Universal BPR is a community bank founded in 2003 by Kaman Siboro and Stephen Satyahadi - two individuals with more than 30 years of experience in banking sector. The bank is engaged in the provision of loan, saving and deposit to individuals and SMEs. For lending segment, the current ticket size is ranging from 100 million to 10 billion rupiah per customer.

Universal BPR group currently operates 10 branches located in 8 cities of Indonesia.

Universal BPR is registered and regulated by OJK (financial services authority) and is a member of LPS (deposit insurance)

MISSION STATEMENT
To become a bank that focuses on improving the quality of life of the community with integrity, respect and continuous improvement.

MOTTO
Fast, Safe, Caring

Bank Universal BPR

<ul>
	<li>Review legal validity of documents, as well as the legal capacity of parties involved in credit agreements and collateral binding</li>
	<li>Execute credit agreements and collateral binding with customers</li>
	<li>Prepare and draft MoU for cooperation with KJPP</li>
	<li>Prepare reports related to Auctions, AYDA, and Credit Agreements</li>
	<li>Prepare documentation for Auctions and AYDA.</li>
</ul>

Legal Litigasi Jambi Area

PT BFI Finance Indonesia Tbk (BFI Finance) is one of the long-established pioneers in the financing sector in Indonesia. Founded in 1982, BFI Finance is recognized as a company with a wide network, supported by more than 200 financing outlets across provinces. In 1990, the Company became one of the first multifinance companies to list its shares on the Jakarta Stock Exchange and Surabaya Stock Exchange (both now known as IDX), with the ticker code BFIN.

PT BFI Finance Indonesia Tbk

<ol>
	<li>Melakukan kegiatan penagihan dan recovery keterlambatan 91 - 270 hari</li>
	<li>Bertanggung jawab dalam pencapaian KPI melalui kegiatan collection &amp; recovery problem account baik penyelesaian melalui jalur litigasi ataupun non litigasi</li>
	<li>Membuat Memorandum Analisa Kasus (MAK) dan menyusun Rencana Penanganan Konsumen (RPK) yang efektif untuk mendukung kegiatan recovery</li>
	<li>Membangun kerjasama dengan pihak ketiga untuk peningkatan efektifitas recovery (KJPP, Balai Lelang, KPKNL, Eksternal Lawyer, Funder, Agent Property, dll)</li>
	<li>Bertanggung jawab dalam pelaksanaan strategy recovery seperti kegiatan lelang, penjualan bawah tangan, pelunasan, inventory, dan assignment pihak ketiga</li>
	<li>Membuat dokumen serah terima penanganan debitur dari ARO kepada PBF Asset Management (kronologis pastdue, history penanganan, dokumentasi surat peringatan, dll) atas kontrak-kontrak yang roll to WO)</li>
</ol>

Recovery Officer | Jawa Timur

<ul>
	<li>Melakukan penagihan kepada konsumen dengan jaminan sertifikat properti yang telat bayar</li>
	<li>Melakukan aktivitas collection harian sesuai arahan atasan, memastikan kesesuaian implementasi rencana kerja harian yang telah dibuat sebelumnya (SIC)</li>
	<li>Melakukan reminder kontrak roll rate (early warning) sehingga dapat dijadikan sebagai mekanisme kontrol dalam meminimalisasi past due roll rate</li>
	<li>Report aktivitas harian kepada atasan</li>
</ul>

PBF Account Recovery Officer Sidoarjo

<ul>
	<li>Menangani collection bucket di atas 210/180 hari untuk product Car/Motorcycle.</li>
	<li>Melakukan proses rekrut eksternal collector sampai dengan registrasi.</li>
	<li>Mengevaluasi kinerja eksternal collector yang sudah direkrut.</li>
	<li>Bekerjasama dengan pihak ketiga untuk proses pencapaian dicabang</li>
</ul>

Back End Asset Management Branch Depok

FIFGROUP, a subsidiary of PT Astra International Tbk, was established in 1989 and operates in the consumer financing sector. Their primary focus is financing Honda motorcycles through FIFASTRA. Additionally, they offer electronics and furniture financing through SPEKTRA, and multipurpose financing through DANASTRA. AMITRA provides financing for Haji, Umrah, and other Sharia services. FIFGROUP's vision is to become the best financing company in Indonesia, with a mission to deliver superior financial solutions and customer satisfaction.

FIFGROUP

PT Astra Digital Arta, also known as AstraPay is part of Astra International. AstraPay available to support current digital transactions trends for Indonesian people.

AstraPay mobile application provides range of digital transactions supporting daily needs, from electricity bill, BPJS, to health insurance payment.

Enjoy every convenience of digital transaction with AstraPay. Available on Google Play Store http://ap.money/pakaiAP

AstraPay

<ul>
	<li>Standarisasi regulasi internal.</li>
	<li>Bertanggung jawab terhadap kegiatan operasional perusahaan sesuai dengan regulasi internal dan eksternal.</li>
	<li>Memastikan regulasi internal bersifat update dan tidak tumpang tindih dengan fungsi lain.</li>
	<li>Memberikan nasihat hukum sehubungan dengan potensi resiko dan memberikan mitigasi resiko untuk setiap keterlibatan bisnis dan tindakan korporasi.</li>
	<li>Memberikan Legal Opinion (pendapat hukum) maupun rekomendasi untuk corporate baik secara internal maupun melalui koordinasi dengan Konsultan Hukum sehubungan dengan rencana pengembangan bisnis/inovasi maupun project Perusahaan.</li>
	<li>Stakeholder management.</li>
	<li>Menjalin kerjasama dengan pihak Konsultan Hukum dan Instansi terkait untuk memastikan perusahaan telah memenuhi persyaratan atas ketaatan hukum dan regulasi yang berlaku.</li>
	<li>Bertanggung jawab dalam Perlindungan Data Perusahaan serta Anti Pencucian Uang dan Pencegahan Pendanaan Terorisme perusahaan.</li>
	<li>Melakukan sosialisasi, edukasi, dan pendampingan kepada perusahaan maupun departemen terkait perihal pemberlakukan peraturan perundang-undangan yang baru maupun yang sudah ada, sebagai bentuk kontrol terhadap kepatuhan terhadap hukum.</li>
	<li>Melakukan review dan drafting dokumen legal perusahaan</li>
	<li>Menjalin kerjasama dan komunikasi dengan pihak Konsultan Hukum dan Instansi</li>
	<li>Memberikan dukungan legalitas produk-produk bisnis perusahaan untuk pemenuhan perlindungan hukum atau bisnis perusahaan.</li>
	<li>Berkoordinasi dengan Litigation Department serta departemen terkait lainnya dalam pelaksanaan legalitas perusahaan secara komprehensif serta menjadi bagian dalam sourcing information untuk keperluan Legal Audit.</li>
	<li>Memastikan seluruh aktivitas Perusahaan sesuai dengan ketentuan dan regulasi yang dikeluarkan oleh Bank Indonesia (BI) sebagai regulator, termasuk pelaporan, kepatuhan transaksi, serta implementasi kebijakan.</li>
</ul>

Legal & Compliance Head

Kompas Gramedia, through its more than 50 years of history, is striving for one goal: enlightening and empowering Indonesia. To ensure that we are able to serve the nation for another 50 years, we are undergoing a digital transformation; strengthening and expanding our solid business pillars by developing new digital business initiatives.

Our vision is to enlight all the people in Indonesia with all the knowledge we have.

Kompas Gramedia

<ol>
	<li>Drafting perjanjian bisnis dan corporate.</li>
	<li>Menganalisa dan mereview perjanjian bisnis dan corporate.</li>
	<li>Membantu Unit Bisnis dalam menghadapi somasi atau gugatan ke Pengadilan oleh pihak ketiga.</li>
	<li>Menyiapkan hingga terlaksananya jual beli tanah dan bangunan.</li>
	<li>Membantu pengurusan perijinan melalui One Single Submission hingga ke instansi terkait.</li>
	<li>Membantu persiapan dan proses dari segi legal untuk kredit serta produk-produk perbankan atau financial.</li>
	<li>Membantu RUPS Perseroan, baik formal maupun sirkuler, Jual Beli Saham, Persetujuan Komisaris, dan sebagainya (sesuai UUPT).</li>
	<li>Pendirian PT Indonesia dan luar negeri (Singapura, Hongkong, Common Island)</li>
</ol>

Corporate & Business Legal Officer

Starting an unincorporated business in 1996, Simbadda Group has been distributing high quality consumer electronics throughout Indonesia. The business unit has started to form a corporate business since 2002.

One of our leading brands is SIMBADDA, which is known by the Indonesian people as a pioneer of speakers, cases and power supplies. We are also involved in the distribution of premium gadget accessories and PC components. Simbadda Group will continue to expand its distribution business to grow in the consumer electronics industry in Indonesia.

Simbadda Group always upholds the value of honesty, among others: honesty of quality,  honesty of cooperation in business and trying to establish cooperation with all partners  throughout Indonesia. 

Currently, Simbadda Group is expanding towards digital transformation that is looking for  enthusiastic, passionate, ambitious individuals to be part of us. 


Simbadda Group

<ul>
	<li>Draft, review, and negotiate commercial contracts, agreements, and legal documents.</li>
	<li>Advise management on legal implications of business decisions and strategies.</li>
	<li>Ensure legal compliance with company policies, regulations, and applicable laws.</li>
	<li>Liaise with external legal counsel when necessary.</li>
	<li>Manage and resolve legal disputes, complaints, and litigation matters.</li>
	<li>Support internal teams (HR, Finance, Operations, Commercial) with legal guidance.</li>
	<li>Conduct legal research and monitor changes in applicable laws and regulations.</li>
	<li>Prepare and maintain legal documentation, including company licenses and contracts.</li>
</ul>

Legal Counsel Manager

<ul>
	<li>Menangani collection bucket di atas 210 hari untuk product Car (Mobil).</li>
	<li>Melakukan proses rekrut eksternal collector sampai dengan registrasi.</li>
	<li>Mengevaluasi kinerja eksternal collector yang sudah direkrut.</li>
	<li>Bekerjasama dengan pihak ketiga untuk proses pencapaian dicabang</li>
	<li>Berkoordinasi dengan Manager perihal proses kerja dilapangan</li>
</ul>

Asset Recovery Car Officer Branch Tangerang

<ul>
	<li>Melakukan penagihan kepada konsumen telat bayar</li>
	<li>Mengunjungi konsumen yg telat pembayaran</li>
	<li>Memberikan Surat Peringatan (SP) kepada konsumen telat bayar</li>
	<li>Melakukan control data pastdue</li>
	<li>Melakukan negosiasi kepada konsumen telat bayar untuk melunasi kewajiban</li>
	<li>Membuat reporting harian, mingguan, bulanan</li>
	<li>Membuat rencana kerja dengan efektif dan efisien</li>
</ul>

Staff Penagihan Penempatan Mataram

Gambaran Pekerjaan

Field Asset Management adalah staff atau karyawan yang bertanggung jawab mengenai aset perusahaan di lapangan. Lebih detail dijabarkan sebagai berikut:

Melakukan penagihan secara profesional kepada konsumen telat bayar

Melakukan control data pastdue

Melakukan negosiasi kepada konsumen telat bayar untuk melunasi kewajiban

Membuat reporting harian, mingguan, bulanan

Membuat rencana kerja dengan efektif dan efisien

Collector Penempatan Sumbawa

Considered as one of Indonesian fastest growing tax firms entailing significant growth since its initial establishment in 2012 and claiming its presence in Jakarta, Gresik, Surabaya, and Cikarang, TaxPrime have the largest number of experts who formerly worked in the Indonesian Tax Authority with strong expertise in risk identification and interpersonal skills as key factors in handling tax compliance, tax audits, up to tax dispute resolution.

Its rapid development is supported by a number of young passionate professionals with an expertise in Taxation, Customs, Business, and Management who committed to perform beyond the excellence standard in the tax consulting industry through demonstrating integrity, teamwork, and resilience in the most appropriate manner.

TaxPrime exists to create and improve value-added in the client business operations and to build a sustainable relationship both with clients and its employees by embracing the latest technology and actively developing its products based on experiences and high level of knowledge in delivering services by optimizing the utilization of a cloud base project management system to maintain TaxPrime’s service levels to clients and to integrate all components required in the completion of a project.

For TaxPrime, 'good' is not enough. we strive to attain beyond the expectation, to be excellent at all that we do, to make a positive impact in the society, and to facilitate the success of our people.

TaxPrime

<ul>
	<li>Prepare and review financial analyses required for GMT/Effective Tax Rate calculations (data collection, reconciliations, tax adjustments).</li>
	<li>Interpret financial statements and map between accounting (PSAK/IFRS) and tax bases.</li>
	<li>Prepare supporting workpapers, templates, and documentation for GMT compliance.</li>
	<li>Assist in preparing client deliverables: memoranda, client Q&amp;As, and training materials.</li>
	<li>Co-develop and deliver training sessions (client and internal) on Pillar Two readiness, data mapping, and ETR/top-up walkthroughs; prepare decks, handouts, and demo files.</li>
	<li>Maintain training assets and knowledge base (version control, branding, FAQs) and incorporate participant feedback into updates.</li>
	<li>Regulatory monitoring: Track OECD guidance and PMK 136/2024 updates; summarize impacts and promptly refresh models, templates, and training content.</li>
	<li>Client readiness assessments &amp; simulations: Diagnose people–process–technology readiness, run dry-run simulations/pilot computations, and propose remediation roadmaps and steady-state calendars.</li>
	<li>Support tax audits and information requests from tax authorities.</li>
	<li>Liaise with client finance teams to obtain data and explain adjustments.</li>
	<li>Participate in client meetings and present findings to managers.</li>
	<li>Contribute to continuous improvement of internal GMT tools, templates, and processes.</li>
</ul>

Transaction & International Tax Advisory Senior Associate

GTech is a global digital technology enabler, we provide integrated digital solutions for multiple industries. Our platforms cover omnichannel commerce digitalization, DTC commerce transformation, FinTech, Customer Relationship Management and supply chain digitalization.

PT GTECH DIGITAL ASIA

<ul>
	<li>Provide legal guidance on corporate, commercial, and regulatory matters within the tire or mining industry.</li>
	<li>Draft, review, and negotiate contracts, agreements, and other legal documents.</li>
	<li>Ensure compliance with local, national, and international laws and regulations.</li>
	<li>Manage legal risks related to business operations and transactions.</li>
	<li>Advise management on legal implications of business decisions and strategies.</li>
	<li>Represent the company in legal matters, including disputes and litigation.</li>
	<li>Work closely with internal teams (e.g., HR, finance, operations) to ensure legal compliance across departments.</li>
	<li>Keep up to date with industry-specific legal trends, regulations, and best practices</li>
</ul>

Legal Counsel | GTech Group

Secure Parking adalah perusahaan jasa perparkiran yang telah hadir di Indonesia sejak Oktober 1992, dimana diawali dengan mendapatkan kepercayaan untuk mengelola sebidang lahan berupa tanah kosong di sebuah area di Jakarta Pusat.

Berbicara mengenai bisnis perparkiran saat itu, sangatlah identik dengan kehidupan yang keras, premanisme, pelayanan yang minim dan tanpa akuntabilitas yang jelas. Untuk itu Secure Parking hadir di Indonesia dengan tekad ingin menciptakan bisnis perparkiran menjadi sektor usaha yang dikelola dengan profesional yang memiliki kualitas sumber daya manusia yang profesional, mempergunakan teknologi yang selalu disesuaikan dengan perkembangan jaman, pertanggungjawaban keuangan yang transparan dan mengedepankan pelayanan yang prima terhadap pengguna jasa
Secure Parking.

Sampai saat ini, Secure Parking telah mendapatkan kepercayaan untuk mengelola lebih dari 1300 lokasi yang tersebar di seluruh kota di Indonesia dengan total lebih dari 1.000.000.000 marka parkir dan mempekerjakan lebih dari 11.000 tenaga kerja yang terlatih dan terampil.

Untuk mewujudkan komitmen kerja nyata kami kepada masyarakat luas di tanah air, Secure Parking selalu melakukan survey secara regular untuk memastikan kepuasan dari seluruh pengguna jasa Secure Parking. Sehingga apabila ada hal-hal yang perlu ditingkatkan maka Secure Parking akan senantiasa memperbaikinya demi terwujudnya kepuasan pengguna jasa Secure Parking.

Secure Parking

<ul>
	<li>Menyusun, mereview, dan mengoreksi kontrak, perjanjian kerja sama, MoU, NDA, dan dokumen hukum lainnya</li>
	<li>Memastikan dokumen legal sesuai dengan peraturan perundang-undangan yang berlaku</li>
	<li>Memberikan opini atau masukan hukum kepada divisi lain terkait aktivitas bisnis perusahaan</li>
	<li>Memastikan seluruh dokumen perusahaan valid dan up to date</li>
	<li>Menangani permasalahan hukum seperti sengketa bisnis, perselisihan kontrak, atau gugatan hukum (jika ada)</li>
	<li>Menyusun laporan hukum berkala untuk manajemen</li>
	<li>Mendokumentasikan seluruh aktivitas hukum perusahaan dengan rapi dan akurat.</li>
</ul>

SPV Legal

<ul>
	<li>Melakukan penagihan kepada konsumen telat bayar</li>
	<li>Melakukan control data pastdue</li>
	<li>Melakukan negosiasi kepada konsumen telat bayar untuk melunasi kewajiban</li>
	<li>Membuat reporting harian, mingguan, bulanan</li>
	<li>Membuat rencana kerja dengan efektif dan efisien</li>
</ul>

Staff Penagihan Penempatan Manggarai

Gambaran Pekerjaan

Field Asset Management adalah staff atau karyawan yang bertanggung jawab mengenai aset perusahaan di lapangan. Lebih detail dijabarkan sebagai berikut: 

<ul>
	<li>Melakukan penagihan secara profesional kepada konsumen telat bayar</li>
	<li>Melakukan control data pastdue</li>
	<li>Melakukan negosiasi kepada konsumen telat bayar untuk melunasi kewajiban</li>
	<li>Membuat reporting harian, mingguan, bulanan</li>
	<li>Membuat rencana kerja dengan efektif dan efisien</li>
</ul>

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