Universal BPR is a community bank founded in 2003 by Kaman Siboro and Stephen Satyahadi - two individuals with more than 30 years of experience in banking sector. The bank is engaged in the provision of loan, saving and deposit to individuals and SMEs. For lending segment, the current ticket size is ranging from 100 million to 10 billion rupiah per customer.

Universal BPR group currently operates 10 branches located in 8 cities of Indonesia.

Universal BPR is registered and regulated by OJK (financial services authority) and is a member of LPS (deposit insurance)

<b>MISSION STATEMENT</b>
To become a bank that focuses on improving the quality of life of the community with integrity, respect and continuous improvement.

<b>MOTTO</b>
Fast, Safe, Caring

Bank Universal BPR

<ul>
	<li>Carry out operational checks related to opening savings and deposit accounts</li>
	<li>Checking transaction call backs</li>
	<li>Conformity of monthly reports and bookkeeping</li>
	<li>Inspection of credit files and on the spot debtors</li>
</ul>

Internal Auditor

<ul>
	<li>Process loan disbursement, booking, and settlement in accordance with approved credit decisions and SOP</li>
	<li>Manage loan administration and ensure the completeness and accuracy of credit documents</li>
	<li>Monitor active loan portfolios and credit facility data</li>
	<li>Handle safe keeping of credit and collateral documents</li>
	<li>Prepare and submit periodic loan operational reports</li>
	<li>Ensure loan processes are conducted accurately, timely, and in line with SLA</li>
	<li>Support internal and external audit activities</li>
	<li>Coordinate with related units to ensure smooth loan operations.</li>
</ul>

Loan Operational Officer

PT BFI Finance Indonesia Tbk (BFI Finance) is one of the long-established pioneers in the financing sector in Indonesia. Founded in 1982, BFI Finance is recognized as a company with a wide network, supported by more than 200 financing outlets across provinces. In 1990, the Company became one of the first multifinance companies to list its shares on the Jakarta Stock Exchange and Surabaya Stock Exchange (both now known as IDX), with the ticker code BFIN.

PT BFI Finance Indonesia Tbk

<ul>
	<li>Melakukan proses tanda tangan kontrak debitur</li>
	<li>Melakukan foto unit, foto no rangka &amp; no nesin, dan foto TTD debitur</li>
	<li>Pengisian form checklist</li>
	<li>Pengecekan FPP</li>
	<li>Melakukan receive BPKB</li>
	<li>Melakukan finish layanan tanda tangan kontrak pada antrian online</li>
</ul>

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