PT BFI Finance Indonesia Tbk (BFI Finance) is one of the long-established pioneers in the financing sector in Indonesia. Founded in 1982, BFI Finance is recognized as a company with a wide network, supported by more than 200 financing outlets across provinces. In 1990, the Company became one of the first multifinance companies to list its shares on the Jakarta Stock Exchange and Surabaya Stock Exchange (both now known as IDX), with the ticker code BFIN.

PT BFI Finance Indonesia Tbk

<ul>
	<li>Melakukan analisis potensi pasar untuk bisa dilakukan pembiayaan stock showroom.</li>
	<li>Mengakuisisi dan melakukan negosiasi dengan showroom.</li>
	<li>Melakukan kunjungan rutin ke showroom dan mengecek stock yang ada.</li>
	<li>Membantu kebutuhan showroom untuk perkembangan bisnisnya.</li>
</ul>

Marketing Showroom Account Executive Branch Bekasi

PT Wasteforchange Alam Indonesia is a company that provides waste management service from upstream to downstream with a vision of reducing the amount of waste that ends up in landfills.

Waste4Change

<ol>
	<li>Develop and update the development plan (roadmap) and documentation of digital product development implementation.</li>
	<li>Identify stakeholder needs to be mapped to the digital product development plan.</li>
	<li>Plan and implement projects in the digital product roadmap in coordination with relevant stakeholders.</li>
	<li>Lead and facilitate every process of digital product development and implementation.</li>
	<li>Conduct analysis and assessment of digital product usage and provide recommendations for system improvement.</li>
	<li>Coordinate with relevant business leaders to encourage the development of digital products that can increase added value to achieve business goals.</li>
	<li>Identify and develop digitalized and integrated business systems and processes efficiently &amp; effectively.</li>
</ol>

Product Manager

<ul>
	<li>Handling kontrak past due bucket di atas 210 hari untuk produk dana tunai jaminan BPKB mobil.</li>
	<li>Melakukan proses rekrut eksternal collector sampai dengan registrasi.</li>
	<li>Mengevaluasi kinerja eksternal collector yang sudah direkrut.</li>
</ul>

Recovery Officer Area Bekasi

Fundraising:

<ul>
	<li>Lead and ensure smooth processes related to grants, blended financing, and innovative funding for each business line.</li>
	<li>Design supporting documents together with business units such as business plans, pitch decks, financial plans and other relevant documents to support the funding process.</li>
	<li>Identify funding opportunities from grants, blended financing, to innovative funding per business line and establish agreements with donors/investors.</li>
	<li>Prepare reports on results from various funding sources to ensure transparency and accountability.</li>
</ul>

 
Sales Acquisition:

<ul>
	<li>Responsible for the process and achievement of sales acquisition targets in the business.</li>
	<li>Evaluate and improve sales methods, data alignment, marketing techniques, and other strategies to improve sales team performance between &amp; all business units.</li>
	<li>Act as a representative of the sales team for certain market segments according to the company's targets.</li>
	<li>Prepare reports related to sales achievements and identify gaps against predetermined targets.</li>
</ul>

Fundraising & Sales Acquisition Lead

Bertanggung jawab terhadap target penjualan produk pembelian kendaraan (mobil) dan memproses aplikasi pengajuan dari proses survey hingga pencairan dana melalui beberapa aktivitas utama seperti:

<ul>
	<li>Mencari, menganalisa dan merekomendasikan calon supplier/dealer baru</li>
	<li>Membina hubungan kerja yang baik dengan supplier/dealer dan konsumen dengan rutin melakukan kunjungan</li>
	<li>Melakukan credit checking dan memberikan rekomendasi untuk persetujuan pembiayaan, serta memastikan kelengkapan persyaratan pengajuan pinjaman</li>
	<li>Melakukan monitoring kualitas collection khususnya kontrak aplikasi yang masuk kategori FID 06 (keterlambatan bayar 6 bulan pertama)</li>
</ul>

CMO Used Car Branch Bekasi

<ul>
	<li>Melakukan kegiatan penagihan dan recovery keterlambatan 91 - 270 hari</li>
	<li> Bertanggung jawab dalam pencapaian KPI melalui kegiatan collection &amp; recovery problem account baik penyelesaian melalui jalur litigasi ataupun non litigasi</li>
	<li>Membuat Memorandum Analisa Kasus (MAK) dan menyusun Rencana Penanganan Konsumen (RPK) yang efektif untuk mendukung kegiatan recovery</li>
	<li>Membangun kerjasama dengan pihak ketiga untuk peningkatan efektifitas recovery (KJPP, Balai Lelang, KPKNL, Eksternal Lawyer, Funder, Agent Property, dll)</li>
	<li>Bertanggung jawab dalam pelaksanaan strategy recovery seperti kegiatan lelang, penjualan bawah tangan, pelunasan, inventory, dan assignment pihak ketiga</li>
	<li>Membuat dokumen serah terima penanganan debitur dari ARO kepada PBF Asset Management (kronologis pastdue, history penanganan, dokumentasi surat peringatan, dll) atas kontrak-kontrak yang roll to WO)</li>
</ul>

Account Recovery Officer Branch Harapan Indah

SpanSet Indonesia is a key division of the globally recognised SpanSet Group International, specialising in Work-at-Height, Lifting, Load Securing, and Safety Management. With a vibrant team across 5 continents and 14 countries, we're committed to delivering innovative solutions to our clients. 

PT SpanSet Indonesia

<h2>Key Responsibilities:</h2>

<ul>
	<li>Manage and optimize e-commerce accounts on platforms like Tokopedia, Shopee, etc., focusing on sales targets and advertising effectiveness.</li>
	<li>Provide outstanding customer service across multiple channels, including WhatsApp, SMS, and social media.</li>
	<li>Analyze market trends and consumer behaviour to enhance product offerings.</li>
	<li>Oversee daily e-commerce operations, focusing on detail and efficiency.</li>
	<li>Develop and implement sales strategies for various product categories, manage inventory, and coordinate marketing across online marketplaces.</li>
	<li>Identify and assess new marketplace opportunities, including logistical and pricing aspects.</li>
	<li>Monitor competitors and maintain a deep understanding of backend tools and systems.</li>
	<li>Report on marketplace metrics and sales, and collaborate with warehouse and operations teams for smooth operations.</li>
</ul>

<h2> </h2>

Ecommerce Specialist

<ul>
	<li>Melakukan aktifitas visit kepada konsumen-konsumen RO sesuai dengan assignment Supervisor</li>
	<li>Melakukan survey lapangan untuk mengecek kelayakan pembiayaan kepada calon konsumen</li>
	<li>Melakukan analisa kepada calon konsumen yang melakukan pengajuan pembiayaan</li>
	<li>Maintenance pembayaran kontrak aktif</li>
</ul>

Account Officer Branch Pasar Minggu

Universal BPR is a community bank founded in 2003 by Kaman Siboro and Stephen Satyahadi - two individuals with more than 30 years of experience in banking sector. The bank is engaged in the provision of loan, saving and deposit to individuals and SMEs. For lending segment, the current ticket size is ranging from 100 million to 10 billion rupiah per customer.

Universal BPR group currently operates 10 branches located in 8 cities of Indonesia.

Universal BPR is registered and regulated by OJK (financial services authority) and is a member of LPS (deposit insurance)

MISSION STATEMENT
To become a bank that focuses on improving the quality of life of the community with integrity, respect and continuous improvement.

MOTTO
Fast, Safe, Caring

Bank Universal BPR

Key Responsibilities

<ul>
	<li>Memasarkan produk kredit pada calon debitur</li>
	<li>Menganalisa, memastikan calon debitur sesuai dengan target market dan dapat diproses lebih lanjut.</li>
	<li>Membuat Proposal Kredit.</li>
	<li>Melakukan proses kredit sesuai dengan koridor dan SLA yang ditentukan.</li>
	<li>Mengelola debitur yang ada serta mengembangkan referral dari debitur existing</li>
	<li>Mengevaluasi kondisi kualitas debitur (portofolio kredit, usaha, agunan), termasuk monitoring aging tunggakan.</li>
	<li>Melakukan penagihan (desk collection, dan kunjungan) atas angsuran kredit.</li>
	<li>Membuat dan melakukan Rencana Tindak Lanjut pada debitur bermasalah.</li>
</ul>

Relationship Manager SME - Bekasi Area

PT Reycom Document Solusi (RDS) is a corporation that consists of several companies working collaboratively in order to meet the need for digital solutions. RDS Group was created in 2003 in Jakarta under RDS has been expanded in establishing subsidiaries with the same business focus that provides a wide range of Integrated IT-based business management solutions in Indonesia and Asia. RDS Group has grown into 4 pillars of business focus: Business Process Outsourcing (BPO), System Integration, Printing and Creative Services, and Healthcare Management. As we accelerate our business growth, we recognize our greatest asset is our Human Resources. We invite motivated and experienced professionals to join our dynamic team and contributor to our success. Explore an exciting career at RDS, where opportunities and excellence converge.

Reycom Document Solusi (RDS Group)

<ul>
	<li>Conduct Payroll data processing</li>
	<li>Collecting Payroll-related data</li>
	<li>Conduct data verification</li>
	<li>Process and generate Payroll</li>
	<li>Managing all employee expense related to benefits such as medical reimbursement, insurance, BPJS, etc.</li>
	<li>Submit reports to BPJS Kesehatan and BPJS Ketenagakerjaan</li>
	<li>Maintain Issues related to Payroll and Compensation benefits and able to communicate properly with employees</li>
</ul>

Payroll Staff

Bertanggungjawab terhadap pencapaian target penjualan produk Property/Mortgage melalui strategi pengembangan jaringan Agency maupun Direct Selling dengan beberapa aktivitas utama seperti:

<ul>
	<li>Melakukan perekrutan Agent untuk pengembangan jaringan sesuai profil yang tepat</li>
	<li>Menjaga hubungan kerja yang baik dengan Agent sehingga dapat meningkatkan loyalitas dan menghasilkan Agent yang produktif</li>
	<li>Melakukan segmentasi Agent berdasarkan potensi penjualan</li>
	<li>Melakukan aktivitas direct selling untuk menunjang peningkatan penjualan produk Property/Mortgage</li>
	<li>Melakukan kunjungan asset calon konsumen untuk memastikan kelayakannya sesuai ketentuan yang berlaku</li>
</ul>

Business Relationship Officer Branch Tambun

<ul>
	<li>Bertanggungjawab terhadap pencapaian target penjualan debitur melalui strategi pengembangan jaringan Agency.</li>
	<li>Melakukan rekrut Business Agent (BA) untuk pengembangan jaringan sesuai dengan profil yang tepat.</li>
	<li>Menjaga hubungan kerja yang baik dengan BA, sehingga dapat meningkatkan loyalitas BA yang sudah direkrut untuk menghasilkan BA Produktif.</li>
	<li>Membina dan membantu BA untuk mengembangkan strategi agency dengan tujuan menghasilkan jumlah debitur prospect (siap disurvey oleh Surveyor).</li>
	<li>Melakukan koordinasi dengan PBF Head / Supervisor dan pihak lainnya dalam pelaksanaan aktifitas hariannya.</li>
</ul>

Sales and Marketing Knowledge

Marketing Communications

Mortgage Marketing Bekasi

<ol>
	<li>Responsible for the sale of waste management services in the commercial scope according to the planned target.</li>
	<li>Becoming a representative of Waste4Change in dealing with potential clients.</li>
	<li>Running the administration process according to the system that has been implemented in the company.</li>
	<li>Conducting market research in an effort to understand trends, needs, and challenges in the waste management industry and related fields.</li>
	<li>Conducting competitor analysis, pricing, and market opportunities to be the basis for considering more effective sales strategies.</li>
	<li>Active in efforts to encourage system and method improvements in areas of sales scope that are not yet optimal.</li>
	<li>Coordinating with vendors and carrying out daily task administration.</li>
</ol>

Corporate Relation Officer

<ol>
	<li>Identify project opportunities through client and donor needs mapping.</li>
	<li>Pitch to clients/donor regarding Waste4Change’s capacity, capability, and provide solutions for the client’s/donor’s needs.</li>
	<li>Develop project proposals with defined objectives, outputs/deliverables, timelines and resources according to client/donor requirements.</li>
	<li>Updating the progress in project development pipeline dashboard.</li>
	<li>Analyze and identify initiatives to improve project development pipeline performance.</li>
	<li>Maintain good communication and relationship with all stakeholders, both external potential and existing key clients/donors, and internal project implementors.</li>
	<li>Oversee marketing strategy for Team.</li>
</ol>

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