PT BFI Finance Indonesia Tbk (BFI Finance) is one of the long-established pioneers in the financing sector in Indonesia. Founded in 1982, BFI Finance is recognized as a company with a wide network, supported by more than 200 financing outlets across provinces. In 1990, the Company became one of the first multifinance companies to list its shares on the Jakarta Stock Exchange and Surabaya Stock Exchange (both now known as IDX), with the ticker code BFIN.

PT BFI Finance Indonesia Tbk

<ul>
	<li>Melakukan pendekatan persuasif dan penagihan konsumen yang memiliki keterlambatan pembayaran &gt;90 hari</li>
	<li>Melakukan pemberian SP kepada konsumen yang mengalami keterlambatan pembayaran</li>
	<li>Menjaga hubungan kerja yang baik dengan konsumen dan pihak terkait (ormas, eksternal / professional collector, mata elang, dll)</li>
	<li>Melakukan penarikan barang jaminan konsumen yang bermasalah</li>
	<li>Penempatan wilayah Lamongan dan sekitarnya</li>
</ul>

Back End Asset Management penagihan bucket NPL cabang Lamongan

1. Melakukan penanganan kasus terkait perkara pidana dan perdata yang ada di area.

2. Berkoordinasi dengan Litigation HO untuk mempersiapkan seluruh dokumen hukum yang dibutuhkan sehubugan dengan proses formal hukum.

3. Berkoordinasi dengan User mengenai langkah yang akan digunakan terkait penanganan kasus tersebut.

4. Berkoordinasi dengan Litigation HO mengenai kasus, perkembangannya, dan kendala-kendala yang dihadapi sehingga dapat diberikan pendapat hukum, strategi penanganan, dan evaluasi untuk ke depannya.

5. Menyampaikan somasi kepada konsumen dan/atau pihak lainnya, serta menyampaikan konsekuensi yuridis yang akan dihadapi jika tidak melaksanakan kewajiban yang tercantum dalam somasi.

6. Membuat laporan proses penanganan kasus berbanding dengan budget yang ada.

7. Melakukan training mengenai legal issue ke PIC cabang yang ada di area

Area Litigation Spesialist Area Sulawesi

28Resources is a business group engaged in equity participation (Investee Company) and/or joint operations in the mining, services, contracting, and shipping sectors.

Further to the development and addition of new companies engaged to Nickel Ore business, 28Resources has emerged to assist in obtaining capital investment and / or the provision of technical assistance for a certain period of time for companies. The goals are to assist them in establishing a new companies, helping with experience equity difficulties at an early stage, in the development and restructuring stage, to help any transfer of ownership of the company.

The form of equity participation by 28Resources is Equity Financing, direct equity participation by taking part of the total shares owned by the partner company.

All companies incorporated in 28Resources, have a business focused on nickel ore. Generally, includes:

• Mine Planning;
• Large trade on the basis of remuneration (fee) or contract;
• Nickel Mining Management Consulting Activities;

28Resources have an excellent human resources in planning, implementing and fund controlling with an effective management system and method. In the Nickel Business sector development, and in accordance with the company’s vision and mission, we will continue to innovate so that we become a more reliable and successful company ahead.

28Resources

<ol>
	<li>Drafting and Reviewing Legal Documents: Prepare, review, and draft contracts and other legal documents with attention to detail.</li>
	<li>Providing Legal Support: Offer legal advice and opinions to ensure compliance with applicable laws and regulations in all business activities.</li>
	<li>Conducting Legal Research: Perform legal research and analysis to ensure business operations align with legal requirements.</li>
	<li>Administrative Duties: Assist with the management of legal documentation and ensure smooth administrative processes. 
	 </li>
</ol>

Legal Assistant

<ol>
	<li>Standardize documents for each type of transaction in the company</li>
	<li>Analyze and make adjustments to agreement documents and/or transaction flows in connection with the issuance of the latest laws and regulations.</li>
	<li>Provide opinions in relation to transactions on non-standard business activities.</li>
	<li>Create report to stakeholders on cases faced</li>
</ol>

Legal and Litigation Management Specialist

FIFGROUP, a subsidiary of PT Astra International Tbk, was established in 1989 and operates in the consumer financing sector. Their primary focus is financing Honda motorcycles through FIFASTRA. Additionally, they offer electronics and furniture financing through SPEKTRA, and multipurpose financing through DANASTRA. AMITRA provides financing for Haji, Umrah, and other Sharia services. FIFGROUP's vision is to become the best financing company in Indonesia, with a mission to deliver superior financial solutions and customer satisfaction.

FIFGROUP

<ul>
	<li>Prepare, track and monitor the submission of regulatory reports in timely manner, including reports related to Business Plan, cooperation proposal and any other reports to Regulators</li>
	<li>Manage, review and evaluate Company’s SOP/policies to identify hidden risks or common issues and provide recommendation, including ensure corrective actions are carried out and executed properly</li>
	<li>Conducting and developing compliance socialization program</li>
	<li>Conducting socialization of new regulations issued by Regulators and ensure any updates are appropriately incorporated into internal policies and procedures</li>
	<li>Assisting and working alongside the rest of the legal &amp; compliance team in collaboratively managing all legal matters and affairs.</li>
	<li>Carry out independent legal research and give accurate and timely counsel in a variety of legal topics</li>
	<li>Doing advisory and review on company’s legal document</li>
	<li>Provide advice and support for cross-functional departments from compliance aspect.</li>
	<li>Carry out independent research, across many different areas of the law and industry.</li>
</ul>

Legal & Compliance Officer

PT Kliring Penjaminan Efek Indonesia (KPEI) was established in 1996 as a Clearing and Guarantee
Institution or Central Counterparty (CCP) for the Indonesian capital market. In accordance with Law
No. 8 of 1995 on Capital Market, the Government of the Republic of Indonesia designated KPEI as
part of the Self-Regulatory Organization (SRO) of the Indonesian capital market, together with PT
Bursa Efek Indonesia (IDX) and PT Kustodian Sentral Efek Indonesia (KSEI). 

As an entity, KPEI’s line of business is to organize clearing of securities exchange transaction and
regulated over-thecounter (OTC) transactions as well as securities exchange settlement guarantee.
The development of industry and economy has enabled KPEI to expand its business activities by
conducting other financial supporting services, with the approval of the Financial Services Authority
(FSA) and in accordance with applicable laws and regulations. The year 2020 marked another
milestone of KPEI as it expanded its role as central counterparty (CCP) of the OTC Derivative market
in order to support the Government’s program to develop and integrity, efficient, and transparent
money market.

PT Kliring Penjaminan Efek Indonesia (KPEI)

Pada posisi ini Anda akan membantu melaksanakan dan me-monitoring kesesuaian dan kepatuhan perusahaan terhadap ketentuan hukum di Indonesia, khususnya yang terkait kegiatan usaha Perusahaan dan bertindak untuk memberikan pendampingan dan konsultasi hukum, melakukan penyusunan perjanjian, melakukan negosiasi dengan pihak eksternal, mewakili perusahaan di pengadilan terkait perkara litigasi, dan memastikan kepengurusan tata kelola dan legalitas perusahaan berjalan sesuai ketentuan yang berlaku.

Staf Unit Legal Korporasi

PT BCA Finance berdiri pada tahun 1981 dengan nama PT Central Sari Metropolitan Leasing Corporation (CSML). Pada awal berdirinya, pemegang saham Perusahaan adalah PT Bank Central Asia dan Japan Leasing Corporation. Saat itu Perusahaan masih memfokuskan usaha pada pembiayaan komersial, seperti pembiayaan mesin-mesin produksi, alat berat dan transportasi.

Selanjutnya pada tahun 2001 PT Central Sari Metropolitan Leasing berubah nama menjadi PT Central Sari Finance (CSF), diikuti dengan perubahan kepemilikan saham, dimana PT Bank Central Asia, Tbk (BCA) menjadi pemegang saham mayoritas, serta perubahan fokus usaha menjadi pembiayaan kendaraan bermotor, khususnya roda empat atau lebih. Terakhir, Sesuai dengan Surat Keputusan Menteri Hukum dan Hak Asasi Manusia Republik Indonesia No.C-08091 HT.01.04.TH.2005, maka per tanggal 28 Maret 2005 PT Central Sari Finance telah berubah nama menjadi PT BCA Finance.

Kini BCA Finance sendiri telah berhasil mencatatkan asset kelolaan sebesar 52 T dengan profit 1,6 T. Dengan misinya untuk menjadi perusahaan terkemuka di industri pembiayaan PT BCA Finance senantiasa melakukan perubahan dan pengembangan model bisnis untuk menjawab tantangan dan kebutuhan zaman dimana hal ini sejalan dengan tag line perusahaan yaitu solusi tepat pembiayaan anda. 

Untuk mencapai hal tersebut PT BCA Finance memiliki nila-nilai perusahaan yang senantiasa diterapkan yaitu FOCUS yang terdiri dari:

First Class Teamwork
Orientation to Quality
Customer Focus
Uncompromise Integrity
Striving for Excellence

Melalui FOCUS ini seluruh karyawan diarahkan untuk memiliki budaya kerja yang sama sehingga tercipta sebuah Tim yang solid dalam menjalankan bisnis.

Untuk SDM sendiri selain penanaman budaya perusahaan BCA Finance juga focus pada pengembangan skill dan karir karyawannya oleh karena itu kebutuhan pejabat di BCA Finance 90% diperoleh dari internal.

PT BCA Finance

<ul>
	<li>Menganalisa kasus hukum dan memberikan opini berdasarkan aspek legal</li>
	<li>Melakukan koordinasi dalam penanganan kasus</li>
	<li>Menyiapkan dokumen yang dibutuhkan baik internal maupun eksternal</li>
	<li>Membuat dan menyiapkan materi dalam persidangan</li>
	<li>Melakukan peran sebagai wakil dari perusahaan dalam beracara di Kepolisian, Kejaksaan, dan/atau Pengadilan</li>
</ul>

BCA Finance tunduk pada ketentuan UU No.27 Tahun 2002 tentang Perlindungan Data Pribadi berikut aturan turunan serta perubahan-perubahannya dari waktu ke waktu. Saya menyetujui data-data saya digunakan, diverifikasi, dikelola dan ditatausahakan untuk tujuan perekrutan di PT BCA Finance.

Litigation Staff

Ever since it was established in 1957, Bank Central Asia (BCA) has continued to grow. This has been the result of the dedicated teamwork of every single one of our employees and the unflagging support of our customers. In line with our commitment to be “Always by Your Side”, BCA will continue to strive to earn the trust, and live up to the expectations, of all the Bank’s customers and other stakeholders in its drive to continue to achieve ongoing growth.

From the beginning, BCA has always offered diverse financial solutions through banking transaction services for many diverse groups and ages. And now everyone can enjoy the banking transaction ease and convenience BCA offers, enabled by strong inter-branch links, an extensive ATM network, and all the other electronic banking services the Bank offers.

Through the extensive range of well-targeted, high quality products and services the Bank provides, BCA’s financial solutions have proven they encourage the business growth of all the Bank’s customers, whether small, medium-sized, or large-scale businesses. For BCA, earning customers’ trust through offering them the best solutions to meet their financial needs is an honor and a source of pride.

By living our slogan, “Always by Your Side”, BCA will continue to strive to provide all its customers with only the very best services and solutions.

PT Bank Central Asia Tbk

<ol>
	<li>
	Memberikan pendapat/opini hukum yang diperlukan dalam kegiatan usaha perusahaan
	</li>
	<li>
	Membuat dan mempersiapkan (drafting) serta memeriksa (review) dokumen dari sisi hukum
	</li>
	<li>Memastikan kegiatan perusahaan maupun dokumen hukum yang terkait sesuai dengan ketentuan hukum yang berlaku</li>
	<li>Menangani proses litigasi yang melibatkan perusahaan</li>
</ol>

Program Legal Officer (PLO)

PT. Sinar Mitra Sepadan Finance (“Perusahaan”) merupakan salah satu perusahaan pembiayaan kendaraan roda 4 (empat) atau lebih skala nasional yang didirikan pada tanggal 28 November 2000. Perusahaan ini  berkantor pusat di Agro Plaza Lantai 16-17, Jl. H.R. Rasuna Said Kav. X2-1, Kuningan Timur, Setiabudi, Jakarta Selatan 12950.

Adapun pemegang saham Perusahaan saat ini adalah ORIX Corporation, Jepang sebesar 85% (delapan puluh lima persen) dan PT. Sinar Mas Multiartha, Tbk. (“SMMA”), yang bergabung pada tahun 2019.

Perusahaan telah menjadi bagian dari ORIX Corporation, Jepang yang memiliki jaringan di 27 negara di dunia dan terdaftar di New York Stock Exchange. Saat ini Perusahaan memiliki  +- 120 jaringan (Kantor Cabang dan Kantor Selain Kantor Cabang) di seluruh Indonesia dan memiliki lebih dari 2500 karyawan.

PT. Sinar Mitra Sepadan Finance (SMS Finance)

<ul>
	<li>Merencanakan dan merekomendasikan startegi, prosedur, dan rencana kerja Litigation Department berdasarkan area yang ditangani (Bulanan).</li>
	<li>Menerima pengajuan penanganan kasus (Harian).</li>
	<li>Bertanggung jawab dalam penanganan dan pengambilan unit yang menjadi barang bukti dalam proses hukum.</li>
	<li>Melakukan review penanganan kasus berdasarkan area yang ditangani (Harian).</li>
	<li>Membuat laporan polisi terkait tindakan pidana yang merugikan perusahaan.</li>
	<li>Menyusun laporan progress penanganan kasus (Bulanan).</li>
	<li>Bertanggung jawab, melakukan review, dan monitoring atas seluruh surat somasi yang diterbitkan oleh advokat dan konsultan hukum yang menangani permasalahan hukum Perseroan berdasarkan area yang ditangani (Harian).</li>
	<li>Melakukan monitoring atas kinerja seluruh advokat dan konsultan hukum yang menangani permasalahan hukum Perseroan dengan Debitur Perseroan berdasarkan area yang ditangani (Harian).</li>
	<li>Melakukan diskusi, monitoring dan bertanggung jawab untuk penanganan permasalahan hukum yang melibatkan kepentingan hukum Perseroan dengan Debitur Perseroan sampai dengan selesai (termasuk mengikuti sidang di Pengadilan) berdasarkan area yang ditangani.</li>
	<li>Melakukan koordinasi dengan Divisi Collection dan Divisi Remedial &amp; Recovery untuk pengurusan unit yang menjadi barang bukti di dalam suatu permasalahan hukum. </li>
</ul>

Litigation Officer

Kompas Gramedia, through its more than 50 years of history, is striving for one goal: enlightening and empowering Indonesia. To ensure that we are able to serve the nation for another 50 years, we are undergoing a digital transformation; strengthening and expanding our solid business pillars by developing new digital business initiatives.

Our vision is to enlight all the people in Indonesia with all the knowledge we have.

Kompas Gramedia

<ol>
	<li>Drafting perjanjian bisnis dan corporate.</li>
	<li>Menganalisa dan mereview perjanjian bisnis dan corporate.</li>
	<li>Membantu Unit Bisnis dalam menghadapi somasi atau gugatan ke Pengadilan oleh pihak ketiga.</li>
	<li>Menyiapkan hingga terlaksananya jual beli tanah dan bangunan.</li>
	<li>Membantu pengurusan perijinan melalui One Single Submission hingga ke instansi terkait.</li>
	<li>Membantu persiapan dan proses dari segi legal untuk kredit serta produk-produk perbankan atau financial.</li>
	<li>Membantu RUPS Perseroan, baik formal maupun sirkuler, Jual Beli Saham, Persetujuan Komisaris, dan sebagainya (sesuai UUPT).</li>
	<li>Pendirian PT Indonesia dan luar negeri (Singapura, Hongkong, Common Island)</li>
</ol>

Corporate & Business Legal Officer

<ol>
	<li>Melakukan penagihan kepada konsumen dengan jaminan sertifikat properti yang telat bayar</li>
	<li>Melakukan aktivitas collection harian sesuai arahan atasan, memastikan kesesuaian implementasi rencana kerja harian yang telah dibuat sebelumnya (SIC)</li>
	<li>Melakukan reminder kontrak roll rate (early warning) sehingga dapat dijadikan sebagai mekanisme kontrol dalam meminimalisasi past due roll rate</li>
</ol>

Account Recovery Property Officer

OY! is an Indonesian fintech start up that mainly focusing on money movement aggregator. We are aiming to enable businesses and end-users in Indonesia to have access to world-class financial services, starting with sending and accepting money seamlessly and securely at scale.

OY! Indonesia

<ul>
	<li>​​​​​​Assist in implementing any new regulations that apply by formulating company internal policies based on the new regulations</li>
	<li>Manage compliance risk or identify potential non-compliance and/or compliance risks</li>
	<li>Prepare documents related to applications for approval for activity and/or product development accompanied by cooperation with other parties to Bank Indonesia</li>
	<li>Prepare mandatory reports, both for external and internal parties</li>
	<li>Prepare Compliance monthly reports</li>
	<li>Prepare company compliance working papers based on regulations to find out the company's gap analysis</li>
	<li>Compile a summary (pros and cons) of new regulations and/or policies released from regulators (BI, PPATK, OJK)</li>
	<li>Checking for suspicious transactions/activities, as well as high-risk processes/events such as ethical violations/deviations</li>
	<li>Coordinate with regulators (BI, OJK, Associations)</li>
	<li>Drafting and maintaining Standard Operating Procedure/ Policy document for related divisions in purpose of good corporate governance</li>
	<li>Researching and making gap analysis between regulation and business practice</li>
	<li>Assisting the management of compliance monitoring, audits and risk assessments</li>
	<li>Conducting compliance socialization program and training for internal stakeholders</li>
	<li>Preparing relevant requirements for the licensing of product related to the government bodies and relevant authorities</li>
</ul>

Compliance Officer

Astra Graphia Information Technology (AGIT) is a Digital Service Provider, provides one stop Solution on Digital Services. Since 1983, AGIT is part of PT Astra International Tbk Group, a conglomeration company in Indonesia that currently has 212 subsidiaries and affiliate companies with 7 line of businesses (automotive, financial services, heavy equipment, agribusiness, information technology, infrastructure & logistics, and property). AGIT itself is owned 100% by PT Astra Graphia Tbk

As a Digital Service Provider, AGIT has transformed its business not only focusing on providing ICT infrastructure and application related services but more towards on what we called as a One-Stop-Solutions on Digital Services, both in on-premise and cloud infrastructure model.

We bring the concept of digitize things (digitize everything), to help and to assist our customers in performing their digital transformation through the implementation on digital technology & digital solutions.

We have four main pillars in our Digital Solution Portfolios that cover the entire journey required to conduct digital transformation starting from Digital Strategy, Digital ICT Foundation, Digital Platform, and Digital Services

PT Astra Graphia Information Technology

• Designing a risk management plan in an organization 
• Analyzing and assessing the risks that are present in an organization 
• Designing and implement CRM based on best practices 
• Ensuring risks are minimized in the company or organization 
• Record keeping the probable risks that may occur in the organization 
• Planning the steps and procedures that ought to be taken by staff if issues occurred 
• Implementing the risk management procedures in a company 
• Managing the risk management plan 
• Working with multiple teams and managers to ensure the smooth flow of jobs 
• Reporting and documenting necessary information and data on risk.

IT Risk Management

Deskripsi Pekerjaan:

<ol>
	<li>Melakukan penanganan kasus terkait perkara pidana dan perdata yang ada di area</li>
	<li>Berkoordinasi dengan Litigation HO mengenai kasus, perkembangannya, dan kendala-kendala yang dihadapi sehingga dapat diberikan pendapat hukum, strategi penanganan, dan evaluasi untuk ke depannya</li>
	<li>Menyampaikan somasi kepada konsumen dan/atau pihak lainnya, serta menyampaikan konsekuensi yuridis yang akan dihadapi jika tidak melaksanakan kewajiban yang tercantum dalam somasi</li>
	<li>Membuat laporan proses penanganan kasus berbanding dengan budget yang ada</li>
	<li>Melakukan training mengenai legal issue ke PIC cabang yang ada di area</li>
</ol>

Area Litigation Specialist | Cabang Kotamobagu

<ul>
	<li>Analyze, validate, and socialize internal regulations made by every function in the company to ensure there is no overlapping regulations</li>
	<li>Recommend activities in order to increase the understanding of target population regarding the internal regulations</li>
	<li>Coordinate the execution of branch’s compliance self assessment regarding the schedule, items, execution, and follow up of results</li>
	<li>Carry out compliance review periodically and provide recommendations regarding the implementation of rules &amp; regulations and work ethics</li>
</ul>

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