PT BFI Finance Indonesia Tbk (BFI Finance) is one of the long-established pioneers in the financing sector in Indonesia. Founded in 1982, BFI Finance is recognized as a company with a wide network, supported by more than 200 financing outlets across provinces. In 1990, the Company became one of the first multifinance companies to list its shares on the Jakarta Stock Exchange and Surabaya Stock Exchange (both now known as IDX), with the ticker code BFIN.

PT BFI Finance Indonesia Tbk

Melakukan penagihan secara efektif dan efisien kepada konsumen yang ada keterlambatan pembayaran dari 91-210 hari, sehingga dapat mengembalikan status kontrak pastdue menjadi current.

Memenuhi target penagihan individu bulanan kepada konsumen yang ada keterlambatan.

Collection Officer Bogor

Advance Innovations (AdIns) is Independent Software Vendor that established in 2000. We have comprehensive an end-to-end solution for financial businesses such as customer finance and leasing solution, mobile solution, document solution, IT training and development solution, data warehouse and business intelligent solution and payment channel solution. With all of this solutions we are a market leader in this industry with 60% of market share. AdIns has an excellent track record and 100% success rate in project implementation supported by an excellent combination of highly skilled professionals, in-depth business understanding, and extensive experience in financial industry especially banking and multi-finance company.

Feels Like Home

We do not care about who you are, where do you come from, or the colour of your skin. You are one of us and we are one of you. AdIns is home to young innovative professionals, because we know that modern problem need a modern solution. Having fun while working will make an enjoyable, conducive, and comfortable working place and it is one of the privilege that gave to the employees.

Learning Experience

If you are looking for a job, AdIns is not the right place for you, if you have huge thirst of knowledge, AdIns is the perfect place to keep on learning and developing yourself. Learning is the journey of a lifetime, that's why AdIners aren't just encouraged but also sponsored to take a bunch of certification for free.

Same Frequency

We understand that not everyone can get along with each other and we all have a fear of being judged. You can be yourself without any hesitation because we talk in the same frequency and have the same set of mind on this world. Being bullied and be the bully with no heartache is an everyday thing.

Facility & Reward

Greater power comes with greater responsibility, no pain no gain, yin and yang, everything come in pairs and have to be balance. AdIns will see and acknowledge every skill and potential that you have, so do not be afraid and feel free to do more than what they expect. We really appreciate our loyal and dedicated employees with a further study, certification, vacation trip, etc.

Follow our Social Media
Instagram: @lifeatadins
Youtube: AdIns Official
Tiktok: adins_official
LinkedIn: PT. Adicipta Inovasi Teknologi (AdIns)
Facebook: PT Adicipta Inovasi Teknologi (AdIns)

PT. Adicipta Inovasi Teknologi (AdIns)

<ul>
	<li>Evaluating business processes, anticipating requirements, uncovering areas for improvement, and developing and implementing solutions</li>
	<li>Leading ongoing reviews of business processes and developing optimization strategies</li>
	<li>Performing requirements analysis</li>
	<li>Documenting and communicating Requirements, Analysis &amp; User Acceptance Test</li>
	<li>Effectively communicating insights and plans to cross-functional team members and management</li>
	<li>Gathering critical information from meetings with various stakeholders and producing useful reports</li>
	<li>Ensuring solutions meet business needs and requirements.</li>
	<li>Performing user acceptance testing</li>
	<li>Prioritizing initiatives based on business needs and requirements</li>
</ul>

Business Analyst

Founded in 2015, Mamikos started by introducing a matching platform then our service has evolved to a full-stack property management equipped with property management technology to ensure a seamless experience for both tenants and property owners. Our mission is to make a better standard of kos (property tech) industry for both kos owners & tenants.

We have helped millions of people to find their “home” away from home while pursuing their dreams to study or work. In 2022, we have achieved 7 million monthly active users and >200,000 listed properties in our platform that makes us the no. 1 property tech company in Indonesia.

We imagine ourselves as a door for people to achieve their dreams. We are creating a welcoming and inclusive environment that provides opportunities for everyone to succeed and achieve their dream through hard work and determination. We're dedicated to opening up every possibility for our team members to achieve their dreams.

We are Mamikos, we open the door to every dream.

Join our awesome Mamiteam and visit our website www.mamikos.com/career
And also keep up with our exciting journey:
Instagram: www.instagram.com/@insidemamikos
Medium: www.medium.com/@insidemamikos 

Mamikos

<ul>
	<li>Analyze and report on weekly and monthly commercial performance, identifying key trends and proposing actionable next steps, on top of ad-hoc reporting.</li>
	<li>Own property evaluation process, providing timely and accurate analysis to our Sales and Account Management teams.</li>
	<li>Identify and lead initiatives to improve and automate reports, dashboards, and analytical processes.</li>
	<li>Collaborate closely with Product, Ops, and Marketing teams to ensure our commercial strategies are aligned and effective.</li>
</ul>

Commercial Analyst

PT BCA Finance berdiri pada tahun 1981 dengan nama PT Central Sari Metropolitan Leasing Corporation (CSML). Pada awal berdirinya, pemegang saham Perusahaan adalah PT Bank Central Asia dan Japan Leasing Corporation. Saat itu Perusahaan masih memfokuskan usaha pada pembiayaan komersial, seperti pembiayaan mesin-mesin produksi, alat berat dan transportasi.

Selanjutnya pada tahun 2001 PT Central Sari Metropolitan Leasing berubah nama menjadi PT Central Sari Finance (CSF), diikuti dengan perubahan kepemilikan saham, dimana PT Bank Central Asia, Tbk (BCA) menjadi pemegang saham mayoritas, serta perubahan fokus usaha menjadi pembiayaan kendaraan bermotor, khususnya roda empat atau lebih. Terakhir, Sesuai dengan Surat Keputusan Menteri Hukum dan Hak Asasi Manusia Republik Indonesia No.C-08091 HT.01.04.TH.2005, maka per tanggal 28 Maret 2005 PT Central Sari Finance telah berubah nama menjadi PT BCA Finance.

Kini BCA Finance sendiri telah berhasil mencatatkan asset kelolaan sebesar 52 T dengan profit 1,6 T. Dengan misinya untuk menjadi perusahaan terkemuka di industri pembiayaan PT BCA Finance senantiasa melakukan perubahan dan pengembangan model bisnis untuk menjawab tantangan dan kebutuhan zaman dimana hal ini sejalan dengan tag line perusahaan yaitu solusi tepat pembiayaan anda. 

Untuk mencapai hal tersebut PT BCA Finance memiliki nila-nilai perusahaan yang senantiasa diterapkan yaitu FOCUS yang terdiri dari:

First Class Teamwork
Orientation to Quality
Customer Focus
Uncompromise Integrity
Striving for Excellence

Melalui FOCUS ini seluruh karyawan diarahkan untuk memiliki budaya kerja yang sama sehingga tercipta sebuah Tim yang solid dalam menjalankan bisnis.

Untuk SDM sendiri selain penanaman budaya perusahaan BCA Finance juga focus pada pengembangan skill dan karir karyawannya oleh karena itu kebutuhan pejabat di BCA Finance 90% diperoleh dari internal.

PT BCA Finance

<ul>
	<li>Membantu dan menangani dalam penyelesaian project-project yang sedang dilakukan di perusahaan</li>
	<li>Mempersiapkan serta melakukan presentasi dan sosialisasi ke setiap unit yang ada di dalam perusahaan</li>
	<li>Melakukan renew aplikasi yang ada di dalam perusahaan</li>
	<li>Membantu dalam menganalisa secara tepat sesuai dengan kebutuhan untuk project perusahaan</li>
	<li>Membantu dalam mengimplementasikan project yang ada di perusahaan</li>
</ul>

 

BCA Finance tunduk pada ketentuan UU Nomor 27 Tahun 2022 tentang Perlindungan Data Pribadi berikut aturan turunan serta perubahan-perubahannya dari waktu ke waktu. Saya menyetujui data-data saya digunakan, diverifikasi, dikelola dan ditatausahakan untuk tujuan perekrutan di PT BCA Finance.

Policy & Process Development Support & Recovery Staff

PT Kliring Penjaminan Efek Indonesia (KPEI) was established in 1996 as a Clearing and Guarantee
Institution or Central Counterparty (CCP) for the Indonesian capital market. In accordance with Law
No. 8 of 1995 on Capital Market, the Government of the Republic of Indonesia designated KPEI as
part of the Self-Regulatory Organization (SRO) of the Indonesian capital market, together with PT
Bursa Efek Indonesia (IDX) and PT Kustodian Sentral Efek Indonesia (KSEI). 

As an entity, KPEI’s line of business is to organize clearing of securities exchange transaction and
regulated over-thecounter (OTC) transactions as well as securities exchange settlement guarantee.
The development of industry and economy has enabled KPEI to expand its business activities by
conducting other financial supporting services, with the approval of the Financial Services Authority
(FSA) and in accordance with applicable laws and regulations. The year 2020 marked another
milestone of KPEI as it expanded its role as central counterparty (CCP) of the OTC Derivative market
in order to support the Government’s program to develop and integrity, efficient, and transparent
money market.

PT Kliring Penjaminan Efek Indonesia (KPEI)

Pada posisi ini Anda akan bertanggung jawab dalam mengelola pelaksanaan inisiatif pengembangan bisnis dan mengelola pelaksanaan proyek sesuai dengan strategi bisnis perusahaan. Pada posisi ini Anda akan bertanggung jawab dalam mengelola pelaksanaan inisiatif pengembangan bisnis dan mengelola pelaksanaan proyek sesuai dengan strategi bisnis perusahaan

Staf Unit Manajemen Proyek

<ul>
	<li>Melakukan penagihan secara profesional kepada konsumen telat bayar dengan keterlambatan 1-90 hari</li>
	<li>Melakukan negosiasi kepada konsumen telat bayar untuk melunasi kewajiban</li>
	<li>Membuat repporting harian, mingguan, bulanan</li>
	<li>Membuat rencana kerja dengan efektif dan efisien </li>
</ul>

Field Collector Cabang Cibubur

Kompas Gramedia, through its more than 50 years of history, is striving for one goal: enlightening and empowering Indonesia. To ensure that we are able to serve the nation for another 50 years, we are undergoing a digital transformation; strengthening and expanding our solid business pillars by developing new digital business initiatives.

Our vision is to enlight all the people in Indonesia with all the knowledge we have.

Kompas Gramedia

<ul>
	<li>Responsible for planning and implementing the MBKM Entrepreneurship Cluster program/collaboration with external partners (international universities) to support international accreditation of Higher Education (UMN)'- Become a coordinator and contact person for students participating in the MBKM Cluster Entrepreneurship/external collaboration program.</li>
	<li>Responsible for evaluating and monitoring the development of startups and the effectiveness of implemented programs, as well as providing recommendations for the next program.</li>
	<li>Responsible for finding partners (mentors, industry partners) needed to implement the MBKM Entrepreneurship Cluster collaboration</li>
	<li>Responsible for exploring potential collaborations and being a contact person with external partners (local and international).</li>
	<li>Responsible for managing activities (workshops, mentoring) for startups in the MBKM Entrepreneurship Cluster program</li>
	<li>Responsible for administration and reporting for progress and final results of startups in the MBKM Entrepreneurship Cluster</li>
	<li>Coordinate with lecturers and faculties in the student selection process and implementation of the Entrepreneurship Cluster MBKM program</li>
</ul>

Program Officer_Skystar Ventures at Universitas Multimedia Nusantara

PT Wasteforchange Alam Indonesia is a company that provides waste management service from upstream to downstream with a vision of reducing the amount of waste that ends up in landfills.

Waste4Change

Fundraising:

<ul>
	<li>Lead and ensure smooth processes related to grants, blended financing, and innovative funding for each business line.</li>
	<li>Design supporting documents together with business units such as business plans, pitch decks, financial plans and other relevant documents to support the funding process.</li>
	<li>Identify funding opportunities from grants, blended financing, to innovative funding per business line and establish agreements with donors/investors.</li>
	<li>Prepare reports on results from various funding sources to ensure transparency and accountability.</li>
</ul>

 
Sales Acquisition:

<ul>
	<li>Responsible for the process and achievement of sales acquisition targets in the business.</li>
	<li>Evaluate and improve sales methods, data alignment, marketing techniques, and other strategies to improve sales team performance between &amp; all business units.</li>
	<li>Act as a representative of the sales team for certain market segments according to the company's targets.</li>
	<li>Prepare reports related to sales achievements and identify gaps against predetermined targets.</li>
</ul>

Fundraising & Sales Acquisition Lead

PT Kualitas Tekhnologi Asia (Qualitas) was founded in 2012 with the intention to assist companies in utilizing the right information technology. Started from a small team, Qualitas was delivering one project continued with other projects and the company was growing along with more trust we gain from our customers. We are partnering with the best solution available in the market: ERP, Business Intelligence, Supply Chain Optimization, and Education Solution. We also developed our own mobile solutions and games applications to complement those established solutions. To move toward our company vision ‘to be the most innovative IT and business solution provider in South East Asia’, now we have offices in Indonesia (Jakarta & Surabaya), Singapore, and Malaysia.

PT Kualitas Tekhnologi Asia

Job Descriptions:

Manage complex calendars, schedule meetings, and coordinate logistics for internal and external engagements.

Prepare presentations, reports, and correspondence on behalf of executives.

Handle confidential documents and ensure they remain secure.

Assist with the planning and execution of company-wide events, conferences, and off-sites.

Liaise with HR, Finance, and other departments on administrative matters.

Provide support for budget tracking, invoice processing, and procurement for executive needs.

Act as a cultural ambassador and uphold company values in all interactions.

Executive Assistant

FIFGROUP, a subsidiary of PT Astra International Tbk, was established in 1989 and operates in the consumer financing sector. Their primary focus is financing Honda motorcycles through FIFASTRA. Additionally, they offer electronics and furniture financing through SPEKTRA, and multipurpose financing through DANASTRA. AMITRA provides financing for Haji, Umrah, and other Sharia services. FIFGROUP's vision is to become the best financing company in Indonesia, with a mission to deliver superior financial solutions and customer satisfaction.

FIFGROUP

PT Astra Digital Arta, also known as AstraPay is part of Astra International. AstraPay available to support current digital transactions trends for Indonesian people.

AstraPay mobile application provides range of digital transactions supporting daily needs, from electricity bill, BPJS, to health insurance payment.

Enjoy every convenience of digital transaction with AstraPay. Available on Google Play Store http://ap.money/pakaiAP

AstraPay

<ul>
	<li>Conduct research on market trends, competition, and customer needs</li>
	<li>Assist in shaping the strategy for business portfolios and initiatives</li>
	<li>Align business/initiative understanding across departments for better coordination</li>
	<li>Accelerate common understanding on existing product &amp; services to deep dive future opportunity for portfolio growth (e.g. Initiative prioritization, Resource Capability, Determine Strategic Focus, etc)</li>
	<li>Ensure business/initiative understanding through cross function alignment (e.g. Value Stream, Swimlane, Flow Chart Mapping, etc) to completely understand (at full visibility) on the Business</li>
	<li>Provide clear &amp; specific milestones of business/initiative to ensure calculated deliverables &amp; development pace (e.g. Project Charter, Project Pre-requisite, Project Governance &amp; Documentation, MVP Deliverables, etc)</li>
	<li>Provide internal consultancy, project collaboration, and research data across both internal &amp; external functions</li>
</ul>

Business Development Analyst

Asuransi Astra has been serving customers for more than half a century, precisely since September 12, 1956. The company, known for its Garda Oto motor vehicle insurance products, serves customers through a network of services spread across 28 branch offices, as well as service units and Garda Centers that continue developing. In addition to motor vehicle insurance, other products from Asuransi Astra are Garda Medika health insurance, mining industry insurance, agribusiness industry insurance, shop insurance, gas station insurance, sharia insurance, and others.

Since 2015, Asuransi Astra has developed its products and services digitally and introduced Garda Mobile as a collection of mobile applications intended for retail, commercial and general customers. The four Garda Mobile applications namely Otocare, Medcare, HR-access, and CR-access are consistently updated through various innovations aimed at customer convenience and comfort. The latest innovation developed in the Garda Mobile Otocare with the presence of GarXia, the first insurance purchase chatbot in Indonesia that can also help customers in reporting claims and the Garda Mall feature that allows users to shop for a variety of automotive needs, Astra Financial financial products, also to buying and selling cars. Asuransi Astra also has four digital products namely Garda Me, Garda Edu, Garda Home, and Garda Trip which can be purchased easily and quickly through the gardaoto.com site.

Asuransi Astra performance has also been recognized with various awards that have been received, including: Platinum Indonesia Best Brand Award (2002-2019), Top Brand Award (2007-2019), Service Quality Award (2007-2018), Corporate Image Award ( 2007-2019), Indonesian Customer Satisfaction Award (2001-2017), Indonesia Original Brand Award (2017-2019), General Insurance with very good financial performance in the Infobank Insurance Award (2008-2016, 2019), Excellent Service Experience Award (2013 -2020), Contact Center Service Excellence Award (2013-2020), Social Media Award (2012, 2016), Indonesia Sharia Finance Award (2017), Insurance Award (2017-2018), Insurance Consumer Choice Award (2017-2018), Asian Brands (2018), Marketing Award (2018), Indonesia Digital Innovation Award (2018), Markeeter of the Year (2018-2019), Infobrand Mobile Application Choice (2018), Marketeers Editor Choice Award (2018-2019), Indonesia Insurance Innovation Award (2019), Indonesia Digital Popular Brand Award (20 19), and others.

With the support of branches and workshops that are spread all over Indonesia, along with the best services and a series of achievements, certainly not stopping the steps of Asuransi Astra innovation through products that are built from the new spirit of Asuransi Astra to always provide comfort and peace for every customer. Therefore, Asuransi Astra will invest time and effort so that you always smile. "Peace of Mind to Millions" is the result that Asuransi Astra will provide to each customer.

Disclaimer: 
Asuransi Astra tidak pernah memungut biaya apa pun untuk seluruh proses rekrutmen. Apabila menemukan kejanggalan terkait kegiatan yang mengatasnamakan Asuransi Astra, cek kebenaran informasi tersebut melalui Garda Akses 1 500 112, atau Instagram @AsuransiAstra.

Asuransi Astra

Corporate Planning Analyst will responsible to identify and monitor the implementation of the company's business activities to ensure that all of the company's business strategies can be implemented optimally in accordance with planned targets.

Job Description:

<ul>
	<li>Plan: Gather the data from all business unit</li>
	<li>Do: (a) Ensure there is alignment between management strategy and business units; (b) Identifying, compiling reports, and analyze company business data activities so that it can be evaluated by management; (c) Ensure the data or information that will be processed into reports for management is correct and accurate.</li>
	<li>Check: Prepare monthly review with every business unit to plan activities to achieve company's business targets.</li>
	<li>Action: Ensure the implementation of the planned activities and provide suggestion to business units that need correction so that they can achieve optimal targets.</li>
</ul>

Senior Corporate Planning Analyst

Established in 1953 by Go Soei Kie (Dasuki Angkosubroto) as a commodities trading business, Gunung Sewu has grown to become one of Indonesia’s premier diversified business groups, with a workforce of approximately 30,000 professionals encompassing operations in the food, insurance, property, manufacturing and other emerging businesses. We believe that Indonesia is a market that can be developed involving ecosystems that are sustainable, whilst aiming to lead by example.
 
We take pride in our humble beginnings, and have grown over the years by placing Passion, Purpose, and Progress as the cornerstone of our activities and focus on creating value in a sustainable manner, as we believe these are the keys to our long-term success. We nurture new businesses, but also work on expanding our existing ones and to develop close relationships with our partners and stakeholders to preserve brand equity across generations.
 
While we celebrate our time-tested values, long-standing heritage and history that spans over 65 years, we believe the global market rewards companies that are striving to explore new horizons. To this end, we aim to nurture progress by fostering an entrepreneurial spirit, guided by integrity and fairness amongst our workforce.

Gunung Sewu Kencana

Ready to launch your career purpose and impact? 
Gunung Sewu is calling all bold, driven, resilient, and future-minded Gen Z talents to be part of LEAD 2026 - Our-signature Management Trainee Program designed to shape tomorrow's leaders through real-world challenges, hands on experiences, mentorship from top business minds.

Why Join LEAD?

<ul>
	<li class="text-justify">Real Exposure, Real and High Impact. 
	You will be given early responsibility to lead by taking on highly impact and meaningful projects across our diverse business units - from food, insurance, property, manufacturing to consumer goods. 
	 </li>
	<li class="text-justify">Rotational Assignments 
	Get involved in 3 cross industries projects that stretch your thinking, sharpen your skills and expand your leadership horizon. 
	 </li>
	<li class="text-justify">Business Boot-Camp 
	Kick things off with over 300 hours immersive bootcamp - filled with internal filled expert-led sessions, simulations, and practical and real assignment as well as learn from world class trainers 
	 </li>
	<li class="text-justify">Coaching &amp; Mentorship 
	Work side-by-side with seasoned professional and industry experts who will coach you every step of the way 
	 </li>
	<li class="text-justify">Accelerated Growth Path 
	Get the chance to fast-track and be ready to be Jr Manager once completed the program in 24 months and high performers shall continue grow within the Gunung Sewu Group</li>
</ul>

We are Looking For:

<ul>
	<li class="text-justify">Go-Getter - Passionate, driven and love pushing boundaries</li>
	<li class="text-justify">Change makers - Not afraid to speak up, take initiative and lead change</li>
	<li class="text-justify">Reliable Player - Committed, accountable, and growth-minded</li>
</ul>

Your LEAD Journey:

<ul>
	<li class="text-justify">Month 1-2 : Business Management Bootcamp + Real Assignment</li>
	<li class="text-justify">Month 3-24: Three rotational assignment across Gunung Sewu business units, developing real leadership and managerial skills 
	 </li>
</ul>

Ready to lead the future? 
Apply now and start your journey with #LEADtheWay of Gunung Sewu

Gunung Sewu LEAD Management Trainee

Boga Group operates over 100 restaurants and outlets as of early 2022, employing more than 5,000 skilled professionals. By the end of 2022, the number of outlets is expected to reach 180+ store. This rapid expansion is driven by the group’s commitment to high-quality ingredients and exceptional service, setting it apart in the industry.  

Boga Group’s diverse portfolio includes Bakerzin, Pepper Lunch, Paradise Dynasty, Shaburi, Kintan Buffet, Shaburi & Kintan, Putu Made, Kimukatsu, Yakiniku Like, Ocean 8, Loaf Bun, Ebiga, Ocean 11, and TenTen. These brands cater to customers across Indonesia, including major cities such as Jakarta, Bandung, Surabaya, Yogyakarta, and Bali. The group also operates Boga Catering, a premium catering service.

Boga Group

<ul>
	<li>Manage and supervise the execution of strategic company projects through data research, analysis, and cross-department coordination to deliver data-driven recommendations, ensure effective project implementation, and support accurate and timely management decision-making.</li>
	<li>Collect data to provide additional strategic insights, including but not limited to external data (F&amp;B industry trends, SWOT analysis, competitor performance, consumer insights, etc.) and internal data (brand/department data required for initial analysis).</li>
	<li>Conduct data cleaning and organizing to ensure data is well-structured, standardized, and ready for analysis.</li>
	<li>Assist in developing initial hypotheses on trends and/or key findings from the collected data.</li>
	<li>Prepare clear and structured analytical reports.</li>
	<li>Follow up on project progress with PICs to ensure timeline alignment.</li>
	<li>Report delays and implementation issues to the SPM Manager for follow-up actions.</li>
	<li>Update dashboards to ensure accurate project implementation monitoring.</li>
	<li>Manage all departmental documents and administration, including but not limited to ISO requirements, ensuring compliance, proper filing, and timely fulfillment according to established standards and schedules.</li>
</ul>

Strategic Project Management Supervisor

Bertanggung jawab menjaga dan mengawasi kontrak-kontrak produk mobil yang menjadi assignment di wilayah tagihnya dengan merencanakan segala recovery (kontrak past due 91-210) dengan pelunasan ataupun penarikan, kontrak dengan default status NPL agar dapat meminimalisir kontrak masuk ke WO, bertanggung jawab membuat dan mempunyai jaringan dengan pihak eksternal untuk membantu recovery NPL

Back End Asset Management Branch Tambun

<ul>
	<li>Analyze and propose improvements to business processes to enhance operational efficiency and service quality in Motor Vehicle Insurance operations.</li>
	<li>Execute and monitor improvement projects to ensure successful implementation and alignment with performance KPIs.</li>
	<li>Supervise and control all operational activities, including complaint handling, to ensure service level agreement (SLA) compliance.</li>
	<li>Lead and manage a team of ±30 people, consisting of Coordinators and Surveyors across branch locations.</li>
	<li>Monitor and improve service delivery and processes in alignment with operational KPIs for Motor Vehicle Insurance services.</li>
	<li>Provide operational support at the assigned branch location (Medan, Surabaya, or Bandung), ensuring branch performance meets company standards.</li>
</ul>

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