Universal BPR is a community bank founded in 2003 by Kaman Siboro and Stephen Satyahadi - two individuals with more than 30 years of experience in banking sector. The bank is engaged in the provision of loan, saving and deposit to individuals and SMEs. For lending segment, the current ticket size is ranging from 100 million to 10 billion rupiah per customer.

Universal BPR group currently operates 10 branches located in 8 cities of Indonesia.

Universal BPR is registered and regulated by OJK (financial services authority) and is a member of LPS (deposit insurance)

MISSION STATEMENT
To become a bank that focuses on improving the quality of life of the community with integrity, respect and continuous improvement.

MOTTO
Fast, Safe, Caring

Bank Universal BPR

<ul>
	<li>Verifying and analyzing credit proposals.</li>
	<li>Follow up on survey results or visits to debtors/potential debtors to obtain well-verified information on the documents that have been received.</li>
	<li>Provide recommendations when submitting credit proposals to the Credit Committee</li>
</ul>

Credit Reviewer Pekanbaru Area

<ul>
	<li>To achieve funding products sales target (i.e. savings &amp; time deposit)</li>
	<li>Maintain good relationship with customers</li>
	<li>Increase market share and portfolio</li>
	<li>Provide service excellence to customers</li>
	<li>New customer acquisition</li>
</ul>

Funding Officer Riau Area

PT Hino Finance Indonesia ("HFI/Company") was established based on a joint venture agreement between Hino Motors Ltd., PT Indomobil Multi Jasa Tbk., and Summit Global Auto Management B.V. (part of Sumitomo Corporation) in accordance with the Deed of Establishment dated July 11, 2014. HFI is a captive financing company for commercial trucks, especially for the Hino brand, which is here to support the sales of Hino products in Indonesia through financing solutions such as, finance leases, sale and leaseback, and other products according to the company's articles of association, which are tailored to customer needs.

Hino Finance Indonesia

Analyze all financial data for lease application proposal and check the validity &amp; accuracy of customers data (minimum 5 C's of Credit), including counting financial ratios, and provide recommended terms and conditions for the lease application

Credit Analyst Pekanbaru

<ul>
	<li>Plan and coordinate billing activities carried out by RO.</li>
	<li>Manage and monitor Collection and Recovery performance to ensure the achievement of predetermined targets.</li>
	<li>Provide reports on the results of activities and achievements carried out by RO.</li>
	<li>Assist RO in the billing process.</li>
	<li>Create a strategy for collection management to achieve targets determined by management.</li>
	<li>Monitoring visit results and number of visits.</li>
	<li>Report and discuss target achievements, problems and difficulties experienced to superiors.</li>
	<li>Provide coaching for team members.</li>
	<li>Willing to work at Pekanbaru or Pangkalan Kerinci.</li>
</ul>

Collection Supervisor Riau Area

This is a full-time role for an Account Officer located in Pekanbaru, Indonesia. The Account Officer will be responsible for managing daily accounts, building relationship with debtors/potential debtors, providing customer service, and maintaining effective communication with clients.

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Credit Reviewer Pekanbaru Area

Funding Officer Riau Area

Credit Analyst Pekanbaru

Collection Supervisor Riau Area

Account Officer Pekanbaru