PT BFI Finance Indonesia Tbk (BFI Finance) is one of the long-established pioneers in the financing sector in Indonesia. Founded in 1982, BFI Finance is recognized as a company with a wide network, supported by more than 200 financing outlets across provinces. In 1990, the Company became one of the first multifinance companies to list its shares on the Jakarta Stock Exchange and Surabaya Stock Exchange (both now known as IDX), with the ticker code BFIN.

PT BFI Finance Indonesia Tbk

<ul>
	<li>Bertanggungjawab terhadap pencapaian target penjualan debitur melalui strategi pengembangan jaringan Agency.</li>
	<li>Melakukan rekrut Business Agent (BA) untuk pengembangan jaringan sesuai dengan profil yang tepat.</li>
	<li>Menjaga hubungan kerja yang baik dengan BA, sehingga dapat meningkatkan loyalitas BA yang sudah direkrut untuk menghasilkan BA Produktif.</li>
	<li>Membina dan membantu BA untuk mengembangkan strategi agency dengan tujuan menghasilkan jumlah debitur prospect (siap disurvey oleh Surveyor).</li>
	<li>Melakukan koordinasi dengan PBF Head / Supervisor dan pihak lainnya dalam pelaksanaan aktifitas hariannya.</li>
</ul>

Marketing Mortgage

After receiving confirmation from the Financial Services Authority (OJK) on 20 January 2021 as a Buku IV Bank, PermataBank is now confirmed as one of the top 10 banking institutions in Indonesia with core capital of more than IDR 30 trillion, serving nearly 4 million customers in 62 cities in Indonesia.

In 2004, Standard Chartered Bank and PT Astra International Tbk took over PermataBank and began a massive transformation process within the organization. The combined ownership of these major shareholders increased to 89.01% in 2006. 

Bangkok Bank Public Limited ("Bangkok Bank") officially became the controlling shareholder of PermataBank on May 2020 after taking over 89.12% of PermataBank's shares from the total number of shares that have been issued and paid up by Standard Chartered Bank and Astra International. Offering innovative banking products and services, PermataBank has 304 branch offices, 2 mobile branches, 942 ATMs with access to more than 100,000 ATMs (VisaPlus, Visa Electron, MasterCard, Alto, ATM Bersama) and millions of ATMs worldwide that are connected to the Visa, Mastercard and Cirrus networks. 




Permata Bank

Job Description :

Processing the acquisition of targeted new debtors (mortgage) with build the partnership with Developers, brokers and branches. Ensure the loan (mortgage)process in line with the policy and regulations. Providing excellent service to debtors / prospective debtors without ignoring policies, instructions, procedures have been established by Bank.

Mortgage Sales Specialist

Sales and Marketing Knowledge

Marketing Communications

Mortgage Marketing Bekasi

DMCI Homes is a company of innovative builders and engineering experts who develop modern day living solutions for urban families.

Each of their developments is built with world-standard craftsmanship borne from D.M. Consunji Inc.’s almost 60 years of experience in the construction and development industry. DMCI Homes offers its customers the highest level of expertise and its strict adherence to global standards. Its corporate philosophy is anchored on a deep understanding that buying a home is more about investing in a better way of living.

Thanks to feature-rich, ideally located communities, residents can finally enjoy a more comfortable and meaningful way of life where they can feel real good to be home.

DMCI Project Developers Inc.

As a real estate agent, you must be determined to succeed. Defeat can never be an option. Every deal is important. Every client must get what they want. But that doesn’t happen by accident. As the client’s representative, you’ve got to adopt a dogged, relentless, stubborn resolve to make sure that the client wins.

Negotiation is important in real estate because you’ll need to haggle over at least three things:

<ol>
	<li>The listing price</li>
	<li>The selling price</li>
	<li>Your commission</li>
</ol>

Real Estate is a people-oriented career. You need a personality that can woo prospective clients and gain their confidence.

Real estate is all about who you know and who knows you. Without connections, you’ll never be a successful real estate professional.

Build and sustain a strong social and/or professional network.

Real Estate Associate

<ul>
	<li>Melakukan perekrutan Agent untuk pengembangan jaringan sesuai profil yang tepat</li>
	<li>Menjaga hubungan kerja yang baik dengan Agent sehingga dapat meningkatkan loyalitas dan menghasilkan Agent yang produktif</li>
	<li>Melakukan segmentasi Agent berdasarkan potensi penjualan</li>
	<li>Melakukan aktivitas direct selling untuk menunjang peningkatan penjualan produk Property/Mortgage</li>
	<li>Melakukan kunjungan asset calon konsumen untuk memastikan kelayakannya sesuai ketentuan yang berlaku</li>
</ul>

Marketing Mortgage Branch Tangerang

<ol>
	<li>Developing and maintaining sales plan for achieve the target</li>
	<li>Handling end to end business process for the branch level (aquisition strategy to asset management).</li>
	<li>Planning business development strategies and monitoring their implementation</li>
</ol>

Branch Manager Mortgage Surabaya

Bertanggungjawab terhadap pencapaian target penjualan produk Property/Mortgage melalui strategi pengembangan jaringan Agency maupun Direct Selling dengan beberapa aktivitas utama seperti:

<ul>
	<li>Melakukan perekrutan Agent untuk pengembangan jaringan sesuai profil yang tepat</li>
	<li>Menjaga hubungan kerja yang baik dengan Agent sehingga dapat meningkatkan loyalitas dan menghasilkan Agent yang produktif</li>
	<li>Melakukan segmentasi Agent berdasarkan potensi penjualan</li>
	<li>Melakukan aktivitas direct selling untuk menunjang peningkatan penjualan produk Property/Mortgage</li>
	<li>Melakukan kunjungan asset calon konsumen untuk memastikan kelayakannya sesuai ketentuan yang berlaku</li>
</ul>

Business Relationship Officer Branch Tambun

<ul>
	<li>Melakukan rekrut Business Agent (BA) untuk pengembangan jaringan sesuai dengan profil yang tepat agar mendapatkan referral Jaminan Sertifikat Rumah/Property</li>
	<li>Melakukan segmentasi Agent berdasarkan potensi penjualan</li>
	<li>Menjaga/maintain hubungan kerja yang baik dengan BA, sehingga dapat meningkatkan loyalitas BA yang sudah direkrut agar menjadi BA Produktif</li>
	<li>Membina dan membantu BA untuk mengembangkan strategi agency dengan tujuan menghasilkan jumlah debitur prospect (siap disurvey oleh Surveyor)</li>
</ul>

Selling

Business Relationship Officer Surabaya Sidoarjo

Bertanggungjawab terhadap pencapaian target penjualan produk Property/Mortgage dengan kualitas aplikasi yang baik dan pencapaian target penjualan melalui strategi RO Debitur (Repeat Order), dengan beberapa aktivitas utama seperti:

<ul>
	<li>Melakukan kunjungan kepada konsumen-konsumen exsisting sesuai assignment yang diberikan.</li>
	<li>Melakukan survey fisik secara langsung untuk pengecekan kelayakan pembiayaan kepada calon konsumen.</li>
	<li>Melakukan analisa profil calon konsumen yang melakukan pengajuan pembiayaan</li>
	<li>Mengelola dan memonitor pembayaran kontrak aktif.</li>
</ul>

Account Officer

Bertanggungjawab terhadap pencapaian target penjualan produk Property/Mortgage melalui strategi pengembangan jaringan Agency maupun Direct Selling dengan beberapa aktivitas utama seperti:

<ul>
	<li>Merekrut Business Agent/BA (pihak ketiga) untuk mencari calon konsumen yang membutuhkan pembiayaan dana tunai dengan jaminan sertifikat rumah/ruko</li>
	<li>Mengelola Business Agent/BA (pihak ketiga) agar menjadikan BA produktif yang diharapkan bisa mereferensikan konsumen- konsumen yang akan mengajukan pembiayaan kepada BFI Finance.</li>
	<li>Membangun relasi ke banyak pihak agar bisa bekerja sama (menjadi BA) BFI Finance</li>
	<li>Melakukan kunjungan asset calon konsumen untuk memastikan kelayakan sesuai ketentuan yang berlaku.</li>
</ul>

Business Relationship Officer

Melakukan fungsi compliance prior to approval PBF product (struktur pembiayaan dan dokumen) dan melakukan analisa kelayakan calon debitur.

Melakukan verifikasi by phone/cross checking atas hasil survey marketing.

Memberikan training mengenai kemampuan analisa 1P+5C serta awareness mengenai resiko yang terjadi terhadap cabang bagi marketing cabang.

Memberikan analisa kredit terhadap hasil analisa kelayakan dan memberikan persetujuan atas transaksi guna melaksanakan penilaian kredit

Melakukan monitoring dan laporan portfolio cabang.

Melakukan monitoring terhadap FID Prediction.

Melakukan update mengenai local knowledge dan local industry yang berguna bagi analisa kelayakan konsumen serta dapat dijadikan sebagai masukan dalam penyusunan strategi dalam menjaga portfolio cabang khususnya pada segmen industri Mortgage.

Melakukan kontrol terhadap risk rank cabang, memberikan mitigasi, dan plan kerja serta perbaikan cabang guna meminimalisir terjadinya freeze cabang.

Management Trainee PBF Credit Analyst Factory Branch Bintaro

Sumber Makmur Surya Perkasa is an innovative steel and building materials distributor company in Indonesia. Founded in 2012 amid the growth of the economy and ongoing infrastructure development in Indonesia. 

We are going to disrupt the conventional construction industry by introducing digital channels for people to buy steel and building materials with ease, comfort, and secure. 

We also provide the best service and customer satisfaction with good quality goods and timely deliveries. 

SMS Perkasa is a collaboration of young professional teams and our board of directors with over 40 years of experience in the steel industry, so we can provide the best solutions and support for our customers' needs. We've become a trusted partner for many constructions and infrastructure projects throughout Indonesia. 


SMS Perkasa (PT Sumber Makmur Surya Perkasa)

<h2>Final Project Opportunity: From Classroom to Real-World Impact</h2>

Imagine your final project automating real business processes, saving countless hours, and driving efficiency in a major company. That's not just a dream - it's what you'll do at SMS Perkasa! Your RPA project could be the next big innovation in our digital transformation strategy.

<h2>Why Your Final Project at SMS Perkasa Will Launch Your Career</h2>

<ul>
	<li>Real-World Application: Your project won't gather dust on a shelf. If successful, it could be implemented across our operations!</li>
	<li>Access to Enterprise-Grade RPA Tools: Get your hands on UiPath, Robocorp, or Automation Anywhere. Build your expertise on industry-standard tools!</li>
	<li>Flexible Work Arrangement: Work from anywhere for 6-12 months (tailored to your academic requirements and project scope), with just one in-person meeting per week. Perfect for balancing your studies!</li>
	<li>Learn from Industry Pioneers: Our team of RPA experts are eager to guide you. Gain insights you won't find in any textbook!</li>
	<li>Potential Employment Opportunities: Impress us, and you might find a job offer waiting after graduation. Many of our past project students are now driving our automation initiatives!</li>
</ul>

<h2>Exciting Project Options (or Propose Your Own!)</h2>

<ul>
	<li>Order Processing Automation: Streamline our order system and watch efficiency soar!</li>
	<li>Inventory Management Revolution: Create an RPA bot that keeps our stock levels optimized.</li>
	<li>Automated Reporting System: Build a bot that generates critical business reports at the click of a button.</li>
	<li>Customer Inquiry Handling: Develop an RPA solution that provides lightning-fast customer support.</li>
</ul>

RPA Project Internship

PT Midas Daya Teknologi is an IT Consulting, Product and Services company. Our area of business varies in providing expert Consulting Services, Professional Services, Application Development, Infrastructure Management, Big Data Solutions, Project management and Core Banking Transformation.
Started by professionals who have deep experience in core banking transformation, development, enterprise architecture, infrastructure design and management, big data solutions and project management, Midas comprises highly committed professionals who have good expertise specific to Indonesian banking sector.

We are also official partner with ORACLE as we have deep knowledge and experience in implementing Oracle FLEXCUBE core banking (Oracle FLEXCUBE Retail or OFCR, Oracle FLEXCUBE Universal Banking Solution, Oracle FLEXCUBE Direct Banking).

Perks and Benefits:
Employees have been number one since day one. Our founders knew that a unique corporate culture would differentiate us and be as a foundation for our success. If you like wild growth and working wit happy, enthusiastic overachievers, you’ll love Workday. We know that happy employees are engaged employees. In Midas, you will work alongside legends in the industry, the brightest new grads, and everything in between. Our commitment to PT Midas diversity extends beyond our culture and values
into everyday practices, which makes feel like home. PT Midas is growing. 

If you are passionate, fun and live for breakthrough ideas, consider joining our team.
• Competitive salary in market
• Supportive teammates
• Health insurance benefits
• Social Security
• Self-development activities that support careers
• Flexible working hours
• Broaden your knowledge in new technology

PT Midas Daya Teknologi

<ul>
	<li>As IT Application Support you will need to:</li>
	<li>Ensuring the core banking system servers are working optimally.</li>
	<li>Perform analysis, provide recommendations and solutions to user regarding the problems in real time.</li>
	<li>Work together and good coordination with team and vendors to optimize solving the problems.</li>
	<li>Able to apply user logic to the system.</li>
	<li>Responsible for communicating, analyzing, documenting, building, implementing, and maintaining reports based on request from user.</li>
</ul>

IT Application Support

Our Journey

With a renewed vision for growth and innovation, we rebranded as PT Bank SMBC Indonesia Tbk (SMBC Indonesia) in 2024, formerly known as PT Bank BTPN Tbk. This rebranding reflects our response to the dynamic changes, allowing us to consolidate our strengths and deliver even more seamless, integrated solutions for millions of customers from diverse segments across Indonesia.
 
This transformation signals our commitment to advancing and streamlining our business strategies, enabling us to better serve our customers and help them lead more meaningful and fulfilling lives. At the heart of this rebrand is our dedication to supporting Indonesia's long-term development goals, in alignment with the vision of Indonesia Emas 2045.
 
In addition to these goals, we are excited to invite talented individuals and younger generations to join us, expand their careers and make a lasting impact. Together, we can drive positive change and build a brighter future for Indonesia.

Life at SMBC Indonesia

At SMBC Indonesia, our team is a close-knit family of innovative individuals dedicated to growing and making a positive impact on our communities. We offer top-notch banking services while ensuring that our team members feel appreciated and engaged thanks to cutting-edge digital technology and global expertise. We foster a flexible, open environment where employees can continuously learn, develop professionally, and aspire to become their best selves.

We cultivate a collaborative culture with open communication between leaders and team members, encouraging the sharing of ideas, feedback, and problem-solving. Strong bonds between colleagues are vital, enabling agile teamwork that drives success in today’s fast-paced banking industry.
Our office is designed for both productivity and relaxation, with activities like billiards, gaming, and karaoke available after work. SMBC Indonesia also supports various internal clubs, offering options like yoga, badminton, gaming, and parenting to keep our team active and engaged. We believe these opportunities are essential for maintaining a vibrant, innovative workforce.

Giving Back

Through our Daya program, SMBC Indonesia champions sustainable, measurable empowerment initiatives for our customers. The Daya program offers education, training, and resource-sharing to enhance entrepreneurial skills, unlock growth opportunities, and improve quality of life. Health & Wellness and Community Empowerment programs are integral parts of our business model, fostering an environment where our customers thrive alongside our business.

Adaptive to change
 
With decades of experience, SMBC Indonesia has embraced adaptability as a core value. Our approach to work reflects this, with flexible dress codes, remote work options, and digital collaboration tools to keep our team connected and productive. By embracing these changes, we are better positioned to serve our customers effectively and stay resilient in a dynamic industry. Despite the evolving challenges in banking, SMBC Indonesia remains committed to meaningful progress and impactful service that touches millions.

PT Bank SMBC Indonesia Tbk

IDEAS (Interns Development, Enhancement, and Acceleration Space) is SMBC Indonesia’s program that offers hands-on experience in solving real-world challenges, helping you develop key skills and make a meaningful impact. Join us to accelerate your growth and contribute to positive outcomes. 
 
We are looking for an enthusiastic IT Data Quality Intern to join our team. In this role, your tasks will include:

1. Supporting data reconciliation and validation processes to maintain data integrity

2. Working with SQL and database systems to ensure high-quality data output

3. Identify and resolve discrepancies in data flows while maintaining accuracy and compliance

[IDEAS #4] IT Data Quality Intern

IDEAS (Interns Development, Enhancement, and Acceleration Space) is SMBC Indonesia’s program that offers hands-on experience in solving real-world challenges, helping you develop key skills and make a meaningful impact. Join us to accelerate your growth and contribute to positive outcomes. 
 
We are looking for an enthusiastic Digital Banking Lending Credit Card to join our team. 
In this role, your tasks will include:

1. Develop and run marketing program/campaign with direction from Business Captain, including creating the proposal, getting necessary approval, database selection, campaign plan, and result evaluation.

2. Support other Credit Card programs and processes as directed.

3. Other duties as assigned

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