Holding BUMN Danareksa adalah instrumen strategis Pemerintah Republik Indonesia yang berperan sebagai holding transformasi dan investasi atas
lebih dari 40 perusahaan multisektor di bawah kepemilikan langsung dan tidak langsung dengan total aset sebesar Rp60 triliun dengan tujuan untuk
meningkatkan skala bisnis menjadi perusahaan berkinerja tinggi dengan tata kelola unggul yang berkontribusi signifikan bagi perekonomian dan
masyarakat.

Danareksa.

Position: Compliance

Level: Senior Manager

Responsibilities:

<ul>
	<li>
	Monitoring ongoing transaction activities and ensuring that current and upcoming transactions comply with applicable policies and regulations
	</li>
	<li>
	Ensuring that the policies, provisions, systems, and procedures, as well as business activities carried out by Danareksa, comply with applicable laws and regulations and ensuring the Company’s compliance with commitments made by the Company
	</li>
	<li>
	Developing compliance policies to ensure they are monitored, evaluated, and reported to the Board of Directors as part of the effort to manage the company’s compliance risks
	</li>
	<li>
	Organizing compliance documents to ensure they are easily accessible
	</li>
	<li>
	Acting as an Anti-Money Laundering (AML) and Counter-Terrorism Financing (CTF) officer within Danareksa
	</li>
	<li>
	Coordinating with SKMRT, SKAIT, and the Corporate Secretary Division to prepare self-assessment reports on the implementation of Integrated Governance (KKGD) to be submitted to the Financial Services Authority (OJK) semiannually for positions at the end of June and December
	</li>
	<li>
	Coordinating with SKMRT, SKAIT, and the Corporate Secretary Division to prepare annual reports on the implementation of Integrated Governance (KKGD) to be submitted to the Financial Services Authority (OJK) at the end of each fiscal year
	</li>
	<li>
	Providing necessary improvement suggestions for compliance implementation
	</li>
	<li>
	Being responsible for and authorized in matters related to the Anti-Bribery Compliance Function, including:

	<ul>
		<li>Supervising the design and implementation of the Anti-Bribery Management System at PT Danareksa (Persero)</li>
		<li>Providing advice and guidance to personnel regarding the Anti-Bribery Management System and bribery-related issue</li>
		<li>Ensuring that the anti-bribery management system complies with the ISO 37001:2016 Anti-Bribery Management System standard</li>
		<li>Reporting the performance of the anti-bribery management system to the Board of Commissioners and Board of Directors of PT Danareksa (Persero) and other relevant Compliance Functions (if applicable)</li>
	</ul>
	</li>
</ul>

Corporate Legal & Compliance

PT BFI Finance Indonesia Tbk (BFI Finance) is one of the long-established pioneers in the financing sector in Indonesia. Founded in 1982, BFI Finance is recognized as a company with a wide network, supported by more than 200 financing outlets across provinces. In 1990, the Company became one of the first multifinance companies to list its shares on the Jakarta Stock Exchange and Surabaya Stock Exchange (both now known as IDX), with the ticker code BFIN.

PT BFI Finance Indonesia Tbk

<ol>
	<li>Melakukan penanganan terhadap perkara-perkara yang dihadapi oleh perusahaan</li>
	<li>Membuat legal opini dan legal dokumen yang dibutuhkan sebagai sakah satu strategi penanganan kasus</li>
	<li>Melakukan pendampingan kepada PIC Cabang terkait dengan perkara yang sedang dihadapi oleh perusahaan</li>
	<li>Membuat laporan kepada stakeholder atas perkara-perkara yang sedang dihadapi oleh perusahaan</li>
	<li>Memberikan opini atas biaya penanganan</li>
</ol>

Litigation Management Specialist

<ul>
	<li>Melakukan penagihan, melakukan visit berikut memberikan SP1, SP2, SP3, dan SPPU atas kontrak Corporate cabang serta pengisian collection activity sesuai prosedur dan ketentuan yang berlaku berdasarkan assignment yang ada</li>
	<li>Input collection activity dan membuat analisa kasus</li>
	<li>Melakukan pengumpulan informasi atas seluruh kontrak Go Live di Cabang perihal bisnis, struktur organisasi, dan jalur komunikasi setiap Lessee</li>
	<li>Melakukan analisa case category seluruh kontrak aktif, untuk dilaporkan kepada kantor pusat</li>
	<li>Melakukan rencana kerja kunjungan dan melaporkan kunjungan setiap hari minimal 3 Lessee</li>
	<li>Menganalisa profil Lessee yang memiliki keterlambatan pembayaran angsuran, dalam rangka mencari cara/penanganan yang efektif dalam melakukan penagihan sehingga mampu mendukung pencapaian target collection leasing cabang</li>
	<li>Melakukan negosiasi dengan Lessee dalam hal penagihan keterlambatan pembayaran angsuran agar bisa dilunasi tanpa harus melakukan eksekusi penarikan unit sehingga mampu mengoptimalkan pencapaian target collection leasing cabang</li>
</ul>

Asset Management Corporate Management Trainee Program

BOSNET is an FMCG (Fast-Moving Consumer Goods) super-apps and ecosystem provider with two primary business facets: selling distribution super-apps and offering an ecosystem for FMCG principals to enhance their order-generation and logistics. The services provided include e-payment, pay-later options, advertising, market insights, and back-office solutions. Currently, our ecosystem processes over IDR 50 trillion worth of transactions annually.

BOSNET Distribution Indonesia

<ul>
	<li>Provide expert legal advice and guidance across diverse business units</li>
	<li>Develop and implement legal strategies to support the growth and success of each business unit</li>
	<li>Oversee the negotiation, drafting, and review of variety of commercial agreements, including contracts with vendor, supplier, customers, and partners</li>
</ul>

Legal Officer

Ever since it was established in 1957, Bank Central Asia (BCA) has continued to grow. This has been the result of the dedicated teamwork of every single one of our employees and the unflagging support of our customers. In line with our commitment to be “Always by Your Side”, BCA will continue to strive to earn the trust, and live up to the expectations, of all the Bank’s customers and other stakeholders in its drive to continue to achieve ongoing growth.

From the beginning, BCA has always offered diverse financial solutions through banking transaction services for many diverse groups and ages. And now everyone can enjoy the banking transaction ease and convenience BCA offers, enabled by strong inter-branch links, an extensive ATM network, and all the other electronic banking services the Bank offers.

Through the extensive range of well-targeted, high quality products and services the Bank provides, BCA’s financial solutions have proven they encourage the business growth of all the Bank’s customers, whether small, medium-sized, or large-scale businesses. For BCA, earning customers’ trust through offering them the best solutions to meet their financial needs is an honor and a source of pride.

By living our slogan, “Always by Your Side”, BCA will continue to strive to provide all its customers with only the very best services and solutions.

PT Bank Central Asia Tbk

<ol>
	<li>
	Memberikan pendapat/opini hukum yang diperlukan dalam kegiatan usaha perusahaan
	</li>
	<li>
	Membuat dan mempersiapkan (drafting) serta memeriksa (review) dokumen dari sisi hukum
	</li>
	<li>Memastikan kegiatan perusahaan maupun dokumen hukum yang terkait sesuai dengan ketentuan hukum yang berlaku</li>
	<li>Menangani proses litigasi yang melibatkan perusahaan</li>
</ol>

Program Legal Officer (PLO)

<ul>
	<li>S1 jurusan Hukum atau jurusan lain yang terkait</li>
	<li>Mempunyai pengalaman magang minimal 3 bulan di posisi admin</li>
	<li>Mampu mengeoperasikan Ms Office ( terutama excel)</li>
	<li>Mampu bekerjasama dalam tim, komunikatif, dan mempunyai inisiatif tinggi</li>
	<li>Menyukai tantangan baru agar bisa berkembang</li>
	<li>Memiliki ketilitian dan fokus terhadap tugas yang diberikan</li>
	<li>Domisili BSD dan sekitarnya</li>
</ul>

Legal and Litigation Internship

PT Surya Artha Nusantara Finance (SANF) is a financial services company in Indonesia, primarily focused on providing financing solutions for the heavy equipment and transportation sectors. SANF is a joint venture between PT Astra International Tbk, one of Indonesia's largest conglomerates, and Marubeni Corporation, a major Japanese trading company.

SANF offers a variety of financial products, including leasing, consumer financing, and factoring, to support businesses in acquiring heavy equipment, trucks, and machinery. The company plays a significant role in industries like construction, mining, agriculture, and transportation, helping businesses manage their financial needs through customized financing solutions.

Let's join our Fun, Friendly, and Continuous Growth journey!

Surya Artha Nusantara Finance

<ul>
	<li>Conduct legal activities related to the customer acquisition process.</li>
	<li>Review financing agreements and draft cooperation agreements with third parties.</li>
	<li>Ensure the financing acquisition process complies with OJK regulations.</li>
	<li>Perform legal research on SANF’s new business ventures.</li>
	<li>Responsible for supporting contractual matters during the acquisition process, ensuring compliance with prevailing laws.</li>
</ul>

Legal Analyst

PT. Sinar Mitra Sepadan Finance (“Perusahaan”) merupakan salah satu perusahaan pembiayaan kendaraan roda 4 (empat) atau lebih skala nasional yang didirikan pada tanggal 28 November 2000. Perusahaan ini  berkantor pusat di Agro Plaza Lantai 16-17, Jl. H.R. Rasuna Said Kav. X2-1, Kuningan Timur, Setiabudi, Jakarta Selatan 12950.

Adapun pemegang saham Perusahaan saat ini adalah ORIX Corporation, Jepang sebesar 85% (delapan puluh lima persen) dan PT. Sinar Mas Multiartha, Tbk. (“SMMA”), yang bergabung pada tahun 2019.

Perusahaan telah menjadi bagian dari ORIX Corporation, Jepang yang memiliki jaringan di 27 negara di dunia dan terdaftar di New York Stock Exchange. Saat ini Perusahaan memiliki  +- 120 jaringan (Kantor Cabang dan Kantor Selain Kantor Cabang) di seluruh Indonesia dan memiliki lebih dari 2500 karyawan.

PT. Sinar Mitra Sepadan Finance (SMS Finance)

<ul>
	<li>Merencanakan dan merekomendasikan startegi, prosedur, dan rencana kerja Litigation Department berdasarkan area yang ditangani (Bulanan).</li>
	<li>Menerima pengajuan penanganan kasus (Harian).</li>
	<li>Bertanggung jawab dalam penanganan dan pengambilan unit yang menjadi barang bukti dalam proses hukum.</li>
	<li>Melakukan review penanganan kasus berdasarkan area yang ditangani (Harian).</li>
	<li>Membuat laporan polisi terkait tindakan pidana yang merugikan perusahaan.</li>
	<li>Menyusun laporan progress penanganan kasus (Bulanan).</li>
	<li>Bertanggung jawab, melakukan review, dan monitoring atas seluruh surat somasi yang diterbitkan oleh advokat dan konsultan hukum yang menangani permasalahan hukum Perseroan berdasarkan area yang ditangani (Harian).</li>
	<li>Melakukan monitoring atas kinerja seluruh advokat dan konsultan hukum yang menangani permasalahan hukum Perseroan dengan Debitur Perseroan berdasarkan area yang ditangani (Harian).</li>
	<li>Melakukan diskusi, monitoring dan bertanggung jawab untuk penanganan permasalahan hukum yang melibatkan kepentingan hukum Perseroan dengan Debitur Perseroan sampai dengan selesai (termasuk mengikuti sidang di Pengadilan) berdasarkan area yang ditangani.</li>
	<li>Melakukan koordinasi dengan Divisi Collection dan Divisi Remedial &amp; Recovery untuk pengurusan unit yang menjadi barang bukti di dalam suatu permasalahan hukum. </li>
</ul>

Litigation Officer

Renos is an end-to-end online marketplace that specialized in home and living products. We aim to bridge direct connections between manufacturers, service providers, and homeowners with AI technology and industry-led operation quality. This enables buyers to conveniently choose products, compare prices, access special deals, and try out samples before putting the right items in shopping carts at our one-stop service platform.

Renos.id

<ul>
	<li>Assist in the preparation of legal documentation related to ISO27001/ISO27701 implementation;</li>
	<li>Support the legal team for conducting legal research and drafting of legal documents; and</li>
	<li>Assist with legal administration tasks.</li>
</ul>

Legal Intern

FIFGROUP, a subsidiary of PT Astra International Tbk, was established in 1989 and operates in the consumer financing sector. Their primary focus is financing Honda motorcycles through FIFASTRA. Additionally, they offer electronics and furniture financing through SPEKTRA, and multipurpose financing through DANASTRA. AMITRA provides financing for Haji, Umrah, and other Sharia services. FIFGROUP's vision is to become the best financing company in Indonesia, with a mission to deliver superior financial solutions and customer satisfaction.

FIFGROUP

1. Pembuatan compliance universe, obligation 
2. Membuat standarisasi Compliance Risk Assessment 
3. Melakukan assessment surveillance New Product/Business/Process 
4. Melakukan rekap, analysis dan rekomendasi surveillance new product/business/ process dan surveillance thematic fungsi operation 
5. Monitoring BPI surveillance new product/business/process dan surveillance thematic fungsi operation 
6. Melakukan Assessment Surveillance Thematic Fungsi Operation

Compliance Officer

Our Journey

With a renewed vision for growth and innovation, we rebranded as PT Bank SMBC Indonesia Tbk (SMBC Indonesia) in 2024, formerly known as PT Bank BTPN Tbk. This rebranding reflects our response to the dynamic changes, allowing us to consolidate our strengths and deliver even more seamless, integrated solutions for millions of customers from diverse segments across Indonesia.
 
This transformation signals our commitment to advancing and streamlining our business strategies, enabling us to better serve our customers and help them lead more meaningful and fulfilling lives. At the heart of this rebrand is our dedication to supporting Indonesia's long-term development goals, in alignment with the vision of Indonesia Emas 2045.
 
In addition to these goals, we are excited to invite talented individuals and younger generations to join us, expand their careers and make a lasting impact. Together, we can drive positive change and build a brighter future for Indonesia.

Life at SMBC Indonesia

At SMBC Indonesia, our team is a close-knit family of innovative individuals dedicated to growing and making a positive impact on our communities. We offer top-notch banking services while ensuring that our team members feel appreciated and engaged thanks to cutting-edge digital technology and global expertise. We foster a flexible, open environment where employees can continuously learn, develop professionally, and aspire to become their best selves.

We cultivate a collaborative culture with open communication between leaders and team members, encouraging the sharing of ideas, feedback, and problem-solving. Strong bonds between colleagues are vital, enabling agile teamwork that drives success in today’s fast-paced banking industry.
Our office is designed for both productivity and relaxation, with activities like billiards, gaming, and karaoke available after work. SMBC Indonesia also supports various internal clubs, offering options like yoga, badminton, gaming, and parenting to keep our team active and engaged. We believe these opportunities are essential for maintaining a vibrant, innovative workforce.

Giving Back

Through our Daya program, SMBC Indonesia champions sustainable, measurable empowerment initiatives for our customers. The Daya program offers education, training, and resource-sharing to enhance entrepreneurial skills, unlock growth opportunities, and improve quality of life. Health & Wellness and Community Empowerment programs are integral parts of our business model, fostering an environment where our customers thrive alongside our business.

Adaptive to change
 
With decades of experience, SMBC Indonesia has embraced adaptability as a core value. Our approach to work reflects this, with flexible dress codes, remote work options, and digital collaboration tools to keep our team connected and productive. By embracing these changes, we are better positioned to serve our customers effectively and stay resilient in a dynamic industry. Despite the evolving challenges in banking, SMBC Indonesia remains committed to meaningful progress and impactful service that touches millions.

PT Bank SMBC Indonesia Tbk

IDEAS (Interns Development, Enhancement, and Acceleration Space) is SMBC Indonesia’s program that offers hands-on experience in solving real-world challenges, helping you develop key skills and make a meaningful impact. Join us to accelerate your growth and contribute to positive outcomes. 
 
We are looking for a skilled and detail-oriented Junior Legal Counsel Intern to join our team. In this role, you will be responsible for reviewing, drafting, and analyzing legal issues and documentation submitted by various business units.

 
Key responsibilities:

1. Conduct legal reviews of issues and documentation submitted to the Legal Department.

2. Draft and revise legal documents to ensure accuracy, compliance, and clarity.

3. Analyze legal issues to provide well-informed recommendations to internal stakeholders.

4. Collaborate with other departments to address legal matters effectively.

5. Ensure all legal documentation aligns with regulatory requirements and internal policies.

[IDEAS #4] Junior Legal Counsel Intern

<ul>
	<li>Menangani collection bucket di atas 210 hari untuk product Car (Mobil).</li>
	<li>Melakukan proses rekrut eksternal collector sampai dengan registrasi.</li>
	<li>Mengevaluasi kinerja eksternal collector yang sudah direkrut.</li>
	<li>Bekerjasama dengan pihak ketiga untuk proses pencapaian dicabang</li>
	<li>Berkoordinasi dengan Manager perihal proses kerja dilapangan</li>
</ul>

Asset Recovery Car Officer Branch Cikupa

What is it like working at Kitabisa? 

About us 
Kitabisa stands as Indonesia's foremost digital fundraising and donation platform, serving as a nexus for millions of acts of kindness. Originating as a grassroots movement in 2013, we have continually expanded our reach and forged partnerships with diverse entities including corporations, governmental bodies, NGOs, hospitals, and prominent individuals. Together, we harness collective action to address societal challenges, with millions of #orangbaik contributors amplifying our impact in aiding those in need. Through leveraging technology, our vision is to cultivate the largest community dedicated to mutual aid and support. Our recent milestone, the acquisition of a sharia-compliant life insurance company, underscores our dedication to advancing inclusive and ethical financial solutions, furthering our mission of social impact and innovation.


What we value 
At Kitabisa, our work isn't just about tasks; it's about purpose. We're dedicated to connecting acts of kindness, amplifying their impact, and directly improving the lives of others, infusing our work with profound meaning. Guided by the principles of Berani, Berbuat, Baik, we embody courage by doing what's right even when no one's watching, upholding truthfulness, and respecting diversity. We are committed to action, understanding that mere words hold little weight without tangible steps forward. As 'doers', we prioritize action and value progress over perfection. Kindness forms the bedrock of everything we do, extending to ourselves, our colleagues, and, most importantly, those in need. If you share our values and seek to make a genuine difference in the lives of others, we invite you to join us on this meaningful journey.


Our Commitment
Kitabisa is an equal opportunity employer and we value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, or disability status.

Kitabisa

<ul>
	<li>Oversee the negotiation, drafting, and review of a variety of agreements, including contracts with vendor, supplier, customers, and partners.</li>
	<li>Act as a contact person for the Company's compliance issues for internal and external parties (OJK).</li>
	<li>Manage and supervise the function of Anti-Money Laundering and Terrorist Financing (APU and PPT), including transaction monitoring, reporting to regulators.</li>
	<li>Maintain compliance with the obligation to submit correct, accurate and timely reports to regulators to ensure the avoidance of sanctions/fines from regulators.</li>
	<li>Collaborate with cross-functional teams to ensure alignment on legal matters and risk management.</li>
</ul>

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