performance to meet or exceed monthly and annual targets.</li>
	<li>Monitor and ensure SLA compliance in processing, delivery, and customer service.</li>
	<li>Manage and control portfolio quality, focusing on early delinquency (1–12 months).</li>
	<li>Develop and strengthen agency partnerships to enlarge business networks and market coverage.</li>
	<li>Lead, coach, and motivate the branch team to deliver optimal results.</li>
</ol>

Branch Manager Mortgage

Bertanggungjawab terhadap pencapaian target penjualan produk Property/Mortgage melalui strategi pengembangan jaringan Agency maupun Direct Selling dengan beberapa aktivitas utama seperti:

<ul>
	<li>Melakukan perekrutan Agent untuk pengembangan jaringan sesuai profil yang tepat</li>
	<li>Menjaga hubungan kerja yang baik dengan Agent sehingga dapat meningkatkan loyalitas dan menghasilkan Agent yang produktif</li>
	<li>Melakukan segmentasi Agent berdasarkan potensi penjualan</li>
	<li>Melakukan aktivitas direct selling untuk menunjang peningkatan penjualan produk Properti/Mortgage</li>
	<li>Melakukan kunjungan asset calon konsumen untuk memastikan kelayakannya sesuai ketentuan yang berlaku,</li>
</ul>

Marketing Mortgage Branch Depok

Marketing Mortgage Branch Pamulang

Sebagai Management Trainee, Anda akan mengikuti program pengembangan intensif yang dirancang untuk mempersiapkan talenta muda menjadi future leader di bisnis pembiayaan.

<ul>
	<li>Intensive Learning: Mengikuti program pengembangan intensif mengenai bisnis pembiayaan, terutama produk Refinancing Mortgage / Property</li>
	<li>Business Strategy: Terlibat aktif dalam pengelolaan dan pengembangan strategi bisnis perusahaan</li>
	<li>Sales &amp; Marketing: Berperan aktif dalam mendorong pertumbuhan bisnis melalui kegiatan pemasaran produk dan pengembangan peluang pasar</li>
	<li>Relationship Building: Membangun dan menjaga hubungan profesional dengan pelanggan, mitra bisnis, serta stakeholder terkait.</li>
	<li>Service Excellence: Mendukung pengelolaan operasional bisnis serta memastikan kualitas layanan yang optimal bagi pelanggan.</li>
	<li>Leadership Track: Diproyeksikan sebagai calon pemimpin masa depan melalui pengembangan kompetensi kepemimpinan dan pemahaman bisnis secara komprehensif.</li>
</ul>

Management Trainee Marketing Mortgage

Bertanggungjawab terhadap pencapaian target penjualan produk Property/Mortgage melalui strategi pengembangan jaringan Agency maupun Direct Selling dengan beberapa aktivitas utama seperti:

<ul>
	<li>Melakukan perekrutan Agent untuk pengembangan jaringan sesuai profil yang tepat</li>
	<li>Menjaga hubungan kerja yang baik dengan Agent sehingga dapat meningkatkan loyalitas dan menghasilkan Agent yang produktif</li>
	<li>Melakukan segmentasi Agent berdasarkan potensi penjualan</li>
	<li>Melakukan aktivitas direct selling untuk menunjang peningkatan penjualan produk Property/Mortgage</li>
	<li>Melakukan kunjungan asset calon konsumen untuk memastikan kelayakannya sesuai ketentuan yang berlaku</li>
</ul>

Marketing Leaseback Mortgage Cabang Serpong

Our Journey

With a renewed vision for growth and innovation, we rebranded as PT Bank SMBC Indonesia Tbk (SMBC Indonesia) in 2024, formerly known as PT Bank BTPN Tbk. This rebranding reflects our response to the dynamic changes, allowing us to consolidate our strengths and deliver even more seamless, integrated solutions for millions of customers from diverse segments across Indonesia.
 
This transformation signals our commitment to advancing and streamlining our business strategies, enabling us to better serve our customers and help them lead more meaningful and fulfilling lives. At the heart of this rebrand is our dedication to supporting Indonesia's long-term development goals, in alignment with the vision of Indonesia Emas 2045.
 
In addition to these goals, we are excited to invite talented individuals and younger generations to join us, expand their careers and make a lasting impact. Together, we can drive positive change and build a brighter future for Indonesia.

Life at SMBC Indonesia

At SMBC Indonesia, our team is a close-knit family of innovative individuals dedicated to growing and making a positive impact on our communities. We offer top-notch banking services while ensuring that our team members feel appreciated and engaged thanks to cutting-edge digital technology and global expertise. We foster a flexible, open environment where employees can continuously learn, develop professionally, and aspire to become their best selves.

We cultivate a collaborative culture with open communication between leaders and team members, encouraging the sharing of ideas, feedback, and problem-solving. Strong bonds between colleagues are vital, enabling agile teamwork that drives success in today’s fast-paced banking industry.
Our office is designed for both productivity and relaxation, with activities like billiards, gaming, and karaoke available after work. SMBC Indonesia also supports various internal clubs, offering options like yoga, badminton, gaming, and parenting to keep our team active and engaged. We believe these opportunities are essential for maintaining a vibrant, innovative workforce.

Giving Back

Through our Daya program, SMBC Indonesia champions sustainable, measurable empowerment initiatives for our customers. The Daya program offers education, training, and resource-sharing to enhance entrepreneurial skills, unlock growth opportunities, and improve quality of life. Health & Wellness and Community Empowerment programs are integral parts of our business model, fostering an environment where our customers thrive alongside our business.

Adaptive to change
 
With decades of experience, SMBC Indonesia has embraced adaptability as a core value. Our approach to work reflects this, with flexible dress codes, remote work options, and digital collaboration tools to keep our team connected and productive. By embracing these changes, we are better positioned to serve our customers effectively and stay resilient in a dynamic industry. Despite the evolving challenges in banking, SMBC Indonesia remains committed to meaningful progress and impactful service that touches millions.

PT Bank SMBC Indonesia Tbk

Responsible for acquiring new customers, expanding relationships with existing customers through cross-selling and portfolio growth initiatives, and achieving customer and portfolio volume targets in compliance with the Bank’s policies, procedures, and service standards.

Digital Banking Advisor

<ul>
	<li>Deliver excellent customer service based on SMBC Indonesia’s Service Values: Heartfelt Banking and Meaningful Service.</li>
	<li>Demonstrate WE CARE service attitudes in daily activities: Ownership, Empathy, Speed &amp; Accuracy, Adaptability, Reliability, and Empowerment.</li>
	<li>Handle customer requests, inquiries, and complaints related to the Bank’s products and services professionally and in accordance with applicable policies and regulations.</li>
	<li>Identify customer needs and proactively offer suitable banking products and services through a cross-selling approach based on the customer’s profile.</li>
	<li>Perform administrative processes for transactions in compliance with established procedures and regulations.</li>
	<li>Maintain service quality by ensuring data accuracy, providing clear information, and delivering appropriate solutions.</li>
	<li>Safeguard the confidentiality and security of customer information in accordance with the Bank’s policies and standards.</li>
</ul>

Digital Banking Assistant

Marketing Leaseback Mortgage Cabang Meruya

Memimpin dan mengoordinasikan tim untuk mencapai target penjualan PBF.

Mengembangkan jaringan Business Agent (BA)/Agen/Mitra melalui proses rekrutmen dan pembinaan berkelanjutan.

Memastikan kualitas profil BA sesuai standar (diutamakan background perbankan/properti) guna meningkatkan booking konsumen.

Mengembangkan sumber leads melalui BA serta aktivitas canvassing untuk pembiayaan dengan jaminan sertifikat rumah (konsumtif &amp; produktif/modal usaha).

Membangun dan menjaga hubungan kerja yang baik dengan BA untuk meningkatkan kontribusi, produktivitas, dan loyalitas.

Memberikan arahan strategi penjualan kepada BA dan tim untuk mengoptimalkan performa.

Melakukan monitoring pipeline, follow up prospek, serta evaluasi pencapaian target.

Berkoordinasi dengan tim internal terkait (Credit, Survey, Operasional) dalam pelaksanaan aktivitas harian, termasuk kunjungan lapangan bersama BA/mitra.

Supervisor Marketing Mortgage Branch Pamulang

Marketing Mortgage Loan Cabang Meruya

Marketing Mortgage Loan Cabang Serpong

Bumi Amartha Teknologi Mandiri or “AMARTEK” was established to provide information technology solutions. Our mission from the very first day has been to cultivate professional relationships with our clients to provide effective and reliable information technology solutions for their needs. The team at "AMARTEK" is equipped with a highly developed skillset developed over decades of experience not only in information technology but also in business processes across a range of industry sectors. This business experience makes us uniquely positioned to offer solutions promising greater operational efficiency, productivity gains and cost savings for each of our clients, regardless of their industry.

As an established technology-intensive company, we pride ourselves on providing a comprehensive suite of solutions comprising of Infrastructure Consultancy, on/offsite services, Custom software and web development, Talent Augmentation, and enterprise architecture consulting. Our team consistently delivers state-of-the-art solutions in various areas including, but not limited to: integrated business solutions, system applications, product development and professional services.

At "AMARTEK", we guarantee rapid, reliable and robust information technology solutions that work. 

PT Bumi Amartha Teknologi Mandiri

<ul>
	<li>Manage and coordinate end-to-end project delivery activities, ensuring projects are delivered according to agreed scope, timeline, quality standards, and business requirements.</li>
	<li>Collaborate with application teams, project teams, IT teams, business stakeholders, and external parties to ensure smooth project execution.</li>
	<li>Coordinate project planning, implementation, monitoring, and reporting throughout the Software Development Life Cycle (SDLC).</li>
	<li>Track project progress, deliverables, milestones, risks, issues, and dependencies, and ensure timely resolution of project-related challenges.</li>
	<li>Facilitate communication and coordination among technical and non-technical stakeholders to ensure clear understanding of project objectives and requirements.</li>
	<li>Support application and project delivery activities, including requirements gathering, development coordination, testing, implementation, and post-implementation activities.</li>
	<li>Prepare and maintain project documentation, status reports, meeting minutes, and other project-related materials.</li>
	<li>Ensure project activities comply with established processes, standards, and governance requirements</li>
	<li>Proactively identify potential project risks and issues and work with relevant stakeholders to develop appropriate mitigation and resolution plans.</li>
	<li>Support projects within the banking or financial services environment, particularly those involving core banking applications or systems.</li>
</ul>

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