Universal BPR is a community bank founded in 2003 by Kaman Siboro and Stephen Satyahadi - two individuals with more than 30 years of experience in banking sector. The bank is engaged in the provision of loan, saving and deposit to individuals and SMEs. For lending segment, the current ticket size is ranging from 100 million to 10 billion rupiah per customer.

Universal BPR group currently operates 10 branches located in 8 cities of Indonesia.

Universal BPR is registered and regulated by OJK (financial services authority) and is a member of LPS (deposit insurance)

MISSION STATEMENT
To become a bank that focuses on improving the quality of life of the community with integrity, respect and continuous improvement.

MOTTO
Fast, Safe, Caring

Bank Universal BPR

<ul>
	<li>To achieve funding products sales target (i.e. savings &amp; time deposit)</li>
	<li>Maintain good relationship with customers</li>
	<li>Increase market share and portfolio</li>
	<li>Provide service excellence to customers</li>
	<li>New customer acquisition</li>
</ul>

Funding Officer Jambi Area

Making dream homes happen since 2015, Dekoruma is a rapidly-growing tech startup aiming to put a stop to the inefficiencies that have long occurred in the Home & Living industry. We believe that everyone is entitled to easy access not only to quality furniture at an affordable price, but also economical home design and its nitty-gritty. Since its establishment, we have launched vertically integrated business units (and even more to come), two of them being interior design services and material supply store.

While interior design services and furniture manufacturers remain abundant, there has yet to be a one-stop platform that actualises the A to Z’s of realizing your dream homes. Dekoruma intends to be the one answer to this demand.

Engage in a workplace surrounded by vibrant energy and youth who does work that matters and improvements that make a difference. We seek to create a working environment that is dynamic, and above all, impactful. In Dekoruma, we work for a cause, not just applause.

Dekoruma

Job Description

<ul>
	<li>Bekerja sebagai sales advisor di retail store.</li>
	<li>Melayani customer yang datang ke toko untuk aktivitas penjualan produk dan jasa Dekoruma.</li>
	<li>Mempromosikan dan menawarkan promo yang sedang berlangsung.</li>
	<li>Menerima dan mencatat pesanan customer melalui sistem komputer, secara langsung, atau melalui telepon/e-mail.</li>
	<li>Handle complain dari customer.</li>
	<li>Mengoperasikan mesin kasir dan closing pendapatan harian.</li>
	<li>Mengelola tampilan display di toko sesuai dengan standard Visual Merchandise.</li>
	<li>Bertanggung jawab untuk perhitungan inventory stock bulanan.</li>
	<li>Bertanggung jawab untuk proses pengiriman barang dari penerimaan – penghitungan – stockback – display.</li>
	<li>Bertanggung jawab menjaga kebersihan &amp; kerapihan area toko.</li>
</ul>

Sales Design Advisor Jambi

<ul>
	<li>Memasarkan produk kredit pada calon debitur</li>
	<li>Menganalisa, memastikan calon debitur sesuai dengan target market dan dapat diproses lebih lanjut</li>
	<li>Membuat Proposal Kredit</li>
	<li>Melakukan proses kredit sesuai dengan koridor dan SLA yang ditentukan</li>
	<li>Mengelola debitur yang ada serta mengembangkan referral dari debitur existing</li>
	<li>Mengevaluasi kondisi kualitas debitur (portofolio kredit, usaha, agunan), termasuk monitoring aging tunggakan</li>
	<li>Melakukan penagihan (desk collection, dan kunjungan) atas angsuran kredit</li>
	<li>Membuat dan melakukan Rencana Tindak Lanjut pada debitur bermasalah.</li>
</ul>

Sales and Marketing Knowledge

Digital Marketing

Marketing Communications

Content Marketing

Closing Sales

Relationship Manager SME Jambi Area

PT BFI Finance Indonesia Tbk (BFI Finance) is one of the long-established pioneers in the financing sector in Indonesia. Founded in 1982, BFI Finance is recognized as a company with a wide network, supported by more than 200 financing outlets across provinces. In 1990, the Company became one of the first multifinance companies to list its shares on the Jakarta Stock Exchange and Surabaya Stock Exchange (both now known as IDX), with the ticker code BFIN.

PT BFI Finance Indonesia Tbk

Melakukan kunjungan &amp; penagihan angsuran kepada konsumen yang telat bayar 1-90 hari

Melakukan pengantaran Surat Peringatan kepada konsumen yang tidak melakukan pembayaran

Melakukan pengamanan atau penarikan unit konsumen (Mobil)

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