Starting an unincorporated business in 1996, Simbadda Group has been distributing high quality consumer electronics throughout Indonesia. The business unit has started to form a corporate business since 2002.

One of our leading brands is SIMBADDA, which is known by the Indonesian people as a pioneer of speakers, cases and power supplies. We are also involved in the distribution of premium gadget accessories and PC components. Simbadda Group will continue to expand its distribution business to grow in the consumer electronics industry in Indonesia.

Simbadda Group always upholds the value of honesty, among others: honesty of quality,  honesty of cooperation in business and trying to establish cooperation with all partners  throughout Indonesia. 

Currently, Simbadda Group is expanding towards digital transformation that is looking for  enthusiastic, passionate, ambitious individuals to be part of us. 


Simbadda Group

<ul>
	<li>Legal Strategy &amp; Compliance: Develop and implement legal strategies that protect company interests and ensure compliance with corporate, labor, and commercial laws.</li>
	<li>Contract Management: Draft, review, and negotiate contracts and agreements with clients, vendors, and partners to ensure favorable terms and minimize risks.</li>
	<li>Corporate Governance: Maintain corporate documents, licenses, and legal records across entities; ensure all operations comply with local and international regulations.</li>
	<li>Risk Management &amp; Advisory: Identify potential legal risks and provide practical business-oriented solutions to management and stakeholders.</li>
	<li>Litigation &amp; Dispute Resolution: Manage external legal counsel, handle disputes, and oversee litigation or arbitration processes as needed.</li>
	<li>Cross-Department Collaboration: Partner with Finance, HR, Procurement, and Business Development to ensure legal compliance in all company initiatives.</li>
	<li>Transformation &amp; Standardization: Establish standardized legal templates, approval processes, and digital document management systems to modernize legal operations.</li>
</ul>

Legal Counsel Manager

PT BFI Finance Indonesia Tbk (BFI Finance) is one of the long-established pioneers in the financing sector in Indonesia. Founded in 1982, BFI Finance is recognized as a company with a wide network, supported by more than 200 financing outlets across provinces. In 1990, the Company became one of the first multifinance companies to list its shares on the Jakarta Stock Exchange and Surabaya Stock Exchange (both now known as IDX), with the ticker code BFIN.

PT BFI Finance Indonesia Tbk

<ol>
	<li>Melakukan kunjungan ke konsumen untuk menjelaskan status hukum serta konsekuensi dari permasalahan yang dihadapi.</li>
	<li>Bertindak sebagai Penasihat Hukum dalam perkara perdata dan pidana.</li>
	<li>Memantau dan bertanggung jawab atas proses hukum yang sedang berjalan, termasuk penyelidikan, penyidikan, penuntutan, persidangan, banding, dan kasasi.</li>
	<li>Mewakili BFI Finance dalam pengajuan permohonan pinjam pakai atau pengembalian barang bukti, baik aset milik perusahaan maupun jaminan hutang, kepada pihak yang berwenang.</li>
	<li>Melakukan tindakan hukum terhadap konsumen dengan status Write-Off (WO) sesuai dengan ketentuan hukum yang berlaku.</li>
</ol>

Litigation Asset Recovery Penempatan Area Cirebon

<ul>
	<li>Menangani collection bucket di atas 210/180 hari untuk product Car/Motorcycle.</li>
	<li>Melakukan proses rekrut eksternal collector sampai dengan registrasi.</li>
	<li>Mengevaluasi kinerja eksternal collector yang sudah direkrut.</li>
	<li>Bekerjasama dengan pihak ketiga untuk proses pencapaian dicabang</li>
</ul>

Back End Asset Management Branch Depok

FIFGROUP, a subsidiary of PT Astra International Tbk, was established in 1989 and operates in the consumer financing sector. Their primary focus is financing Honda motorcycles through FIFASTRA. Additionally, they offer electronics and furniture financing through SPEKTRA, and multipurpose financing through DANASTRA. AMITRA provides financing for Haji, Umrah, and other Sharia services. FIFGROUP's vision is to become the best financing company in Indonesia, with a mission to deliver superior financial solutions and customer satisfaction.

FIFGROUP

PT Astra Digital Arta, also known as AstraPay is part of Astra International. AstraPay available to support current digital transactions trends for Indonesian people.

AstraPay mobile application provides range of digital transactions supporting daily needs, from electricity bill, BPJS, to health insurance payment.

Enjoy every convenience of digital transaction with AstraPay. Available on Google Play Store http://ap.money/pakaiAP

AstraPay

<ul>
	<li>Standarisasi regulasi internal.</li>
	<li>Bertanggung jawab terhadap kegiatan operasional perusahaan sesuai dengan regulasi internal dan eksternal.</li>
	<li>Memastikan regulasi internal bersifat update dan tidak tumpang tindih dengan fungsi lain.</li>
	<li>Memberikan nasihat hukum sehubungan dengan potensi resiko dan memberikan mitigasi resiko untuk setiap keterlibatan bisnis dan tindakan korporasi.</li>
	<li>Memberikan Legal Opinion (pendapat hukum) maupun rekomendasi untuk corporate baik secara internal maupun melalui koordinasi dengan Konsultan Hukum sehubungan dengan rencana pengembangan bisnis/inovasi maupun project Perusahaan.</li>
	<li>Stakeholder management.</li>
	<li>Menjalin kerjasama dengan pihak Konsultan Hukum dan Instansi terkait untuk memastikan perusahaan telah memenuhi persyaratan atas ketaatan hukum dan regulasi yang berlaku.</li>
	<li>Bertanggung jawab dalam Perlindungan Data Perusahaan serta Anti Pencucian Uang dan Pencegahan Pendanaan Terorisme perusahaan.</li>
	<li>Melakukan sosialisasi, edukasi, dan pendampingan kepada perusahaan maupun departemen terkait perihal pemberlakukan peraturan perundang-undangan yang baru maupun yang sudah ada, sebagai bentuk kontrol terhadap kepatuhan terhadap hukum.</li>
	<li>Melakukan review dan drafting dokumen legal perusahaan</li>
	<li>Menjalin kerjasama dan komunikasi dengan pihak Konsultan Hukum dan Instansi</li>
	<li>Memberikan dukungan legalitas produk-produk bisnis perusahaan untuk pemenuhan perlindungan hukum atau bisnis perusahaan.</li>
	<li>Berkoordinasi dengan Litigation Department serta departemen terkait lainnya dalam pelaksanaan legalitas perusahaan secara komprehensif serta menjadi bagian dalam sourcing information untuk keperluan Legal Audit.</li>
	<li>Memastikan seluruh aktivitas Perusahaan sesuai dengan ketentuan dan regulasi yang dikeluarkan oleh Bank Indonesia (BI) sebagai regulator, termasuk pelaporan, kepatuhan transaksi, serta implementasi kebijakan.</li>
</ul>

Legal & Compliance Head

PT BCA Finance berdiri pada tahun 1981 dengan nama PT Central Sari Metropolitan Leasing Corporation (CSML). Pada awal berdirinya, pemegang saham Perusahaan adalah PT Bank Central Asia dan Japan Leasing Corporation. Saat itu Perusahaan masih memfokuskan usaha pada pembiayaan komersial, seperti pembiayaan mesin-mesin produksi, alat berat dan transportasi.

Selanjutnya pada tahun 2001 PT Central Sari Metropolitan Leasing berubah nama menjadi PT Central Sari Finance (CSF), diikuti dengan perubahan kepemilikan saham, dimana PT Bank Central Asia, Tbk (BCA) menjadi pemegang saham mayoritas, serta perubahan fokus usaha menjadi pembiayaan kendaraan bermotor, khususnya roda empat atau lebih. Terakhir, Sesuai dengan Surat Keputusan Menteri Hukum dan Hak Asasi Manusia Republik Indonesia No.C-08091 HT.01.04.TH.2005, maka per tanggal 28 Maret 2005 PT Central Sari Finance telah berubah nama menjadi PT BCA Finance.

Kini BCA Finance sendiri telah berhasil mencatatkan asset kelolaan sebesar 52 T dengan profit 1,6 T. Dengan misinya untuk menjadi perusahaan terkemuka di industri pembiayaan PT BCA Finance senantiasa melakukan perubahan dan pengembangan model bisnis untuk menjawab tantangan dan kebutuhan zaman dimana hal ini sejalan dengan tag line perusahaan yaitu solusi tepat pembiayaan anda. 

Untuk mencapai hal tersebut PT BCA Finance memiliki nila-nilai perusahaan yang senantiasa diterapkan yaitu FOCUS yang terdiri dari:

First Class Teamwork
Orientation to Quality
Customer Focus
Uncompromise Integrity
Striving for Excellence

Melalui FOCUS ini seluruh karyawan diarahkan untuk memiliki budaya kerja yang sama sehingga tercipta sebuah Tim yang solid dalam menjalankan bisnis.

Untuk SDM sendiri selain penanaman budaya perusahaan BCA Finance juga focus pada pengembangan skill dan karir karyawannya oleh karena itu kebutuhan pejabat di BCA Finance 90% diperoleh dari internal.

PT BCA Finance

<ul>
	<li>Melakukan analisa dan pelaporan transaksi keuangan mencurigakan ke instansi terkait.</li>
	<li>Memonitoring pelatihan Know Your Customer (KYC).</li>
	<li>Melakukan fungsi monitoring atas pelaksanaan penerapan peraturan yang berlaku.</li>
	<li>Melakukan pemenuhan permintaan data dari instansi terkait.</li>
</ul>

Compliance Staff

Holding BUMN Danareksa adalah instrumen strategis Pemerintah Republik Indonesia yang berperan sebagai holding transformasi dan investasi atas
lebih dari 40 perusahaan multisektor di bawah kepemilikan langsung dan tidak langsung dengan total aset sebesar Rp60 triliun dengan tujuan untuk
meningkatkan skala bisnis menjadi perusahaan berkinerja tinggi dengan tata kelola unggul yang berkontribusi signifikan bagi perekonomian dan
masyarakat.

Danareksa.

1. Melakukan pemantauan dan evaluasi kepatuhan perusahaan dan anggota holding terhadap peraturan perundang-undangan dan kebijakan internal

2. Terlibat dalam implementasi, pemeliharaan, dan pengembangan Sistem Manajemen Anti Penyuapan (ISO 37001)

3. Menyusun, mereview, dan mengelola dokumen hukum, kebijakan, serta prosedur compliance

4. Mendukung pelaksanaan audit internal maupun eksternal terkait aspek legal dan compliance

5. Memberikan pendapat dan rekomendasi hukum kepada manajemen terkait isu kepatuhan dan risiko hukum

Compliance Officer at PT Danareksa Persero

<ul>
	<li>Menangani collection bucket di atas 210 hari untuk product Car (Mobil).</li>
	<li>Melakukan proses rekrut eksternal collector sampai dengan registrasi.</li>
	<li>Mengevaluasi kinerja eksternal collector yang sudah direkrut.</li>
	<li>Bekerjasama dengan pihak ketiga untuk proses pencapaian dicabang</li>
	<li>Berkoordinasi dengan Manager perihal proses kerja dilapangan</li>
</ul>

Asset Recovery Car Officer Branch Tangerang

Legal Function

<ul>
	<li>Provide legal advisory across a wide range of corporate, commercial, operations, and product matters.</li>
	<li>Draft, review, and negotiate commercial agreements, partnerships, and vendor engagements.</li>
	<li>Support dispute resolution, litigation coordination, and responses to legal claims when required.</li>
	<li>Maintain and update the company’s legal documents and corporate housekeeping.</li>
	<li>Conduct legal research across various areas of law relevant to the business and provide actionable insights to stakeholders.</li>
</ul>

Compliance Function

<ul>
	<li>Prepare, track, and monitor regulatory submissions and reports to authorities in a timely manner.</li>
	<li>Manage and evaluate internal SOPs/policies to identify compliance gaps or risks and ensure corrective actions are implemented.</li>
	<li>Conduct training and compliance socialization programs to increase awareness of regulatory requirements.</li>
	<li>Monitor changes in laws and regulations and ensure proper implementation into company policies and procedures.</li>
	<li>Support internal audit, AML/CTF initiatives, and regulatory compliance assessments when needed.</li>
	<li>Maintain compliance documentation and act as liaison for regulatory inquiries and examinations.</li>
</ul>

Legal & Compliance Officer

Kompas Gramedia, through its more than 50 years of history, is striving for one goal: enlightening and empowering Indonesia. To ensure that we are able to serve the nation for another 50 years, we are undergoing a digital transformation; strengthening and expanding our solid business pillars by developing new digital business initiatives.

Our vision is to enlight all the people in Indonesia with all the knowledge we have.

Kompas Gramedia

<ol>
	<li>Drafting perjanjian bisnis dan corporate.</li>
	<li>Menganalisa dan mereview perjanjian bisnis dan corporate.</li>
	<li>Membantu Unit Bisnis dalam menghadapi somasi atau gugatan ke Pengadilan oleh pihak ketiga.</li>
	<li>Menyiapkan hingga terlaksananya jual beli tanah dan bangunan.</li>
	<li>Membantu pengurusan perijinan melalui One Single Submission hingga ke instansi terkait.</li>
	<li>Membantu persiapan dan proses dari segi legal untuk kredit serta produk-produk perbankan atau financial.</li>
	<li>Membantu RUPS Perseroan, baik formal maupun sirkuler, Jual Beli Saham, Persetujuan Komisaris, dan sebagainya (sesuai UUPT).</li>
	<li>Pendirian PT Indonesia dan luar negeri (Singapura, Hongkong, Common Island)</li>
</ol>

Corporate & Business Legal Officer

What is it like working at Kitabisa? 

About us 
Kitabisa stands as Indonesia's foremost digital fundraising and donation platform, serving as a nexus for millions of acts of kindness. Originating as a grassroots movement in 2013, we have continually expanded our reach and forged partnerships with diverse entities including corporations, governmental bodies, NGOs, hospitals, and prominent individuals. Together, we harness collective action to address societal challenges, with millions of #orangbaik contributors amplifying our impact in aiding those in need. Through leveraging technology, our vision is to cultivate the largest community dedicated to mutual aid and support. Our recent milestone, the acquisition of a sharia-compliant life insurance company, underscores our dedication to advancing inclusive and ethical financial solutions, furthering our mission of social impact and innovation.


What we value 
At Kitabisa, our work isn't just about tasks; it's about purpose. We're dedicated to connecting acts of kindness, amplifying their impact, and directly improving the lives of others, infusing our work with profound meaning. Guided by the principles of Berani, Berbuat, Baik, we embody courage by doing what's right even when no one's watching, upholding truthfulness, and respecting diversity. We are committed to action, understanding that mere words hold little weight without tangible steps forward. As 'doers', we prioritize action and value progress over perfection. Kindness forms the bedrock of everything we do, extending to ourselves, our colleagues, and, most importantly, those in need. If you share our values and seek to make a genuine difference in the lives of others, we invite you to join us on this meaningful journey.


Our Commitment
Kitabisa is an equal opportunity employer and we value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, or disability status.

Kitabisa

Legal Advisory &amp; Strategy

<ol>
	<li>Provide expert legal counsel to management and business units on corporate, commercial, insurance, and regulatory matters.</li>
	<li>Monitor, analyze, and advise on legal and regulatory developments affecting the insurance industry.</li>
	<li>Support strategic business decisions with clear, solutions-oriented legal recommendations.</li>
</ol>

Contract Management

<ol>
	<li>Draft, review, and negotiate a wide range of agreements, including reinsurance, distribution, service provider, vendor, and corporate contracts.</li>
	<li>Ensure all contractual arrangements comply with applicable laws, regulations, and company policies.</li>
</ol>

Regulatory Compliance

<ol>
	<li>Ensure adherence to OJK and other regulatory requirements.</li>
	<li>Develop, implement, and continuously improve compliance frameworks, internal policies, and standard operating procedures.</li>
	<li>Guide internal stakeholders on regulatory obligations.</li>
</ol>

Regulatory Reporting &amp; Government Relations

<ol>
	<li>Prepare and submit legal and compliance reports in a timely and accurate manner.</li>
	<li>Serve as the primary legal liaison with OJK and other relevant government authorities.</li>
	<li>Build and maintain strong working relationships with regulators and industry associations.</li>
</ol>

Risk Management &amp; Dispute Resolution

<ol>
	<li>Identify, assess, and mitigate legal and regulatory risks across business operations.</li>
	<li>Support and/or manage dispute resolution, claims, and litigation processes when required.</li>
	<li>Advise on risk mitigation strategies related to products, operations, and partnerships. 
	 </li>
</ol>

Corporate Governance

<ol>
	<li>Support board and shareholder meetings, ensuring compliance with corporate governance standards and statutory obligations.</li>
	<li>Maintain and manage all legal documentation, licenses, and company records.</li>
</ol>

Insurance Legal and Compliance Manager

PT Sinar Mitra Sepadan Finance (“Perusahaan”) adalah perusahaan pembiayaan nasional yang didirikan pada 28 November 2000. Perusahaan memperoleh izin usaha melalui Surat Keputusan Kementerian Keuangan Nomor 365/KMK.06/2001 pada 11 Juni 2001. Saat ini, Perusahaan berkedudukan di Jakarta Selatan dengan kantor pusat di Agro Plaza Lantai 16-17, Jl. H.R. Rasuna Said Kav. X2-1, Kuningan Timur, Setiabudi, Jakarta Selatan 12950.

Pemegang saham Perusahaan saat ini adalah ORIX Corporation dari Jepang dan PT Sinar Mas Multiartha, Tbk. (“SMMA”), dengan ORIX Corporation sebagai pemegang saham mayoritas sebesar 85%.

Perusahaan telah menjadi bagian dari ORIX Corporation, Jepang, yang memiliki jaringan di lebih dari 30 negara dan terdaftar di New York Stock Exchange. PT Sinar Mitra Sepadan Finance bergerak di bidang jasa pembiayaan kendaraan bermotor roda empat atau lebih. Selama lebih dari 20 tahun, Perusahaan telah berkembang dengan memiliki lebih dari 100 jaringan (Kantor Cabang dan Kantor Selain Kantor Cabang) di seluruh Indonesia dan lebih dari 2.000 karyawan. 

SMS Finance, pilihan perusahaan pembiayaan untuk mobil bekas dan multiguna dengan jaminan BPKB mobil, bunga rendah mulai 0,7%!

PT. Sinar Mitra Sepadan Finance (SMS Finance)

<ul>
	<li>Merencanakan dan merekomendasikan startegi, prosedur, dan rencana kerja Litigation Department berdasarkan area yang ditangani (Bulanan).</li>
	<li>Menerima pengajuan penanganan kasus (Harian).</li>
	<li>Bertanggung jawab dalam penanganan dan pengambilan unit yang menjadi barang bukti dalam proses hukum.</li>
	<li>Melakukan review penanganan kasus berdasarkan area yang ditangani (Harian).</li>
	<li>Membuat laporan polisi terkait tindakan pidana yang merugikan perusahaan.</li>
	<li>Menyusun laporan progress penanganan kasus (Bulanan).</li>
	<li>Bertanggung jawab, melakukan review, dan monitoring atas seluruh surat somasi yang diterbitkan oleh advokat dan konsultan hukum yang menangani permasalahan hukum Perseroan berdasarkan area yang ditangani (Harian).</li>
	<li>Melakukan monitoring atas kinerja seluruh advokat dan konsultan hukum yang menangani permasalahan hukum Perseroan dengan Debitur Perseroan berdasarkan area yang ditangani (Harian).</li>
	<li>Melakukan diskusi, monitoring dan bertanggung jawab untuk penanganan permasalahan hukum yang melibatkan kepentingan hukum Perseroan dengan Debitur Perseroan sampai dengan selesai (termasuk mengikuti sidang di Pengadilan) berdasarkan area yang ditangani.</li>
	<li>Melakukan koordinasi dengan Divisi Collection dan Divisi Remedial &amp; Recovery untuk pengurusan unit yang menjadi barang bukti di dalam suatu permasalahan hukum. </li>
</ul>

Litigation Officer

Asuransi Astra has been serving customers for more than half a century, precisely since September 12, 1956. The company, known for its Garda Oto motor vehicle insurance products, serves customers through a network of services spread across 28 branch offices, as well as service units and Garda Centers that continue developing. In addition to motor vehicle insurance, other products from Asuransi Astra are Garda Medika health insurance, mining industry insurance, agribusiness industry insurance, shop insurance, gas station insurance, sharia insurance, and others.

Since 2015, Asuransi Astra has developed its products and services digitally and introduced Garda Mobile as a collection of mobile applications intended for retail, commercial and general customers. The four Garda Mobile applications namely Otocare, Medcare, HR-access, and CR-access are consistently updated through various innovations aimed at customer convenience and comfort. The latest innovation developed in the Garda Mobile Otocare with the presence of GarXia, the first insurance purchase chatbot in Indonesia that can also help customers in reporting claims and the Garda Mall feature that allows users to shop for a variety of automotive needs, Astra Financial financial products, also to buying and selling cars. Asuransi Astra also has four digital products namely Garda Me, Garda Edu, Garda Home, and Garda Trip which can be purchased easily and quickly through the gardaoto.com site.

Asuransi Astra performance has also been recognized with various awards that have been received, including: Platinum Indonesia Best Brand Award (2002-2019), Top Brand Award (2007-2019), Service Quality Award (2007-2018), Corporate Image Award ( 2007-2019), Indonesian Customer Satisfaction Award (2001-2017), Indonesia Original Brand Award (2017-2019), General Insurance with very good financial performance in the Infobank Insurance Award (2008-2016, 2019), Excellent Service Experience Award (2013 -2020), Contact Center Service Excellence Award (2013-2020), Social Media Award (2012, 2016), Indonesia Sharia Finance Award (2017), Insurance Award (2017-2018), Insurance Consumer Choice Award (2017-2018), Asian Brands (2018), Marketing Award (2018), Indonesia Digital Innovation Award (2018), Markeeter of the Year (2018-2019), Infobrand Mobile Application Choice (2018), Marketeers Editor Choice Award (2018-2019), Indonesia Insurance Innovation Award (2019), Indonesia Digital Popular Brand Award (20 19), and others.

With the support of branches and workshops that are spread all over Indonesia, along with the best services and a series of achievements, certainly not stopping the steps of Asuransi Astra innovation through products that are built from the new spirit of Asuransi Astra to always provide comfort and peace for every customer. Therefore, Asuransi Astra will invest time and effort so that you always smile. "Peace of Mind to Millions" is the result that Asuransi Astra will provide to each customer.

Disclaimer: 
Asuransi Astra tidak pernah memungut biaya apa pun untuk seluruh proses rekrutmen. Apabila menemukan kejanggalan terkait kegiatan yang mengatasnamakan Asuransi Astra, cek kebenaran informasi tersebut melalui Garda Akses 1 500 112, atau Instagram @AsuransiAstra.

Asuransi Astra

<ul>
	<li>Determine internal audit scope and develop annual plans, and control the full audit cycle</li>
	<li>Reviewing and evaluating work procedures based on existing physical evidence and valid to ensure that the entire process has been running well.</li>
	<li>Creating summarized findings concerning audit results to update audited on findings and the audit process</li>
	<li>Checking the corrective actions and ensuring that the process has been correct.</li>
</ul>

Auditor

Universal BPR is a community bank founded in 2003 by Kaman Siboro and Stephen Satyahadi - two individuals with more than 30 years of experience in banking sector. The bank is engaged in the provision of loan, saving and deposit to individuals and SMEs. For lending segment, the current ticket size is ranging from 100 million to 10 billion rupiah per customer.

Universal BPR group currently operates 10 branches located in 8 cities of Indonesia.

Universal BPR is registered and regulated by OJK (financial services authority) and is a member of LPS (deposit insurance)

MISSION STATEMENT
To become a bank that focuses on improving the quality of life of the community with integrity, respect and continuous improvement.

MOTTO
Fast, Safe, Caring

Bank Universal BPR

<ul>
	<li>Prepare and confirm the Credit Approval Letter (SPPK) to the customer.</li>
	<li>Review the completeness and legality of documents, as well as the legal capacity of all parties involved in the credit agreement and collateral binding.</li>
	<li>Carry out credit binding, disbursement, collateral binding, administration, and securing of collateral in accordance with internal and external banking regulations, supported by a notarial/land deed official (PPAT) cover-note stating the binding deed is in process.</li>
	<li>Ensure all binding documents are complete and valid, original collateral ownership documents have been received, and all credit requirements are fulfilled before preparing the WPF form for approval by the authorized officer.</li>
	<li>Monitor the completion of documents/deeds by the Notary/PPAT and the National Land Agency (BPN).</li>
</ul>

Legal Officer

Toyota Astra Financial (TAF) was established by Astra International and Toyota Financial Services Corporation as a financial company and part of both Astra Group and Toyota value chains to provide financing solutions which support automotive sales in Indonesia.

Offers varieties of financing facilities, primarily focused on financing vehicles, with the option of conventional or sharia financing according to customer needs.

TAF develops a reliable service network based on good relationship with dealers, digitalization for more optimal access and connectivity in the business ecosystem, as well as agile organization with embedded risk management lifestyle.

Build Your Future with TAF!
1.	Health insurance for all TAF Employees
2.	Training and promotion chance in all TAF business sectors
3.	A positive working environment that promotes employee safety, growth, and goal attainment

Vision
Preferred financing solution for Toyota ownership through service excellence.

Mission
1.	To provide best value to customers
2.	Being a partner of Toyota to achieve long term success
3.	To provide sustainable value creation to stakeholders
4.	Being an employer of choice
5.	To share prosperity to community

Toyota Astra Financial Services

Responsible in audit processes at the head office, including the IT process to ensure the suitability of the implementation of corporate governance and the effectiveness of the company's work processes.

Internal Auditor

NICEpay is an Internet Payment Gateway Provider which brings you a reliable technical support and proven expertise in local system integration, empowering merchant boarding, and maintenance. We are empowering merchant to secure its e-commerce revenue streams from anywhere in the world with our enhanced Fin-Tech solution. We are IT company working with banks and online merchant in delivering Internet Payment Gateway Solution for your e-commerce business.

PT IONPay Networks (NICEPAY)

<ul>
	<li>Prepare, review, negotiate, and revise any legal documents (agreements, confirmation letter, amendments/addendums, side letters, etc.) related to the company’s business;</li>
	<li>Conduct research and due diligence for the purposes of agreement drafting;</li>
	<li>Handle any day-to-day legal operations and contract matters of the assigned business units;</li>
	<li>Responsible for the establishment and maintenance of internal compliance policy, rules and SOP, and oversee the implementation process;</li>
	<li>Drafting and preparing Circular Resolutions In Lieu of General Meeting of Shareholders;</li>
	<li>Submitting regular reports (Weekly, Monthly, Quarterly, Semester, Yearly, incidental);</li>
	<li>Maintaining communication and working relationship with related supervision government bodies and industrial institutes, including BI, PPATK and/or related government;</li>
	<li>Constantly tracking the latest development of relevant regulations issued by the supervision of government bodies and industrial institutes, and timely analyzing and interpreting the latest updates thoroughly and sync with the compliance committee to ensure the management and operation teams well stay up-to-date;</li>
	<li>Responsible for the establishment and maintenance of internal compliance policy, rules and SOP, and oversee the implementation pro</li>
</ul>

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