PT BFI Finance Indonesia Tbk (BFI Finance) is one of the long-established pioneers in the financing sector in Indonesia. Founded in 1982, BFI Finance is recognized as a company with a wide network, supported by more than 200 financing outlets across provinces. In 1990, the Company became one of the first multifinance companies to list its shares on the Jakarta Stock Exchange and Surabaya Stock Exchange (both now known as IDX), with the ticker code BFIN.

PT BFI Finance Indonesia Tbk

Melakukan penagihan kepada konsumen telat bayar

Mengunjungi konsumen yg telat pembayaran

Memberikan Surat Peringatan (SP) kepada konsumen telat bayar

Melakukan control data pastdue

Melakukan negosiasi kepada konsumen telat bayar untuk melunasi kewajiban

Membuat reporting harian, mingguan, bulanan

Membuat rencana kerja dengan efektif dan efisien

Collector Penempatan Tabanan

Starting an unincorporated business in 1996, Simbadda Group has been distributing high quality consumer electronics throughout Indonesia. The business unit has started to form a corporate business since 2002.

One of our leading brands is SIMBADDA, which is known by the Indonesian people as a pioneer of speakers, cases and power supplies. We are also involved in the distribution of premium gadget accessories and PC components. Simbadda Group will continue to expand its distribution business to grow in the consumer electronics industry in Indonesia.

Simbadda Group always upholds the value of honesty, among others: honesty of quality,  honesty of cooperation in business and trying to establish cooperation with all partners  throughout Indonesia. 

Currently, Simbadda Group is expanding towards digital transformation that is looking for  enthusiastic, passionate, ambitious individuals to be part of us. 


Simbadda Group

<ul>
	<li>Legal Strategy &amp; Compliance: Develop and implement legal strategies that protect company interests and ensure compliance with corporate, labor, and commercial laws.</li>
	<li>Contract Management: Draft, review, and negotiate contracts and agreements with clients, vendors, and partners to ensure favorable terms and minimize risks.</li>
	<li>Corporate Governance: Maintain corporate documents, licenses, and legal records across entities; ensure all operations comply with local and international regulations.</li>
	<li>Risk Management &amp; Advisory: Identify potential legal risks and provide practical business-oriented solutions to management and stakeholders.</li>
	<li>Litigation &amp; Dispute Resolution: Manage external legal counsel, handle disputes, and oversee litigation or arbitration processes as needed.</li>
	<li>Cross-Department Collaboration: Partner with Finance, HR, Procurement, and Business Development to ensure legal compliance in all company initiatives.</li>
	<li>Transformation &amp; Standardization: Establish standardized legal templates, approval processes, and digital document management systems to modernize legal operations.</li>
</ul>

Legal Counsel Manager

<ul>
	<li>Menangani collection bucket di atas 210/180 hari untuk product Car/Motorcycle.</li>
	<li>Melakukan proses rekrut eksternal collector sampai dengan registrasi.</li>
	<li>Mengevaluasi kinerja eksternal collector yang sudah direkrut.</li>
	<li>Bekerjasama dengan pihak ketiga untuk proses pencapaian dicabang</li>
</ul>

Back End Asset Management Branch Depok

<ul>
	<li>Menangani collection bucket di atas 210 hari untuk product Car (Mobil).</li>
	<li>Melakukan proses rekrut eksternal collector sampai dengan registrasi.</li>
	<li>Mengevaluasi kinerja eksternal collector yang sudah direkrut.</li>
	<li>Bekerjasama dengan pihak ketiga untuk proses pencapaian dicabang</li>
	<li>Berkoordinasi dengan Manager perihal proses kerja dilapangan</li>
</ul>

Asset Recovery Car Officer Branch Tangerang

Founded in 2015, Mamikos started by introducing a matching platform then our service has evolved to a full-stack property management equipped with property management technology to ensure a seamless experience for both tenants and property owners. Our mission is to make a better standard of kos (property tech) industry for both kos owners & tenants.

We have helped millions of people to find their “home” away from home while pursuing their dreams to study or work. In 2022, we have achieved 7 million monthly active users and >200,000 listed properties in our platform that makes us the no. 1 property tech company in Indonesia.

We imagine ourselves as a door for people to achieve their dreams. We are creating a welcoming and inclusive environment that provides opportunities for everyone to succeed and achieve their dream through hard work and determination. We're dedicated to opening up every possibility for our team members to achieve their dreams.

We are Mamikos, we open the door to every dream.

Join our awesome Mamiteam and visit our website www.mamikos.com/career
And also keep up with our exciting journey:
Instagram: www.instagram.com/@insidemamikos
Medium: www.medium.com/@insidemamikos 

Mamikos

About the Role

We are looking for a Legal Manager to lead and strengthen our legal, compliance, and governance functions. This role will play a critical part in ensuring the company operates in full compliance with applicable laws and regulations while supporting business growth through strategic legal guidance.

 

Key Responsibilities

Compliance

<ul>
	<li>Ensure the validity and completeness of all company licenses and permits</li>
	<li>Initiate and manage regulatory licensing requirements</li>
	<li>Prepare and submit investment and corporate reports to government authorities</li>
</ul>

Contract &amp; Document Management

<ul>
	<li>Draft, review, and update product Terms &amp; Conditions and Privacy Policy</li>
	<li>Standardize and manage company contracts</li>
	<li>Review contracts requested by internal stakeholders</li>
</ul>

Litigation, Fraud &amp; Non-Compliance Handling

<ul>
	<li>Manage and oversee litigation, fraud, and compliance-related cases</li>
	<li>Ensure proper investigation and legal follow-up processes</li>
	<li>Collaborate with Audit, Anti-Fraud, and other teams to mitigate legal risks</li>
	<li>Provide strategic updates and recommendations to management</li>
</ul>

Governance &amp; Company Administration

<ul>
	<li>Ensure implementation of corporate governance in line with regulations</li>
	<li>Oversee legal documentation and compliance reporting</li>
	<li>Coordinate with notaries, external lawyers, regulators, and government institutions</li>
</ul>

Legal Strategy

<ul>
	<li>Develop and execute legal strategies aligned with business objectives</li>
	<li>Provide strategic legal advice to management</li>
	<li>Identify legal risks and ensure regulatory compliance in business decisions</li>
</ul>

People Management

<ul>
	<li>Lead and manage the legal team</li>
	<li>Allocate tasks and ensure timely project delivery</li>
	<li>Monitor team performance and support individual development</li>
</ul>

Legal Manager

<ul>
	<li>Menangani collection bucket di atas 210/180 hari untuk product Car.</li>
	<li>Melakukan proses rekrut eksternal collector sampai dengan registrasi.</li>
	<li>Mengevaluasi kinerja eksternal collector yang sudah direkrut.</li>
	<li>Bekerjasama dengan pihak ketiga untuk proses pencapaian dicabang</li>
</ul>

Field Collection Officer  Cibubur

ASTRO is Indonesia's quick commerce company that delivers groceries and essentials to your door within minutes. Founded in 2021 by a group of seasoned e-commerce executives and backed by both trusted International and local investors, it is our mission to make people's lives simpler and easier by saving them time, energy, and money.
Just like real Astronauts that take off into outer space, Astro embodies the values of being fast, bold, adventurous, and technologically advanced.
Interested in working for a company that pushes the boundaries and strives to be the best? Join us now to be a part of this ground-breaking mission!

Astro Technologies Indonesia

Risk Strategy &amp; Framework

<ul>
	<li>Develop and implement enterprise-wide risk management frameworks, policies, and procedures</li>
	<li>Ensure alignment with business objectives and regulatory requirements</li>
	<li>Continuously enhance risk methodologies, tools, and governance practices</li>
</ul>

Risk Identification &amp; Assessment

<ul>
	<li>Lead risk identification exercises across business units (operational, financial, compliance, strategic risks, and IT system related risks)</li>
	<li>Conduct risk assessments and prioritize key risk areas</li>
	<li>Establish risk registers and maintain up-to-date documentation</li>
</ul>

Risk Mitigation &amp; Monitoring

<ul>
	<li>Design and implement risk mitigation plans and controls</li>
	<li>Monitor effectiveness of controls and recommend improvements</li>
	<li>Track key risk indicators (KRIs) and provide regular reporting to leadership</li>
</ul>

Stakeholder Management

<ul>
	<li>Partner with senior leadership, business heads, and cross-functional teams to embed risk awareness into decision-making</li>
	<li>Act as a trusted advisor on risk-related matters</li>
	<li>Facilitate risk discussions in leadership forums and committees</li>
	<li>Develop and deliver regular risk reports to senior management and prepare high-level risk updates for investors, Board of Directors, and key stakeholders</li>
</ul>

Business, Regulatory, and Compliance Oversight

<ul>
	<li>Ensure compliance with relevant laws, regulations, and internal policies</li>
	<li>Liaise with auditors, regulators, and external stakeholders when needed</li>
	<li>Stay updated on regulatory changes and assess impact to business</li>
	<li>Mapping all business processes and review and standardization of all SOPs </li>
</ul>

Crisis &amp; Incident Management

<ul>
	<li>Lead risk response during incidents and crises</li>
	<li>Develop business continuity and risk response plans</li>
	<li>Conduct post-incident analysis and drive preventive actions</li>
</ul>

Loss Prevention &amp; Fraud Management

<ul>
	<li>Define and execute loss prevention strategy to minimize fraud and operational losses</li>
	<li>Identify fraud patterns, vulnerabilities, and emerging threats</li>
	<li>Design preventive and detective controls (rules engine, alerts, monitoring systems)</li>
	<li>Partner with Product &amp; Tech to embed fraud prevention into systems and user flows</li>
	<li>Continuously monitor and optimize fraud rate, loss rate, and control efficiency </li>
</ul>

Risk Analytics &amp; Data-Driven Decisioning

<ul>
	<li>Lead the Risk Data Analyst team to build insights, dashboards, and predictive models</li>
	<li>Translate data into actionable risk strategies and business recommendations</li>
	<li>Develop and monitor Key Risk Indicators (KRIs), fraud metrics, and portfolio performance</li>
	<li>Drive automation and data-driven decisioning (e.g., rule optimization, scoring models)</li>
	<li>Collaborate with Data/Tech teams on data infrastructure and risk tooling</li>
</ul>

Team Leadership

<ul>
	<li>Lead and develop the risk management team</li>
	<li>Build risk awareness culture across the organization through training and communication</li>
</ul>

Senior Lead Risk Management

PT Bussan Auto Finance ("BAF") is one of the leading financing company in Indonesia focusing on new Yamaha brand motorcycle, used motorcycle, Sharia financing, Car, Multi-Products(electronics & home appliances), agricultural machinery, Pradana, and Adidana. In running its business, BAF is registered and supervised by Financial Service Authority (OJK) and member of Indonesia Financing Company Association (APPI) and Credit Bureau. With more than 24 years of existence, BAF has served 8.2 million customers and is supported by ± 8.200 employees in 248 locations across Indonesia.

Bussan Auto Finance

Jobdesc :

<ul>
	<li>Melaksanakan penanganan kasus yang dilakukan oleh konsumen dan memproses baik secara mediasi maupun proses hukum ke aparat penegak hukum.</li>
	<li>Menindaklanjuti laporan terkait dugaan terjadinya kasus yang dilakukan oleh konsumen dalam ranga mencegah timbulnya kasus hukum Perusahaan.</li>
	<li>Mengkoordinir, mengontrol dan memberikan report kepada Collection Litigation Head terkait aktivitas operasional Collection Litigation.</li>
	<li>Melakukan pengawasan (control) atas pembuatan somasi dan mengevaluasi hasil somasi konsumen</li>
</ul>

Collection Litigation Sr Officer

Toyota Astra Financial (TAF) was established by Astra International and Toyota Financial Services Corporation as a financial company and part of both Astra Group and Toyota value chains to provide financing solutions which support automotive sales in Indonesia.

Offers varieties of financing facilities, primarily focused on financing vehicles, with the option of conventional or sharia financing according to customer needs.

TAF develops a reliable service network based on good relationship with dealers, digitalization for more optimal access and connectivity in the business ecosystem, as well as agile organization with embedded risk management lifestyle.

Build Your Future with TAF!
1.	Health insurance for all TAF Employees
2.	Training and promotion chance in all TAF business sectors
3.	A positive working environment that promotes employee safety, growth, and goal attainment

Vision
Preferred financing solution for Toyota ownership through service excellence.

Mission
1.	To provide best value to customers
2.	Being a partner of Toyota to achieve long term success
3.	To provide sustainable value creation to stakeholders
4.	Being an employer of choice
5.	To share prosperity to community

Toyota Astra Financial Services

Responsible in audit processes at the head office, including the IT process to ensure the suitability of the implementation of corporate governance and the effectiveness of the company's work processes.

Internal Auditor

PT Wasteforchange Alam Indonesia is a company that provides waste management service from upstream to downstream with a vision of reducing the amount of waste that ends up in landfills.

Waste4Change

<ul>
	<li>Mengurus administrasi departemen hukum untuk mendukung kelancaran kerja tim secara keseluruhan.</li>
	<li>Membuat, meninjau, dan merevisi draf perjanjian/kontrak standar harian (NDA, Perjanjian Kerja Sama, Vendor Agreement, dll.).</li>
	<li>Menjadi garda terdepan (first layer) dalam merespons permintaan tinjauan hukum dasar dari unit bisnis lain guna menjaga kecepatan SLA departemen.</li>
	<li>Mengelola sistem pengarsipan dokumen legal perusahaan (legal filing system), perizinan dasar, serta pembaruan database kontrak perusahaan.</li>
</ul>

Legal Officer

OttoDigital is part of Salim Group Digital Ecosystem (Financial Technology) - aims to empower “the underserved” and “the unbanked” population through integrated implementation of the Group digital payment ecosystem. We are digital platform and solution to businesses and enterprises, enabling various digital transactions on their services to better serve consumers.

OttoDigital Group

<ul>
	<li>Reviewing and drafting various agreements, specifically focused on the Fintech industry.</li>
	<li>Handling litigation cases and managing legal issues related to fraud.</li>
	<li>Participating in and supporting various Group-level projects as required.</li>
	<li>Managing corporate secretarial duties and ensuring administrative compliance.</li>
	<li>Organizing and maintaining all legal documents and archives.</li>
	<li>Managing licenses and maintaining professional relationships with regulators.</li>
</ul>

<ul>
	<li>Menangani collection bucket di atas 210/180 hari untuk product Motorcycle.</li>
	<li>Melakukan proses rekrut eksternal collector sampai dengan registrasi.</li>
	<li>Mengevaluasi kinerja eksternal collector yang sudah direkrut.</li>
	<li>Bekerjasama dengan pihak ketiga untuk proses pencapaian dicabang</li>
</ul>

Field Collection Officer Pamulang Depok

<ul>
	<li>Menangani collection bucket di atas 210/180 hari untuk product Car/Motorcycle.</li>
	<li>Melakukan proses rekrut eksternal collector sampai dengan registrasi.</li>
	<li>Mengevaluasi kinerja eksternal collector yang sudah direkrut.</li>
	<li>Bekerjasama dengan pihak ketiga untuk proses pencapaian dicabang</li>
	<li>Berkoordinasi dengan Manager perihal proses kerja dilapangan</li>
</ul>

Asset Recovery Officer Branch Depok

Kompas Gramedia, through its more than 50 years of history, is striving for one goal: enlightening and empowering Indonesia. To ensure that we are able to serve the nation for another 50 years, we are undergoing a digital transformation; strengthening and expanding our solid business pillars by developing new digital business initiatives.

Our vision is to enlight all the people in Indonesia with all the knowledge we have.

Kompas Gramedia

<ul>
	<li>Melakukan penyusunan dan mereview peraturan perusahaan yang kemudian didaftarkan ke Kemnaker (Kementerian Ketenagakerjaan Republik Indonesia) dan mensosialisasikan ke seluruh karyawan </li>
	<li>Menangani kasus yang timbul akibat pelanggaran peraturan perusahaan oleh karyawan</li>
	<li>Memastikan administrasi legal formal terkait dengan operasional perusahaan dan ketenagakerjaan terpenuhi dan terdokumentasi dengan baik</li>
	<li>Mencari vendor baru yang akan digunakan di unit melalui proses tender</li>
	<li>Menyusun draft, memastikan kontrak disepakati, sampai dengan mendistribusikan kontrak kerjasama tersebut ke departemen pengguna jasa outsourcing</li>
	<li>Etc</li>
</ul>

Legal Industrial Officer | HR Div

<ul>
	<li>Drafting, reviewing and negotiating any types of Agreement to protect the business and legal interest of the Company</li>
	<li>Providing latest update on legislation that is relevant with the company's businesses</li>
	<li>Advising the management in relation to legal risk that may be faced by the Company</li>
	<li>Performing legal assistance in relation to dispute resolution, e.g. : criminal and/or civil cases</li>
	<li>Maintaining all types of Company's permits and licenses</li>
</ul>

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