PT BFI Finance Indonesia Tbk (BFI Finance) is one of the long-established pioneers in the financing sector in Indonesia. Founded in 1982, BFI Finance is recognized as a company with a wide network, supported by more than 200 financing outlets across provinces. In 1990, the Company became one of the first multifinance companies to list its shares on the Jakarta Stock Exchange and Surabaya Stock Exchange (both now known as IDX), with the ticker code BFIN.

PT BFI Finance Indonesia Tbk

<ol>
	<li>Drive branch sales performance to meet or exceed monthly and annual targets.</li>
	<li>Monitor and ensure SLA compliance in processing, delivery, and customer service.</li>
	<li>Manage and control portfolio quality, focusing on early delinquency (1–12 months).</li>
	<li>Develop and strengthen agency partnerships to enlarge business networks and market coverage.</li>
	<li>Lead, coach, and motivate the branch team to deliver optimal results.</li>
</ol>

Branch Manager Mortgage

What You’ll Do: 
💡 Drive national target achievement through strategic third-party partnerships 
💡 Expand new referral networks to grow our business 
💡 Lead, manage, and develop your team to reach monthly goals

Mortgage Partnership Specialist

<ul>
	<li>Menentukan dan mengembangkan target sales </li>
	<li>Membuat dan memeriksa proses kerja yang dijalankan di cabang sesuai SK, policy, dan panduan yang telah ditetapkan di cabang sehingga proses kerja dapat berjalan dengan efektif dan efisien</li>
	<li>Monitoring cost insentif marketing agar sesuai dengan budget</li>
	<li>Mengusulkan dan membuat desain proses yang sesuai dengan kebutuhan agar dapat diimplementasikan dengan baik sehingga mendukung pencapaian booking cabang melalui project based monitoring</li>
</ul>

Mortgage Sales Specialist

<ol>
	<li>Developing and maintaining sales plan for achieve the target</li>
	<li>Handling end to end business process for the branch level (aquisition strategy to asset management).</li>
	<li>Planning business development strategies and monitoring their implementation</li>
</ol>

Branch Manager Mortgage Balikpapan

- Mengakuisisi Business Agent/BA (pihak ketiga) untuk mencari calon konsumen yang membutuhkan pembiayaan dana tunai dengan jaminan sertifikat rumah/rukan. 
- Menjalin relasi dengan Business Agent/BA (pihak ketiga) agar BA produktif sehingga dapat mereferensikan calon konsumen yang akan mengajukan pembiayaan di BFI Finance.

Marketing Mortgage Branch Meruya

<ul>
	<li>Menentukan strategi untuk mencapai target penjualan </li>
	<li>Membuat dan memeriksa proses kerja yang dijalankan di cabang sesuai regulasi dan panduan yang telah ditetapkan sehingga proses kerja dapat berjalan dengan efektif dan efisien</li>
	<li>Monitoring cost insentif marketing agar sesuai dengan budget</li>
	<li>Mengusulkan dan membuat desain proses yang sesuai dengan kebutuhan agar dapat diimplementasikan dengan baik sehingga mendukung pencapaian booking cabang melalui project based monitoring</li>
</ul>

Banking Sales Officer

<ul>
	<li>Mengakuisisi Business Agent/BA (pihak ketiga) untuk mencari calon konsumen yang membutuhkan pembelian rumah KPR.</li>
	<li>Menjalin relasi dengan Business Agent/BA (pihak ketiga) agar BA produktif sehingga dapat mereferensikan calon konsumen yang akan mengajukan pembiayaan di BFI Finance.</li>
</ul>

Marketing Mortgage KPR Branch Bintaro

Marketing Mortgage Branch Jakarta Selatan 2

<ul>
	<li>Mengakuisisi Business Agent/BA (pihak ketiga) untuk mencari calon konsumen yang membutuhkan pembiayaan dana tunai dengan jaminan sertifikat rumah/ruko</li>
	<li>Menjalin relasi dengan Business Agent/BA (pihak ketiga) agar BA produktif sehingga dapat mereferensikan calon konsumen yang akan mengajukan pembiayaan di BFI Finance.</li>
</ul>

Marketing Mortgage Cabang Jakarta Selatan 2

What You’ll Do:

<ol>
	<li>Drive national target achievement through strategic third-party partnerships</li>
	<li>Expand new referral networks to grow our business</li>
	<li>Lead, manage, and develop your team to reach monthly goals</li>
</ol>

Relationship Manager Corporate Banking

OCBC Indonesia (formerly known as OCBC NISP) is the fourth oldest bank in Indonesia, which was founded in April 4th 1941 in Bandung under the name of NV Nederlandsch Indische Spaar En Deposito Bank.

OCBC Indonesia then grown to be a solid and dependable bank, especially in providing service for small business segments. It officially became a commercial bank in 1967, Foreign exchange bank in 1990 and public corporate in Indonesia Stock Exchange in 1994.

In the end of 1990, OCBC Indonesia managed to pass the Asia monetary crisis and the fall of banking industry without any recapitalization obligation aid from the government. OCBC Indonesia became one of the first few banks to resume lending during the crisis. This initiative enabled the Bank to note a high growth.

OCBC Indonesia good reputation and its promising growth has attracted the interest of International Finance Corporation (IFC), a part of World Bank Group, which then became a shareholder in 2001-2010 and from OCBC Singapore which then became the shareholder OCBC Indonesia. 

With the support from OCBC Bank-Singapore, OCBC Indonesia has implemented aggressive programmes to strengthen the infrastructure, human resources, information and technology, as well as office networking.

PT Bank OCBC NISP, Tbk is licensed and supervised by the Otoritas Jasa Keuangan (OJK) and is an LPS participant.

PT Bank OCBC NISP, Tbk

Banking Academy hosts 3 specialized career path within OCBC. The program delivers its learning experience through structured curriculum designed specifically for each stream.

The program divided into classroom trainings, observation, and on-the-job Training (OJT).

In OCBC, we value our talents and strongly believe that career progression is a process, evolves through time, and perseverance.

Graduate Development Program – Banking Academy program is designed to accelerate the development of high qualified sales professionals in funding and lending business lines within the bank.

BANKING ACADEMY FOR SALES

<ul>
	<li>
	Mendapatkan database calon konsumen yang membutuhkan pembiayaan dengan jaminan sertifikat rumah atau ruko, bisa dengan cara mencari konsumen dengan merekrut BA (Business Agent) atau mediator yang memiliki relasi dengan calon konsumen, ataupun langsung dengan teknik canvasing, flyering ataupun door to door ke konsumen langsung.
	</li>
	<li>
	Melakukan rekrutmen Business Agent untuk pengembangan jaringan dan booking konsumen.
	</li>
	<li>
	Menjaga hubungan kerja yang baik dengan Business Agent, sehingga dapat meningkatkan loyalitas Business Agent yang sudah direkrut.
	</li>
</ul>

Management Trainee Mortgage Specialist Denpasar Bali

Management Trainee Marketing Mortgage Area Bogor

PT Midas Daya Teknologi is an IT Consulting, Product and Services company. Our area of business varies in providing expert Consulting Services, Professional Services, Application Development, Infrastructure Management, Big Data Solutions, Project management and Core Banking Transformation.
Started by professionals who have deep experience in core banking transformation, development, enterprise architecture, infrastructure design and management, big data solutions and project management, Midas comprises highly committed professionals who have good expertise specific to Indonesian banking sector.

We are also official partner with ORACLE as we have deep knowledge and experience in implementing Oracle FLEXCUBE core banking (Oracle FLEXCUBE Retail or OFCR, Oracle FLEXCUBE Universal Banking Solution, Oracle FLEXCUBE Direct Banking).

Perks and Benefits:
Employees have been number one since day one. Our founders knew that a unique corporate culture would differentiate us and be as a foundation for our success. If you like wild growth and working wit happy, enthusiastic overachievers, you’ll love Workday. We know that happy employees are engaged employees. In Midas, you will work alongside legends in the industry, the brightest new grads, and everything in between. Our commitment to PT Midas diversity extends beyond our culture and values
into everyday practices, which makes feel like home. PT Midas is growing. 

If you are passionate, fun and live for breakthrough ideas, consider joining our team.
• Competitive salary in market
• Supportive teammates
• Health insurance benefits
• Social Security
• Self-development activities that support careers
• Flexible working hours
• Broaden your knowledge in new technology

PT Midas Daya Teknologi

New Business Development &amp; Lead Generation

<ol>
	<li>Build and maintain a prospect database and targeted contact lists.</li>
	<li>Conduct industry and market research to identify potential leads and growth sectors.</li>
	<li>Analyze customer needs and business pain points to tailor offerings and approaches.</li>
</ol>

Account Management &amp; Customer Insights

<ol>
	<li>Review and analyze existing customer data, transaction history, and usage patterns.</li>
	<li>Collect customer feedback and suggestions for service/product improvement.</li>
	<li>Identify cross-selling and up-selling opportunities based on client profiles.</li>
</ol>

Sales Planning &amp; Client Engagement

<ol>
	<li>Prepare and manage visit schedules, presentations, and client-facing materials.</li>
	<li>Present product and service offerings aligned with client needs and business value.</li>
	<li>Develop proposals, quotations, and handle procurement-related documentation (POs, agreements, e-procurement, etc.) using standard templates.</li>
</ol>

Market &amp; Industry Intelligence

<ol>
	<li>Monitor market trends, innovations, and industry developments—particularly in telecom.</li>
	<li>Gather competitor insights and benchmark performance to refine strategies.</li>
	<li>Leverage information from news sources, publications, and research to support positioning.</li>
</ol>

Target Management &amp; Strategy Execution

<ol>
	<li>Work towards revenue and performance targets set by management.</li>
	<li>Support the development and execution of sales strategies and action plans.</li>
	<li>Provide regular reporting on sales activities, pipeline status, and market feedback.</li>
</ol>

IT Sales Manager, Banking Industry

Bertanggungjawab terhadap penjualan produk Property/Mortgage melalui strategi pengembangan jaringan Agency maupun Direct Selling dengan :

<ul>
	<li>Melakukan perekrutan Agent untuk pengembangan jaringan</li>
	<li>Menjaga hubungan kerja yang baik dengan Agent</li>
	<li>Melakukan segmentasi Agent berdasarkan potensi penjualan</li>
	<li>Melakukan aktivitas direct selling untuk menunjang peningkatan penjualan produk Property/Mortgage</li>
	<li>Melakukan kunjungan asset calon konsumen untuk memastikan kelayakannya sesuai ketentuan yang berlaku</li>
</ul>

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