After receiving confirmation from the Financial Services Authority (OJK) on 20 January 2021 as a Buku IV Bank, PermataBank is now confirmed as one of the top 10 banking institutions in Indonesia with core capital of more than IDR 30 trillion, serving nearly 4 million customers in 62 cities in Indonesia.

In 2004, Standard Chartered Bank and PT Astra International Tbk took over PermataBank and began a massive transformation process within the organization. The combined ownership of these major shareholders increased to 89.01% in 2006. 

Bangkok Bank Public Limited ("Bangkok Bank") officially became the controlling shareholder of PermataBank on May 2020 after taking over 89.12% of PermataBank's shares from the total number of shares that have been issued and paid up by Standard Chartered Bank and Astra International. Offering innovative banking products and services, PermataBank has 304 branch offices, 2 mobile branches, 942 ATMs with access to more than 100,000 ATMs (VisaPlus, Visa Electron, MasterCard, Alto, ATM Bersama) and millions of ATMs worldwide that are connected to the Visa, Mastercard and Cirrus networks. 




Permata Bank

Job Description :

Processing the acquisition of targeted new debtors (mortgage) with build the partnership with Developers, brokers and branches. Ensure the loan (mortgage)process in line with the policy and regulations. Providing excellent service to debtors / prospective debtors without ignoring policies, instructions, procedures have been established by Bank.

Mortgage Sales Specialist

PT BFI Finance Indonesia Tbk (BFI Finance) is one of the long-established pioneers in the financing sector in Indonesia. Founded in 1982, BFI Finance is recognized as a company with a wide network, supported by more than 200 financing outlets across provinces. In 1990, the Company became one of the first multifinance companies to list its shares on the Jakarta Stock Exchange and Surabaya Stock Exchange (both now known as IDX), with the ticker code BFIN.

PT BFI Finance Indonesia Tbk

<ul>
	<li>Melakukan perekrutan Agent untuk pengembangan jaringan sesuai profil yang tepat</li>
	<li>Menjaga hubungan kerja yang baik dengan Agent sehingga dapat meningkatkan loyalitas dan menghasilkan Agent yang produktif</li>
	<li>Melakukan segmentasi Agent berdasarkan potensi penjualan</li>
	<li>Melakukan aktivitas direct selling untuk menunjang peningkatan penjualan produk Property/Mortgage</li>
	<li>Melakukan kunjungan asset calon konsumen untuk memastikan kelayakannya sesuai ketentuan yang berlaku</li>
</ul>

Marketing Mortgage Branch Tangerang

<ol>
	<li>Developing and maintaining sales plan for achieve the target</li>
	<li>Handling end to end business process for the branch level (aquisition strategy to asset management).</li>
	<li>Planning business development strategies and monitoring their implementation</li>
</ol>

Branch Manager Mortgage Surabaya

OCBC Indonesia (formerly known as OCBC NISP) is the fourth oldest bank in Indonesia, which was founded in April 4th 1941 in Bandung under the name of NV Nederlandsch Indische Spaar En Deposito Bank.

OCBC Indonesia then grown to be a solid and dependable bank, especially in providing service for small business segments. It officially became a commercial bank in 1967, Foreign exchange bank in 1990 and public corporate in Indonesia Stock Exchange in 1994.

In the end of 1990, OCBC Indonesia managed to pass the Asia monetary crisis and the fall of banking industry without any recapitalization obligation aid from the government. OCBC Indonesia became one of the first few banks to resume lending during the crisis. This initiative enabled the Bank to note a high growth.

OCBC Indonesia good reputation and its promising growth has attracted the interest of International Finance Corporation (IFC), a part of World Bank Group, which then became a shareholder in 2001-2010 and from OCBC Singapore which then became the shareholder OCBC Indonesia. 

With the support from OCBC Bank-Singapore, OCBC Indonesia has implemented aggressive programmes to strengthen the infrastructure, human resources, information and technology, as well as office networking.

PT Bank OCBC NISP, Tbk is licensed and supervised by the Otoritas Jasa Keuangan (OJK) and is an LPS participant.

PT Bank OCBC NISP, Tbk

Banking Academy hosts 3 specialized career path within OCBC NISP. The program delivers its learning experience through structured curriculum designed specificaly for each stream.

The program divided into classroom trainings, observation, and on-the-job Training (OJT).

In OCBC NISP, we value our talents and strongly believe that career progression is a process, evolves through time, and perseverance.

Graduate Development Program – Banking Academy program is designed to accelerate the development of high qualified sales professionals in funding and lending business lines within the bank.

Presentation Skills

Business Development

Customer Service

Communication Skills

Account Management

Planning

Selling

BANKING ACADEMY FOR SALES

<ul>
	<li>
	Mendapatkan database calon konsumen yang membutuhkan pembiayaan dengan jaminan sertifikat rumah atau ruko, bisa dengan cara mencari konsumen dengan merekrut BA (Business Agent) atau mediator yang memiliki relasi dengan calon konsumen, ataupun langsung dengan teknik canvasing, flyering ataupun door to door ke konsumen langsung.
	</li>
	<li>
	Melakukan rekrutmen Business Agent untuk pengembangan jaringan dan booking konsumen.
	</li>
	<li>
	Menjaga hubungan kerja yang baik dengan Business Agent, sehingga dapat meningkatkan loyalitas Business Agent yang sudah direkrut.
	</li>
</ul>

Relationship Management

Performance Management and Coaching

Change Management

Analyzing Data

Complex Problem-Solving

Management Trainee Mortgage Specialist Denpasar Bali

The Bank was established on 27 April 1971 under the name of PT Bank Pasar Pagi Madju. In line with the change in its status from a retail banking to a commercial bank in 1989, the Bank’s name was changed into PT Bank Bintang Manunggal (Bank Bima). This status change had a positive impact on the Bank’s performance and succeeded in attracting Hana Financial Group to take over the majority of the Bank’s shares. The change in the Shareholders was followed by a change in its name into PT Bank Hana.

In 2013, PT Bank Hana took a strategic action by merging with PT Bank KEB Indonesia to create synergies in the banking business. This business activity caused the Bank to change its name to PT Bank KEB Hana Indonesia or known as Bank KEB Hana. However, in 2020, Bank KEB Hana yet again made a brand change to Hana Bank. By these changes, Hana Bank is increasingly ready to strengthen its competitiveness, both in Indonesia and globally, through the consistency of the brands used by the group.
With the presence of its best people, Hana Bank provides an array of products and services designed to meet various customer needs.

Given its global reach and global standard of service, Hana Bank promises its customers to be their True Hearted Financial Partner.

Hana Bank

<ul>
	<li>Develop and maintain core banking applications to support banking activities</li>
	<li>Make analysis based on user's requirements</li>
	<li>Prepare project schedule to meet target</li>
	<li>Keep comply and secure for IT system and policy</li>
</ul>

Ruby on Rails

Java

IT Core Banking Specialist

Our Journey

With a renewed vision for growth and innovation, we rebranded as PT Bank SMBC Indonesia Tbk (SMBC Indonesia) in 2024, formerly known as PT Bank BTPN Tbk. This rebranding reflects our response to the dynamic changes, allowing us to consolidate our strengths and deliver even more seamless, integrated solutions for millions of customers from diverse segments across Indonesia.
 
This transformation signals our commitment to advancing and streamlining our business strategies, enabling us to better serve our customers and help them lead more meaningful and fulfilling lives. At the heart of this rebrand is our dedication to supporting Indonesia's long-term development goals, in alignment with the vision of Indonesia Emas 2045.
 
In addition to these goals, we are excited to invite talented individuals and younger generations to join us, expand their careers and make a lasting impact. Together, we can drive positive change and build a brighter future for Indonesia.

Life at SMBC Indonesia

At SMBC Indonesia, our team is a close-knit family of innovative individuals dedicated to growing and making a positive impact on our communities. We offer top-notch banking services while ensuring that our team members feel appreciated and engaged thanks to cutting-edge digital technology and global expertise. We foster a flexible, open environment where employees can continuously learn, develop professionally, and aspire to become their best selves.

We cultivate a collaborative culture with open communication between leaders and team members, encouraging the sharing of ideas, feedback, and problem-solving. Strong bonds between colleagues are vital, enabling agile teamwork that drives success in today’s fast-paced banking industry.
Our office is designed for both productivity and relaxation, with activities like billiards, gaming, and karaoke available after work. SMBC Indonesia also supports various internal clubs, offering options like yoga, badminton, gaming, and parenting to keep our team active and engaged. We believe these opportunities are essential for maintaining a vibrant, innovative workforce.

Giving Back

Through our Daya program, SMBC Indonesia champions sustainable, measurable empowerment initiatives for our customers. The Daya program offers education, training, and resource-sharing to enhance entrepreneurial skills, unlock growth opportunities, and improve quality of life. Health & Wellness and Community Empowerment programs are integral parts of our business model, fostering an environment where our customers thrive alongside our business.

Adaptive to change
 
With decades of experience, SMBC Indonesia has embraced adaptability as a core value. Our approach to work reflects this, with flexible dress codes, remote work options, and digital collaboration tools to keep our team connected and productive. By embracing these changes, we are better positioned to serve our customers effectively and stay resilient in a dynamic industry. Despite the evolving challenges in banking, SMBC Indonesia remains committed to meaningful progress and impactful service that touches millions.

PT Bank SMBC Indonesia Tbk

<ul>
	<li>Coordinate and aligned Retail Banking business synergies initiatives thru Collaboration and Coalition within Retail Banking and other function within Bank.</li>
	<li>Facilitate and propose solution for any challenges or issues.</li>
	<li>Monitor and reports progress of each initiative on regular basis.</li>
	<li>Facilitate and propose solutions for any challenges or issues related to business 
	synergies initiatives.</li>
	<li>Ensure project governance in place and execute properly.</li>
</ul>

Retail Banking Coalition Management Specialist

<ul>
	<li>Menjalankan proses penagihan dan penanganan nasabah yang di mappingkan dengan menggunakan channel penagihan sesuai ketentuan agar debitur melakukan pembayaran.</li>
	<li>Membuat perencanaan harian atas penanganan Nasabah yang di mappingkan.</li>
	<li>Menjalankan penagihan yang efektif sesuai dengan Strategi dan Kualitas penagihan yang berdampak pada kualitas portofolio sesuai dengan target yang ditetapkan.</li>
	<li>Mencapai target produktivitas harian &amp; bulanan sesuai dengan yang ditentukan oleh perusahaan.</li>
	<li>Memberikan update hasil kunjungan dan mencatat setiap hasil kunjungan dalam Laporan Hasil Kunjungan Nasabah (untuk Field Collector).</li>
	<li>Melakukan komunikasi yang baik dengan Nasabah sesuai standar yang berlaku</li>
</ul>

Multi Collector Agent Digital Banking

BAP RM Commercial Banking is 1 (one) year training program that prepares fresh graduates to become a proficient Commercial Banking professionals. The programs involved intensive classroom, on the job learning, and coaching by subject matter experts. Graduates of this BAP program will become to build and maintain relationships with the company’s clients and customers.

BAP Relationship Manager Commercial Banking

Rich in history, strong financial health, excellent human resources, and reliable technology, BNI certainly has been on the right track to become a national bank with global capabilities.

Since its establishment in 1946, BNI has always been part of the dynamics of national development in Indonesia. Now BNI has grown and developed into a solid national bank with sustainable financial performance. ‘Serving the Country, Pride of the Nation”, BNI is challenged to continue and increase its contribution for the progress of the nation and country, today and in the future.

BNI believes that human resources are one of the most valuable assets of any company or organization, without which sustainability is not possible. BNI seeks to create a great place to contribute, learn, and grow, to be the pride of the nation.

Bank Negara Indonesia

Bank Negara Indonesia (Persero) Tbk (BNI) is one of the biggest financial institutions in Indonesia, providing services to customers with a wide array banking, investment, digital product and other sustainable financial products and solutions for domestic and international area.

To support our vision, BNI is committed to attract high-quality talents across the country to ensure our further accomplishments. You will be immersed an exceptional and challenging work environment and surrounded by colleagues and leaders who are passionate to help you grow.

This program prepares you for leadership roles across many functions and levels in BNI with one year comprehensive training journey. You will get the opportunity for exciting yet challenging exposures in BNI.

Our ODP is designed to develop future leaders and professionals in various banking functions, including:

<ol>
	<li>General Banking Functions</li>
	<li>Legal</li>
	<li>Consumer</li>
	<li>Global Analyst Program, covering Treasury, Corporate, Commercial and International Banking, and Enterprise Risk.</li>
</ol>

Officer Development Program (ODP) General Banking

Bertanggungjawab terhadap pencapaian target penjualan produk Property/Mortgage melalui strategi pengembangan jaringan Agency maupun Direct Selling dengan beberapa aktivitas utama seperti:

<ul>
	<li>Melakukan perekrutan Agent untuk pengembangan jaringan sesuai profil yang tepat</li>
	<li>Menjaga hubungan kerja yang baik dengan Agent sehingga dapat meningkatkan loyalitas dan menghasilkan Agent yang produktif</li>
	<li>Melakukan segmentasi Agent berdasarkan potensi penjualan</li>
	<li>Melakukan aktivitas direct selling untuk menunjang peningkatan penjualan produk Property/Mortgage</li>
	<li>Melakukan kunjungan asset calon konsumen untuk memastikan kelayakannya sesuai ketentuan yang berlaku</li>
</ul>

Business Relationship Officer Branch Tambun

Bertanggungjawab terhadap pencapaian target penjualan produk Property/Mortgage dengan kualitas aplikasi yang baik dan pencapaian target penjualan melalui strategi RO Debitur (Repeat Order), dengan beberapa aktivitas utama seperti:

<ul>
	<li>Melakukan kunjungan kepada konsumen-konsumen exsisting sesuai assignment yang diberikan.</li>
	<li>Melakukan survey fisik secara langsung untuk pengecekan kelayakan pembiayaan kepada calon konsumen.</li>
	<li>Melakukan analisa profil calon konsumen yang melakukan pengajuan pembiayaan</li>
	<li>Mengelola dan memonitor pembayaran kontrak aktif.</li>
</ul>

Account Officer

Bertanggungjawab terhadap pencapaian target penjualan produk Property/Mortgage melalui strategi pengembangan jaringan Agency maupun Direct Selling dengan beberapa aktivitas utama seperti:

<ul>
	<li>Merekrut Business Agent/BA (pihak ketiga) untuk mencari calon konsumen yang membutuhkan pembiayaan dana tunai dengan jaminan sertifikat rumah/ruko</li>
	<li>Mengelola Business Agent/BA (pihak ketiga) agar menjadikan BA produktif yang diharapkan bisa mereferensikan konsumen- konsumen yang akan mengajukan pembiayaan kepada BFI Finance.</li>
	<li>Membangun relasi ke banyak pihak agar bisa bekerja sama (menjadi BA) BFI Finance</li>
	<li>Melakukan kunjungan asset calon konsumen untuk memastikan kelayakan sesuai ketentuan yang berlaku.</li>
</ul>

Business Relationship Officer

<ul>
	<li>Acquisition on new Business Banking debtors</li>
	<li>Maintain relationships with existing debtors</li>
	<li>Conduct cross selling liabilities product so that increase the number of debtors and lending volume of Business Banking customers</li>
	<li>Providing excellent service to debtors / prospective debtors inline with instructions, policies and procedures have been established by Bank.</li>
</ul>

RM Emerging

Accord Innovations offers high-end quality IT products and services. We are young growing rightsized
company with entrepreneurial culture and entrepreneurial team members passionate with one
objective – client satisfaction. Primarily, Accord Innovations is an IT & business consulting, IT services
& solutions company; also dealing with IT solutions and products. Accord Innovations is
headquartered at Malaysia with a branch office in Hyderabad, India and capability to serve clients
globally.

We offer customized IT solutions and also standardized IT products, IT platforms to its clients. Accord
Innovations has a global footprint with clients from across the world. We have been serving clients
from across the world with our IT products and services capabilities. Accord has successfully
delivered its wide array of services to diversified industries and sectors.

We believe in delivering quantifiable business outcomes and impact of business and consulting
availed by the clients. We strive to ensure that our client’s business consulting and IT products and
services investments give best return on investment. Our team is always ready to change the picture
of client’s business and profitability by cutting-edge IT applications, systems, products and consulting
services. Accord’s team works towards adding and creating value to client’s business. 

Accord is known for its business and technology consulting services and standard as well customized
applications and solutions for manufacturing companies. We have business interests across verticals
for various IT interventions, beginning from design, development and implementation of IT solutions.
Accord Innovations stands for design, development and implementation of cost efficient and value
effective IT products and services. Choose Accord Innovations as strategic partner in your business
transformation processes. Build an intelligent enterprise with Accord as IT service provider. Think
next, think IT, think Accord.

Accord Innovations Indonesia

&gt; 1-3 Years Experience 
&gt; Banking Experience 
&gt;Developing banking services using microservice approach 
&gt; Conducting code review against developers working on the same module 
&gt; Developing unit tests 
&gt; Committing source code to bank's repository 
&gt; Responding to troubleshooting requests 
&gt; Fixing bug incurring in the system 
&gt; Attending sprint ceremonials

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