Jendela Group is a property and asset management company specializing in property development, marketing, and integrated management services. The company is committed to delivering professional, transparent, and results-driven solutions for property owners, investors, and tenants.

With a strong focus on innovation and market-driven strategies, Jendela Group aims to maximize asset value while ensuring operational excellence and long-term sustainability. Supported by a dedicated and experienced team, the company continues to build trusted partnerships and create meaningful value in the property industry.

Jendela Group operates through several business lines, including Jendela360, Weltown, CariProperti, and Properti BU, each designed to address different segments of the property market and provide comprehensive end-to-end property solutions.

Jendela Group

Job Description:

<ul>
	<li>Manage end-to-end project execution across both structured and ad-hoc initiatives, ensuring timely delivery.</li>
	<li>Analyze operational and business data to support decision-making and identify improvements.</li>
	<li>Prepare clear and structured reports (spreadsheets &amp; presentations).</li>
	<li>Coordinate with internal and external stakeholders to ensure smooth execution.</li>
	<li>Support daily operations and act as a problem-solver to improve workflows and systems.</li>
	<li>Handle dynamic situations, including field coordination and urgent tasks across locations.</li>
</ul>

Project Manager

FIFGROUP, a subsidiary of PT Astra International Tbk, was established in 1989 and operates in the consumer financing sector. Their primary focus is financing Honda motorcycles through FIFASTRA. Additionally, they offer electronics and furniture financing through SPEKTRA, and multipurpose financing through DANASTRA. AMITRA provides financing for Haji, Umrah, and other Sharia services. FIFGROUP's vision is to become the best financing company in Indonesia, with a mission to deliver superior financial solutions and customer satisfaction.

FIFGROUP

PT Astra Digital Arta, also known as AstraPay is part of Astra International. AstraPay available to support current digital transactions trends for Indonesian people.

AstraPay mobile application provides range of digital transactions supporting daily needs, from electricity bill, BPJS, to health insurance payment.

Enjoy every convenience of digital transaction with AstraPay. Available on Google Play Store http://ap.money/pakaiAP

AstraPay

<ol>
	<li>Conduct risk assessments identifying potential risks, evaluating impact, and developing mitigation strategies</li>
	<li>Perform ad hoc risk assessments to support strategic decisions</li>
	<li>Develop policies and procedures to ensure the effective implementation of the company's risk management in line with the risk levels aligned with the management's and stakeholders' risk appetite</li>
	<li>Perform third-party risk management, ensuring vendors meet compliance, security, and risk management standards</li>
	<li>Ensure compliance with laws, regulations, and industry standards, including reporting to Astra International, Astra Financial, PPATK, and Bank Indonesia, etc</li>
	<li>Develop and enforce an enterprise-wide third-party risk framework, ensuring compliance and operational risk mitigation</li>
	<li>Analyze data and conduct fraud investigations to identify suspicious activities and prevent financial risk</li>
	<li>Monitor risk mitigation to ensure all necessary actions are taken for ISRM, cybersecurity, fraud, operational, compliance, and other risks. Maintain and enhance loss event data with internal reports and root cause analysis for effective risk monitoring.</li>
	<li>Assist in the development and implementation of BCM policies, procedures, and tabletop exercises to enhance resilience and risk preparedness.</li>
	<li>Develop risk management culture, conduct risk training and awareness programs to enhance employees’ understanding of risk management, compliance, and fraud prevention.</li>
</ol>

Risk Management Officer

PT BFI Finance Indonesia Tbk (BFI Finance) is one of the long-established pioneers in the financing sector in Indonesia. Founded in 1982, BFI Finance is recognized as a company with a wide network, supported by more than 200 financing outlets across provinces. In 1990, the Company became one of the first multifinance companies to list its shares on the Jakarta Stock Exchange and Surabaya Stock Exchange (both now known as IDX), with the ticker code BFIN.

PT BFI Finance Indonesia Tbk

<ul>
	<li>Bertanggungjawab pada proses dan hasil penjualan produk pembiayaan Leaseback BPKB di cabang</li>
	<li>
	Melakukan Monitor, Control, dan Suppport serta Leading kepada tim marketing dibawahnya untuk menjalankan proses kerja sesuai dengan prosedur untuk mencapai target penjualan produk pembiayaan Leaseback BPKB
	</li>
	<li>
	Sebagai seorang Supervisor wajib memberikan Role Model, Coaching &amp; Counseling serta Strategi kepada tim yang dihandle agar dapat bekerja dengan produktif
	</li>
	<li>
	Melakukan monitor lapangan secara berkala kepada Staff Marketing yang di handle
	</li>
	<li>
	Memberikan laporan progres dan hasil kepada Head dan Manager cabang.
	</li>
</ul>

Relationship Management

Performance Management and Coaching

Change Management

Analyzing Data

Complex Problem-Solving

Branch NDF Multiproduct Agency Supervisor Banyuwangi

ASTRO is Indonesia's quick commerce company that delivers groceries and essentials to your door within minutes. Founded in 2021 by a group of seasoned e-commerce executives and backed by both trusted International and local investors, it is our mission to make people's lives simpler and easier by saving them time, energy, and money.
Just like real Astronauts that take off into outer space, Astro embodies the values of being fast, bold, adventurous, and technologically advanced.
Interested in working for a company that pushes the boundaries and strives to be the best? Join us now to be a part of this ground-breaking mission!

Astro Technologies Indonesia

About Astro

ASTRO is Indonesia's quick commerce company that delivers groceries and essentials to your door within 15 minutes. Founded in 2021 by a group of seasoned e-commerce executives and is backed trusted international investors, it is our mission to make people's lives simpler and easier by saving them time, energy, and money.

Just like real Astronauts that take off into outer space, Astro embodies the values of being fast, bold, adventurous, and technologically advanced.

Interested in working for a company that pushes the boundaries and strives to be the best? Join us now to be a part of this ground-breaking mission!

About this Position

This role drives commercial performance by translating data-driven insights into actionable strategies that support growth, profitability, and business OKRs. You will act as a key commercial driver, monitoring business performance, identifying risks and opportunities, and collaborating with cross-functional teams to ensure effective execution. The role combines hands-on analytics with strategic thinking to guide decisions at both SKU and business-unit levels.

Job Description

<ul>
	<li>Formulate and execute impactful commercial strategies to drive growth, profitability, and attain business objectives.</li>
	<li>Take a proactive lead as the main business driver for commercial business unit, shaping the strategic direction and actively seeking growth opportunities.</li>
	<li>Monitor and take ownerships of OKRs, key business metrics, and profitability indicators, identify and take decisive actions when OKRs are at risk.</li>
	<li>Perform market analysis to identify trends, opportunities, and challenges on commercial operations.</li>
	<li>Collaborate with cross-functional stakeholders to drive continuous improvements in both on a regular and project basis.</li>
	<li>Prepare presentations for performance and management-related reviews, ensuring clear communication of insights and strategic initiatives.</li>
	<li>Support commercial teams in understanding data points, insights, and analysis, providing necessary training to enhance the team's understanding and application of data-driven strategies.</li>
</ul>

Commercial Analysis Senior Associate

PT BCA Finance berdiri pada tahun 1981 dengan nama PT Central Sari Metropolitan Leasing Corporation (CSML). Pada awal berdirinya, pemegang saham Perusahaan adalah PT Bank Central Asia dan Japan Leasing Corporation. Saat itu Perusahaan masih memfokuskan usaha pada pembiayaan komersial, seperti pembiayaan mesin-mesin produksi, alat berat dan transportasi.

Selanjutnya pada tahun 2001 PT Central Sari Metropolitan Leasing berubah nama menjadi PT Central Sari Finance (CSF), diikuti dengan perubahan kepemilikan saham, dimana PT Bank Central Asia, Tbk (BCA) menjadi pemegang saham mayoritas, serta perubahan fokus usaha menjadi pembiayaan kendaraan bermotor, khususnya roda empat atau lebih. Terakhir, Sesuai dengan Surat Keputusan Menteri Hukum dan Hak Asasi Manusia Republik Indonesia No.C-08091 HT.01.04.TH.2005, maka per tanggal 28 Maret 2005 PT Central Sari Finance telah berubah nama menjadi PT BCA Finance.

Kini BCA Finance sendiri telah berhasil mencatatkan asset kelolaan sebesar 52 T dengan profit 1,6 T. Dengan misinya untuk menjadi perusahaan terkemuka di industri pembiayaan PT BCA Finance senantiasa melakukan perubahan dan pengembangan model bisnis untuk menjawab tantangan dan kebutuhan zaman dimana hal ini sejalan dengan tag line perusahaan yaitu solusi tepat pembiayaan anda. 

Untuk mencapai hal tersebut PT BCA Finance memiliki nila-nilai perusahaan yang senantiasa diterapkan yaitu FOCUS yang terdiri dari:

First Class Teamwork
Orientation to Quality
Customer Focus
Uncompromise Integrity
Striving for Excellence

Melalui FOCUS ini seluruh karyawan diarahkan untuk memiliki budaya kerja yang sama sehingga tercipta sebuah Tim yang solid dalam menjalankan bisnis.

Untuk SDM sendiri selain penanaman budaya perusahaan BCA Finance juga focus pada pengembangan skill dan karir karyawannya oleh karena itu kebutuhan pejabat di BCA Finance 90% diperoleh dari internal.

PT BCA Finance

<ul>
	<li>Membantu dan menangani dalam penyelesaian project-project yang sedang dilakukan di perusahaan</li>
	<li>Mempersiapkan serta melakukan presentasi dan sosialisasi ke setiap unit yang ada di dalam perusahaan</li>
	<li>Melakukan renew aplikasi yang ada di dalam perusahaan</li>
	<li>Membantu dalam menganalisa secara tepat sesuai dengan kebutuhan untuk project perusahaan</li>
	<li>Membantu dalam mengimplementasikan project yang ada di perusahaan</li>
</ul>

 

BCA Finance tunduk pada ketentuan UU Nomor 27 Tahun 2022 tentang Perlindungan Data Pribadi berikut aturan turunan serta perubahan-perubahannya dari waktu ke waktu. Saya menyetujui data-data saya digunakan, diverifikasi, dikelola dan ditatausahakan untuk tujuan perekrutan di PT BCA Finance.

Policy & Process Development Support & Recovery Staff

28Resources is a business group engaged in equity participation (Investee Company) and/or joint operations in the mining, services, contracting, and shipping sectors.

Further to the development and addition of new companies engaged to Nickel Ore business, 28Resources has emerged to assist in obtaining capital investment and / or the provision of technical assistance for a certain period of time for companies. The goals are to assist them in establishing a new companies, helping with experience equity difficulties at an early stage, in the development and restructuring stage, to help any transfer of ownership of the company.

The form of equity participation by 28Resources is Equity Financing, direct equity participation by taking part of the total shares owned by the partner company.

All companies incorporated in 28Resources, have a business focused on nickel ore. Generally, includes:

• Mine Planning;
• Large trade on the basis of remuneration (fee) or contract;
• Nickel Mining Management Consulting Activities;

28Resources have an excellent human resources in planning, implementing and fund controlling with an effective management system and method. In the Nickel Business sector development, and in accordance with the company’s vision and mission, we will continue to innovate so that we become a more reliable and successful company ahead.

28Resources

<ul>
	<li>Mengelola proyek strategis dan ad-hoc dari manajemen</li>
	<li>Menyusun dan mengelola project plan (timeline, budget, resource)</li>
	<li>Memastikan proyek berjalan tepat waktu, sesuai ruang lingkup, dan sesuai anggaran</li>
	<li>Mengidentifikasi risiko proyek serta menyusun strategi mitigasi</li>
	<li>Menangani dan menyelesaikan permasalahan dengan sosial/masyarakat di sekitar area proyek</li>
	<li>Membangun dan menjaga hubungan baik dengan masyarakat lokal dan stakeholder terkait</li>
	<li>Berkoordinasi dengan instansi pemerintah di tingkat daerah maupun pusat</li>
</ul>

Project Manager – Kawasan Industri

Kompas Gramedia, through its more than 50 years of history, is striving for one goal: enlightening and empowering Indonesia. To ensure that we are able to serve the nation for another 50 years, we are undergoing a digital transformation; strengthening and expanding our solid business pillars by developing new digital business initiatives.

Our vision is to enlight all the people in Indonesia with all the knowledge we have.

Kompas Gramedia

<ul>
	<li>Melakukan site visit ke lokasi potensial dan mengevaluasi: profil customer, aksesibilitas, visibilitas, dan potensi komersial. Memberikan rekomendasi go/no-go dengan mencocokkan kesesuaian konsep dengan lokasi.</li>
	<li>Mengidentifikasi lokasi potensial untuk pembukaan toko baru berdasarkan: kesesuaian dengan konsep, target customer dan potensi bisnis.</li>
	<li>Berkolaborasi dengan arsitek dan tim building internal dalam perencanaan layout toko dan pembagian zona dalam toko.</li>
	<li>Memastikan keputusan desain selaras dengan identitas konsep, realistis secara teknis, dan mendukung operasional toko</li>
	<li>Mengidentifikasi insight lokal dan menerjemahkannya menjadi rekomendasi spasial.</li>
	<li>Memberikan rekomendasi vendor yang sesuai dengan konsep dan berkualitas terkait: firma arsitektur, material bangunan, fixture, dan loose furniture.</li>
	<li>Menentukan pendekatan dan komunikasi dalam toko: signage, directory dan sistem wayfinding. 
	 </li>
</ul>

Retail Expansion & Spatial Development Strategist | Business Development Gramedia

<ul>
	<li>Kunjungan Lapangan (Visit): Melakukan kunjungan ke domisili konsumen yang terlambat membayar angsuran, khususnya untuk bucket 1-90 hari.</li>
	<li>Penagihan (Collection): Melakukan penagihan secara profesional kepada konsumen agar melunasi angsuran sesuai target DKH (Daftar Kunjungan Harian).</li>
	<li>Negosiasi: Memberikan solusi atau opsi pembayaran kepada nasabah yang mengalami kendala finansial.</li>
	<li>Pemberian Surat Peringatan: Menyampaikan surat peringatan (SP) resmi kepada konsumen yang menunggak.</li>
	<li>Administrasi &amp; Pelaporan: Membuat laporan hasil kunjungan atau penanganan harian kepada atasan dan sistem collection.</li>
	<li>Monitoring Aset: Menjaga aset perusahaan dengan memonitor kontrak nasabah</li>
</ul>

Staff Penagihan BFI Cabang Palangka Raya

Asuransi Astra has been serving customers for more than half a century, precisely since September 12, 1956. The company, known for its Garda Oto motor vehicle insurance products, serves customers through a network of services spread across 28 branch offices, as well as service units and Garda Centers that continue developing. In addition to motor vehicle insurance, other products from Asuransi Astra are Garda Medika health insurance, mining industry insurance, agribusiness industry insurance, shop insurance, gas station insurance, sharia insurance, and others.

Since 2015, Asuransi Astra has developed its products and services digitally and introduced Garda Mobile as a collection of mobile applications intended for retail, commercial and general customers. The four Garda Mobile applications namely Otocare, Medcare, HR-access, and CR-access are consistently updated through various innovations aimed at customer convenience and comfort. The latest innovation developed in the Garda Mobile Otocare with the presence of GarXia, the first insurance purchase chatbot in Indonesia that can also help customers in reporting claims and the Garda Mall feature that allows users to shop for a variety of automotive needs, Astra Financial financial products, also to buying and selling cars. Asuransi Astra also has four digital products namely Garda Me, Garda Edu, Garda Home, and Garda Trip which can be purchased easily and quickly through the gardaoto.com site.

Asuransi Astra performance has also been recognized with various awards that have been received, including: Platinum Indonesia Best Brand Award (2002-2019), Top Brand Award (2007-2019), Service Quality Award (2007-2018), Corporate Image Award ( 2007-2019), Indonesian Customer Satisfaction Award (2001-2017), Indonesia Original Brand Award (2017-2019), General Insurance with very good financial performance in the Infobank Insurance Award (2008-2016, 2019), Excellent Service Experience Award (2013 -2020), Contact Center Service Excellence Award (2013-2020), Social Media Award (2012, 2016), Indonesia Sharia Finance Award (2017), Insurance Award (2017-2018), Insurance Consumer Choice Award (2017-2018), Asian Brands (2018), Marketing Award (2018), Indonesia Digital Innovation Award (2018), Markeeter of the Year (2018-2019), Infobrand Mobile Application Choice (2018), Marketeers Editor Choice Award (2018-2019), Indonesia Insurance Innovation Award (2019), Indonesia Digital Popular Brand Award (20 19), and others.

With the support of branches and workshops that are spread all over Indonesia, along with the best services and a series of achievements, certainly not stopping the steps of Asuransi Astra innovation through products that are built from the new spirit of Asuransi Astra to always provide comfort and peace for every customer. Therefore, Asuransi Astra will invest time and effort so that you always smile. "Peace of Mind to Millions" is the result that Asuransi Astra will provide to each customer.

Disclaimer: 
Asuransi Astra tidak pernah memungut biaya apa pun untuk seluruh proses rekrutmen. Apabila menemukan kejanggalan terkait kegiatan yang mengatasnamakan Asuransi Astra, cek kebenaran informasi tersebut melalui Garda Akses 1 500 112, atau Instagram @AsuransiAstra.

Asuransi Astra

<ul>
	<li>Identify the various risks of the company's operations.</li>
	<li>Make recommendations in order for risk mitigation and management so the impact of the risk can be reduced to the agreed level.</li>
</ul>

Risk Management Analyst

Sinergi yang saling menguntungkan
Tahun 2015 menjadi titik balik bagi Bank Mandiri Taspen, dimana Bank Mandiri Taspen memutuskan untuk menjadi bank yang unggul di nasional pada segmen pensiunan dan UMKM, yang diwujudkan dalam program sinergi yang dilaksanakan melalui 2 (dua) kontribusi utama dan benefit, yaitu PT. Bank Mandiri (Persero) Tbk. dan PT. Taspen (Persero).

Visi Bank Mandiri Taspen : Menjadi mitra terbaik dan terpercaya dalam memberdayakan dan mensejahterakan.
Misi Bank Mandiri Taspen :
1. Menciptakan pertumbuhan bisnis dan kesejahteraan melalui produk dan layanan keuangan terbaik
2. Fokus pada kebutuhan UMKM dan Pensiunan dengan menyelaraskan kepentingan ekonomi, sosial dan lingkungan

PT Bank Mandiri Taspen

<ul>
	<li>Minimal S1 jurusan terkait.</li>
	<li>Memiliki pengalaman minimal 8 tahun di bidang Model Development, Model Validation, atau Risk Analytics di industri perbankan/jasa keuangan.</li>
	<li>Memahami konsep IFRS 9/PSAK 71, CKPN, scorecard, dan model governance.</li>
	<li>Menguasai SQL, R, Python, atau tools analytics lainnya.</li>
	<li>Memiliki kemampuan analitis, problem solving, dan stakeholder management yang baik.</li>
	<li>Memiliki pengalaman memimpin tim dan project lintas fungsi menjadi nilai tambah.</li>
</ul>

Department Head Model Risk Management

PT Kualitas Tekhnologi Asia (Qualitas) was founded in 2012 with the intention to assist companies in utilizing the right information technology. Started from a small team, Qualitas was delivering one project continued with other projects and the company was growing along with more trust we gain from our customers. We are partnering with the best solution available in the market: ERP, Business Intelligence, Supply Chain Optimization, and Education Solution. We also developed our own mobile solutions and games applications to complement those established solutions. To move toward our company vision ‘to be the most innovative IT and business solution provider in South East Asia’, now we have offices in Indonesia (Jakarta & Surabaya), Singapore, and Malaysia.

PT Kualitas Tekhnologi Asia

Pekerjaan implementasi HRIS (Human Resource Information System) berfokus pada perencanaan, konfigurasi, migrasi data, dan pelatihan sistem manajemen SDM baru di perusahaan untuk mengotomatisasi proses HR seperti payroll, absensi, dan data karyawan.

Tugas Utama Konsultan/Tim Implementasi HRIS:

1. Analisis Kebutuhan: Memahami kebutuhan perusahaan, menganalisis alur kerja saat ini, dan merancang solusi HRIS yang sesuai.

2. Konfigurasi Sistem: Mengatur komponen payroll, aturan cuti, struktur organisasi, dan hak akses (role user) di dalam sistem.

3. Migrasi Data: Menginstalasi dan memindahkan data karyawan dari pencatatan manual atau sistem lama ke sistem baru secara aman.

4. Uji Coba (Testing): Melakukan uji coba terbatas untuk memastikan sistem berjalan sesuai harapan sebelum diluncurkan penuh.

5. Pelatihan dan Pendampingan: Memberikan training kepada tim HR dan karyawan agar terbiasa menggunakan sistem baru.

HRIS Implementasi Consultant

Holding BUMN Danareksa adalah instrumen strategis Pemerintah Republik Indonesia yang berperan sebagai holding transformasi dan investasi atas
lebih dari 40 perusahaan multisektor di bawah kepemilikan langsung dan tidak langsung dengan total aset sebesar Rp60 triliun dengan tujuan untuk
meningkatkan skala bisnis menjadi perusahaan berkinerja tinggi dengan tata kelola unggul yang berkontribusi signifikan bagi perekonomian dan
masyarakat.

Danareksa.

Analisis Kebutuhan dan Peluang Layanan Utilitas

<ul>
	<li class="text-justify">
	Mengumpulkan data kebutuhan utilitas tenant untuk berbagai jenis layanan utilitas kawasan.
	</li>
	<li class="text-justify">
	Mengidentifikasi peluang pengembangan layanan utilitas baru atau penguatan layanan yang sudah ada.
	</li>
	<li class="text-justify">
	Menganalisis kesesuaian kebutuhan tenant dengan potensi pengembangan bisnis utilitas kawasan.
	</li>
</ul>

Pengembangan Skema Bisnis Utilitas

<ul>
	<li class="text-justify">
	Menyusun konsep awal skema bisnis layanan utilitas berdasarkan kebutuhan tenant dan arah pengembangan kawasan.
	</li>
	<li class="text-justify">
	Mengkaji alternatif model layanan, skema kerja sama, dan potensi monetisasi masing-masing layanan utilitas.
	</li>
	<li class="text-justify">
	Menyiapkan bahan analisis untuk penyempurnaan skema bisnis utilitas kawasan.
	</li>
</ul>

Penyusunan Model Bisnis dan Kajian Finansial Awal

<ul>
	<li class="text-justify">
	Mengumpulkan data dasar biaya, asumsi CAPEX, OPEX, dan proyeksi pendapatan layanan utilitas.
	</li>
	<li class="text-justify">
	Menyusun perhitungan awal model bisnis, cost recovery, dan potensi revenue sharing.
	</li>
	<li class="text-justify">
	Menganalisis kelayakan awal model bisnis utilitas untuk bahan evaluasi atasan.
	</li>
</ul>

Dukungan Feasibility Study Utilitas

<ul>
	<li class="text-justify">
	Menyiapkan data pasar, kebutuhan tenant, serta asumsi komersial untuk studi kelayakan.
	</li>
	<li class="text-justify">
	Melakukan analisis awal terhadap aspek bisnis, pasar, dan potensi komersial pengembangan utilitas.
	</li>
	<li class="text-justify">
	Menyusun bahan rekomendasi untuk penilaian kelayakan investasi utilitas.
	</li>
</ul>

Proyeksi Kebutuhan Utilitas Tenant

<ul>
	<li class="text-justify">
	Mengumpulkan data pemakaian dan kebutuhan utilitas tenant untuk jangka pendek, menengah, dan panjang.
	</li>
	<li class="text-justify">
	Mengolah data proyeksi kebutuhan utilitas sebagai dasar perencanaan komersial.
	</li>
	<li class="text-justify">
	Menyelaraskan hasil proyeksi dengan potensi pertumbuhan tenant dan kawasan.
	</li>
</ul>

Monetisasi dan Pengembangan Produk Layanan

<ul>
	<li class="text-justify">
	Mengidentifikasi peluang monetisasi dari layanan utilitas yang tersedia.
	</li>
	<li class="text-justify">
	Menyusun usulan pengembangan produk atau skema layanan untuk meningkatkan penetrasi ke tenant.
	</li>
	<li class="text-justify">
	Memantau perkembangan pipeline peluang bisnis utilitas dan tindak lanjutnya.
	</li>
</ul>

Pelaporan dan Dokumentasi Bisnis Utilitas

<ul>
	<li class="text-justify">
	Menyusun laporan hasil analisis peluang bisnis dan kebutuhan tenant.
	</li>
	<li class="text-justify">
	Mendokumentasikan draf model bisnis, proyeksi, dan kajian awal yang telah disusun.
	</li>
	<li class="text-justify">
	Menyampaikan laporan untuk kebutuhan evaluasi dan pengambilan keputusan atasan.
	</li>
</ul>

Manajemen dan Mitigasi Risiko

<ul>
	<li class="text-justify">
	Melakukan identifikasi, pengelolaan, pelaporan, kontrol, dan evaluasi mitigasi risiko secara berkala dengan memperhatikan target dan kebijakan risiko sesuai alur proses bisnis dan faktornya, serta memperhatikan aspek risiko dalam setiap keputusan dan ikut dalam program pengembangan budaya risiko.
	</li>
</ul>

Business Development Utilities Officer at PT Kawasan Industri Terpadu Batang member of PT Danareksa Persero

<ul>
	<li>Dipersiapkan untuk menjadi Officer di posisi Back End Asset Management yang menghandel konsumen pastdue 91 sd 210 hari keterlambatan </li>
	<li>Melakukan visit konsumen untuk melakukan negosiasi pelunasan kontrak pastdue </li>
	<li>Melakukan pengamanan asset jika konsumen tidak dapat/mampu melakukan pembayaran/pelunasan </li>
	<li>Bertanggungjawab atas pencapaian recovery baik individu &amp; cabang bucket 91 sd 210 before WO </li>
</ul>

Back End Agent Recovery Branch Tanah Bumbu

<ul>
	<li>
	Menangani collection bucket di atas 90 hari untuk product Car/Motorcycle.
	</li>
	<li>
	Melakukan proses rekrut eksternal collector sampai dengan registrasi.
	</li>
	<li>
	Mengevaluasi kinerja eksternal collector yang sudah direkrut.
	</li>
	<li>
	Bekerjasama dengan pihak ketiga untuk proses pencapaian dicabang
	</li>
</ul>

Collection Officer Penempatan Bandung

<ul>
	<li>Conduct research on market trends, competition, and customer needs</li>
	<li>Assist in shaping the strategy for business portfolios and initiatives</li>
	<li>Align business/initiative understanding across departments for better coordination</li>
	<li>Accelerate common understanding on existing product &amp; services to deep dive future opportunity for portfolio growth (e.g. Initiative prioritization, Resource Capability, Determine Strategic Focus, etc)</li>
	<li>Ensure business/initiative understanding through cross function alignment (e.g. Value Stream, Swimlane, Flow Chart Mapping, etc) to completely understand (at full visibility) on the Business</li>
	<li>Provide clear &amp; specific milestones of business/initiative to ensure calculated deliverables &amp; development pace (e.g. Project Charter, Project Pre-requisite, Project Governance &amp; Documentation, MVP Deliverables, etc)</li>
	<li>Provide internal consultancy, project collaboration, and research data across both internal &amp; external functions</li>
</ul>

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Accounting and Finance

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